JohnMeus

2006 Time Person of the year. Mortgage pro. CPT. Athlete-ish . Investor. Just trying to be better than yesterday. ✝️🏂🏃‍♂️🏒👨‍🌾🥾💵📚🎶Opinions = mine

[JohnMeus @JohnMeus]

I help people buy homes, help Realtors save time & money, help home owners achieve financial security, and help loan officers make money. Top 5% loan officer nationwide. Subpar athlete. Sandwich enthusiast.📍California
Finance tips. Hot housing takes. Memes.

[JohnMeus @JohnMeus]

Congrats to the champs @Canes

Great team, great championship run

[NHL @NHL]

Can't stop, won't stop watching this 🔴⚫ #StanleyCup

[JohnMeus @JohnMeus]

@FluentInFinance I mean, mortgages used to be 50% down and 5-15 year balloon terms, too…..

When you start extending financing terms, prices go up…see today’s auto market for reference.

[JohnMeus @JohnMeus]

@DeanTTraining A couple of my favorites:

HERO bagels (and buns/bread)

Part skim cottage cheese (Daisy or Good Culture)

[JohnMeus @JohnMeus]

@ESPNNBA - how bout “the Spurs only scored 42 yet they’re winning by 5”. @spurs didn’t exactly have a great half, either.

[JohnMeus @JohnMeus]

And yet somehow, this isn’t a foul. Comes out and crashes into the right shoulder, reaches around and gets body and arm. No call. @nyknicks fans crying about officiating.
Media wants a NY title so bad.

[JohnMeus @JohnMeus]

In what’s been a great few games of @NBA finals, the reviews between plays are horrible. Make the call on the court or don’t. Quit stopping the game, have the refs do their jobs during game play.

[JohnMeus @JohnMeus]

@AlbuynoRyeno I’m helping buyers buy homes every day. It’s not as hard as the headlines suggest.
The bigger issues, in my opinion, are increases in taxes, insurance, and the rise of insane HOAs and things like community bonds which push total cost of ownership to the moon.

[JohnMeus @JohnMeus]

@AlbuynoRyeno @texasrunnerDFW Why? It’s a long term investment on a tangible asset with an actual use case - why should that be less of a path to wealth than a pretend ownership in companies using Monopoly money accounting or something like gold with no real use for anyone?

[JohnMeus @JohnMeus]

@texasrunnerDFW @keepinitfreshx9 Over 30 years I’d argue big time for home ownership - MOST stocks haven’t done much over the past 15 years, the majority of stock market growth has been through a relatively small number of companies. When that party ends, real estate will look even better.

[JohnMeus @JohnMeus]

@darrelltalksfi If you don’t own a home then house if you can afford the payments. Hedge against inflation, long term appreciation, tax breaks, and a place of your own.
Depending on where you live though, if homes are $~400k, why not 50/50?

[JohnMeus @JohnMeus]

@IAmBasedScott @FluentInFinance File under: things that likely didn’t happen

[JohnMeus @JohnMeus]

@FluentInFinance Post the address so we can see the foreclosure filing - or we can assume this is just made up for engagement

[JohnMeus @JohnMeus]

@courtneyknill Exactly - his stuff is perfect for people trying to get started or get out of a hole.

[JohnMeus @JohnMeus]

The rest of the world (here for the World Cup):

HOLY SHIT AMERICA IS AMAZING GIVE ME MORE TACO BELL.

Americans:

America sucks because I can't afford a 3000 sq ft single family home 1 day post-college & my anti-depressants aren't free! FASCISM!!!!

[JohnMeus @JohnMeus]

This is where our taxpayer dollars have been going.

Both sides of the aisle need to come together ASAP to focus on this question: what are we going to do about it?

[TFTC @TFTC21]

DNI Gabbard just declassified evidence of US government funding for 120+ biolabs across 30+ countries, including Ukraine.

[JohnMeus @JohnMeus]

FannieMae: Rates are heading to the 5s...or the 6s. Rates are headed down...or up. We have no idea where rates are headed, but we're going to tell you where rates are headed anyway.

Sometimes I wish they'd just stop forecasting, their batting average is dismal.

[JohnMeus @JohnMeus]

Good data for those just “waiting for prices to fall”

Buy now. Thank me later.

[Logan Mohtashami @LoganMohtashami]

The data back then compared to now

[JohnMeus @JohnMeus]

@indexnforgetit I mean...gotta ditch the original FHA loan if you want another FHA loan, but otherwise....yep!

[JohnMeus @JohnMeus]

@Budgetdog_ Making $100K in 90%+ of this country's landmass is doing great.

$100k in major metros, with a family, and additional debts...not as great.

We need to stop pretending that everyone makes $100k. I can get by and have plenty left to invest at $100k/year.

[JohnMeus @JohnMeus]

Live look at the markets and mortgage rates as Trump live tweets his inner monologue about how he feels this hour about the Iran war that's not really a war.