Wondering how much home you can afford? 🏡 It comes down to more than just the price tag. Your credit score, debt-to-income ratio, down payment, and loan term can all play a role in determining your buying power. Understanding these numbers before you start shopping can help…
5.0 star review received on the Experience platform for The John Phillips Team by Kamden E - Stayed on top of all our questions and helped us a lot with the process. Very speed...
Want lower initial mortgage payments to help free up cash? Yep, we can help! Lock-in at today’s rate and only pay interest for the next 10 years. Ask me for details!
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Waiting for “perfect” interest rates?
Every month you wait is another month of equity and appreciation you’re missing out on.
The truth: owning a home sooner often outweighs trying to time the market.
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5.0 star review received on the Experience platform for The John Phillips Team by monica M - John is amazing to work with! He is very knowledgeable Knows his stu...
FHA loans are a great option for first-time homebuyers. With low down payments and flexible closing costs, an FHA loan is a great way to begin your homeownership journey. Contact me to find out if an FHA loan is right for you. 🗝✨🏡 https://t.co/gBgKx6KOU4 #FHA#FHAloan…
5.0 star review received on the Experience platform for The John Phillips Team by Perry G - I like working with John. hes a great help and makes things happen. He ...
What are discount points? Points can help you save on your mortgage over time. They’re like a “discount” you buy for your interest rate. To put it simply, when getting a mortgage you can pay extra money upfront to lower your interest rate. As a result, your monthly payment…
5.0 star review received on the Experience platform for The John Phillips Team by Hannah T - We had a wonderful experience. John and his team were so helpful every step of the ...
FHA loans are a flexible alternative to conventional home loans!
Key Features:
-Favorable Loan Terms
-Low Down Payment
-Flexible Closing Costs
-Accepts Lower Credit Scores
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Turning Dream Homes into Reality 🏡✨ Our commitment to excellence and dedication to our clients is the foundation of every successful journey to homeownership. Ready to embark on this exciting path with a team who puts YOU first? Let’s make your dream home a reality, together.…