The Fifth Quarter

Comeback stories x wealth building. Three men who started over and built again. THE GAME ISN’T OVER. THERE’S ALWAYS ANOTHER QUARTER.

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#gigeconomy #financialliteracy #doordash #uber #minimumwage
We did the DoorDash math. Four dollars an hour after expenses. He does the math on gig work out loud and calls it what he thinks it is.

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#doubt #comebackstory #confidence #mindset #personalgrowth Ross says, doubt me if you want. Because doubt is easier to work with than pity. A lot of people come home already agreeing with the haters.

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#choices #decisions #investment #federalprison #redemption
People look for the one moment that changed a life. It is never one moment. It is a thousand choices. Some good, some bad, some ugly. You cannot change the chapters you already lived. You do get to write the next one.

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#manipulation #unbelievable #federalprison #caught #funnystory
How a strawberry swirl debbie cake became a drug empire.

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#injustice #opinion #wealthbuilding #criminal #realtalk When the judge and the prosecutor feel like the same side, the guys have a different name for it: Criminal “injustice” system. Ep.6 out now. Full eps on YouTube, Spotify, Apple, iHeart.

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#capital #credit #creditrepair #businessfunding #business A hustler needs a legal lane for the same skill set. Ross on teaching credit classes to men who only knew one way to raise money. Episode 6 out now. Full episode on YouTube, Spotify, Apple, iHeart.

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#pleaagreement #PSI #knowledge #sentencing #trial You sign the plea. Then a second document decides what it was actually worth. Hasan on the presentence investigation, and why nobody explains it first. Episode 6 drops Thursday. Full episodes on YouTube, Spotify, Apple, iHeart.

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#halfwayhouse #freshout #moneymindset #secondchances #success The last stop before freedom was the worst room of the whole sentence. Brad and Ross were in the same halfway house. Both call it county jail. Episode 6 drops Thursday. Full episodes on YouTube, Spotify, Apple, iHeart

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#recidivism #moneymindset #wealthbuilding #sentencing #guidelines Four points for leader. Two for sophisticated means. Two for more than ten victims. That is probation to five years. Brad walks the sentencing arithmetic that decided the next five years. Episode 6 drops Thursday.

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#prison #recidivism #realtalk #wealthbuilding #incarceration Judge a system by who gets paid when it fails. Then look at who profits when you come back. Hasan and Ross on who gets paid when you come back. Episode 6 drops Thursday. Full episodes on YouTube, Spotify, Apple, iHeart

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#thefifthquarter #systems #unwrittenrules #rules #survival Every system has unwritten rules. In this one, refusing to learn them costs you months. The unwritten rules of the program, and what refusing them costs. Ep.6 drops Thursday. Full eps on YouTube, Spotify, Apple, iHeart.

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Free all them brothers. And them sisters. Free everybody, man. How Hasan and Ross close out Episode 5. Episode 5 out now. Full episode on YouTube, Spotify, Apple, iHeart.

#thefifthquarter #freedom #moneymindset #realtak #redemption

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$50,000 - $75,000 in capital, legally. He was teaching it as a class inside a federal prison. Ross on fixing the credit file, getting access to capital and opening the LLC. Ep. 6 drops Thursday. #thefifthquarter #personalcredit #credit #creditbuilding #businesscredit

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If you know why you did it, you can change it. Hasan on CBT, the part of the program that actually worked. Episode 5 out now. Full episode on YouTube, Spotify, Apple, iHeart.

#thefifthquarter #CBT #changeyourmind #wealthbuilding #redemption

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It is crazy to appreciate something you never wanted. You only learn it by comparison. Ross on FPC Montgomery vs Coleman, and how perspective gets built. Episode 5 out now. Full episode on YouTube, Spotify, Apple, iHeart.

#thefifthquarter #gratitude #moneymindset #mentality

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August in Florida, A/C out, no ice, and a jumpsuit you cannot take off. Hasan remembers asking the CO how hot it was, and everybody going quiet. Episode 5 out now. Full ep. on YouTube, Spotify, Apple, iHeart.

#thefifthquarter #hotbox #moneymindset #tolerate #prisonstories

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Sunk cost, federal edition. Get put out of RDAP and it does not matter why: either you restart from zero or the option is gone for good. Either way, you are doing more time.
#thefifthquarter #realtalk #moneymindset #wealthbuilding #motivation

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Prison engineering: The shower is a mist, so they bite a hole in a toothpaste holder and make a shower head out of it.: resourcefulness born from having nothing. Episode 5 out now. Full episode on YouTube.
#thefifthquarter #creativity #resourceful #wealthbuilding #prison

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One of the biggest fears in America beat an extra year in prison. Men who had never spoken in front of a room in their lives, hands shaking. Hasan says people dropped out of RDAP over it.
#thefifthquarter #fear #moneymindset #wealthbuilding #publicspeaking

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What the program really left him with: how he folds his laundry, and why he still courtesy flushes. Brad on the habits that follow you home years after release. New episode Thursday, Aug 13, 7PM ET.
#thefifthquarter #comebackstory #moneymindset #wealthbuilding #secondchances