This, but have the lobster find single-family rentals owned by large property management firms and start spamming them lowball offers for homes in their portfolio.
By the time you get to 90 months, your vehicle will be worth half of what you paid for it—if that—and you’ll end up being overextended because of interest. Even if you sell the car to get out of the monthly payments, you’ll still owe the financing company thousands of dollars.