Update on xMoney Stablecoins
In December, we announced EURXM, USDXM, and RONXM, three fully MiCA-aligned, 1:1 fiat-backed stablecoins, and shared a tentative operational target of June 2026 for launch, depending on final Central Bank regulation coming into effect.
Here’s a brief update on the status, timeline, and next steps.
First, the good news. The products are built. The whitepapers are published. The reserve and audit framework is in place, the infrastructure is ready, and our partners are lined up. From a technology and product standpoint, we are ready to launch.
Second, what we are waiting on is legal and regulatory in nature, and it sits within the jurisdiction of the Central Bank. To be more precise, under MiCA, an e-money token can only be issued once the national competent authority responsible for e-money tokens is formally designated and operational in the issuer's home country. Our stablecoins are issued under a Romanian electronic money license, which means the relevant authority is the National Bank of Romania, but the step that formally activates supervision of e-money token issuance still requires a specific piece of national legislation which is not fully finalized.
That legislation is currently in the works, and Romania is in a government-formation period, meaning a caretaker government operates with limited constitutional powers; hence, it cannot adopt the type of ordinance this step requires until a new government is in place. In other words, we are ready, the European framework is ready, and we are waiting on a national procedural step that today's interim government is not in a position to complete.
Since we operate under full regulated clearance, this means we will only be able to launch when the framework is properly in place and full authorization is ready. After all, this is what MiCA-compliant means.
We are staying close to the process; our infrastructure remains ready, and we are prepared to move with intention once the framework becomes operational.
Thank you for your patience and your trust.
Regulated, scalable, useful digital money for real payments. We're almost there, and doing it properly.
June Quests are complete 🏆
The leaderboard has spoken, and our winners are in.
Congratulations to everyone who secured a spot at the top, and a special shoutout to our 1st place winner, who's heading to UNTOLD Festival! 🎶
Your rewards, including $XMN prizes and NFTs, will be distributed soon.
Thank you to everyone who joined the challenge, completed quests, and kept the competition alive throughout the month.
Google’s Open Knowledge Format now runs on the @origin_trail DKG v10: portable knowledge becomes memory agents can verify, own, and query, not just read.
AI agents are only as trustworthy as the memory they run on. Most of it is portable files: easy to move, impossible to verify.
OriginTrail now advances the portability of @Google's new Open Knowledge Format (OKF) with trusted provenance, AI agents can query, and, above all, trust.
1/3
Zome didn’t join the xMoney ecosystem yesterday.
They’ve been building with us for years, long before “rewards networks” were a category.
Now, they’re part of something bigger: the xMoney Rewards Network, where merchants don’t just process payments, they actively generate value through participation in the $XMN ecosystem.
For merchants, this changes the conversation entirely: more than accepting payments, they become part of a system that rewards users’ activity to build loyalty.
ZOME is already there.
Meet EURXM, USDXM, and RONXM 🙌
Three new stablecoins designed for real payments.
We’ve just hit another milestone for our vision and published the whitepapers for these new MiCA-regulated stablecoins launching in June 2026 🧵
We're proud to welcome https://t.co/VC6TGdqHya to the xMoney ecosystem 🙌
As Romania's first ASF-licensed real estate crowdfunding platform, https://t.co/VC6TGdqHya has built a trusted investment platform with 16.8K+ investors and almost €10M raised to date.
Starting today, they're using xMoney to power their payment infrastructure, making transactions simpler, faster, and built for the next generation of financial services.
Welcome aboard 🤝
We are pleased to announce our strategic partnership with @XAgent_official 🤝
Combining zero-code autonomous AI development with advanced decentralized storage to redefine user data sovereignty.
While centralized platforms routinely expose private data during execution, this collaboration establishes a secure, end-to-end framework for Web3 builders. By integrating @XAgent_Officia revolutionary platform which allows anyone to deploy custom AI Agents via natural language using a physically isolated Secure Runtime Environment, with @limewire’s end-to-end encrypted file-sharing infrastructure, we ensure that both operational keys and project files remain entirely secure.
This partnership marks a significant milestone in delivering uncompromised privacy, secure autonomous infrastructure, and true data ownership to the decentralized ecosystem.
The first payment matters.
The second payment is where checkout friction starts to matter even more.
Returning customers should not have to start from zero every time.
Saved-card flows are not just convenience. They are part of repeat revenue infrastructure.
Imagine explaining to someone in 1995 that:
The buyer is in Dubai.
The funds come from a crypto wallet.
The transaction is for a property in Europe.
And the hardest part isn't the technology…but the payment infrastructure 👀
New article live 👇
https://t.co/5m6vwhhHKE
Checkout conversion is not only about payment methods.
It is also about trust, speed, and whether the flow feels native.
Every redirect, unfamiliar screen, or extra step creates a small moment of doubt.
For merchants, embedded payment experiences are not just UX polish. They can be the difference between intent and drop-off.
Building toward this at @xMoney_com .
Cashback, rethought 💭
The xMoney Rewards Network is a system where rewards don’t just accumulate, but become part of an active earning loop.
1) Stake to unlock your tier.
2) Spend with partners.
3) Claim and use your rewards on your terms.
✔️ No lock-ups.
✔️ 24/7 earning logic.
✔️ Built for real usage.
Explore the network:
https://t.co/u8tmUECZDH