🏡 Terminology Tuesday: Mortgage Servicing! The mortgage journey doesn't end at closing! 🔑 💡 Mortgage servicing is what happens after you get the keys, from processing monthly payments to managing escrow accounts and providing ongoing support. At Prosperity Home Mortgage, our…
🍂 Fall is here, and October brought plenty of new beginnings! Congratulations to all our October homeowners who are settling into their new homes just in time for the holidays. 🏡🍁 We’re so grateful to our buyers, real estate partners, and everyone who helped make these…
Affordability looks different in every market—and every household. 🏡 https://t.co/93TLwVNffa’s latest analysis shows a wide gap between household incomes and the income needed to afford a typical home, with substantial differences from state to state. Those numbers highlight a…
a real challenge. They also make a local, personal conversation worth having. Statewide medians don’t capture your neighborhood, your savings, your monthly obligations, or the financing options you may qualify for. We're here to help you understand those details. Together with…
Porch lights on. Pumpkins glowing. Neighbors making memories. 🎃👻 Here’s to the little traditions that make a neighborhood feel like home. Wishing you a safe and happy Halloween, filled with sweet treats and a few friendly frights! #HappyHalloween#PHMLoans#YourForeverLender…
📊 The Fed hit pause. The housing market didn’t. With sellers outnumbering buyers, affordability challenges continuing, and seasonal opportunities beginning to emerge, the housing market is giving real estate professionals plenty to talk about. 🏡 This week’s Market Update…
te explores the latest mortgage rate trends, economic developments, and shifting market dynamics that could shape the weeks ahead. Because national headlines only tell part of the story. Understanding what’s happening locally is where opportunity begins. 📍 🔗 Catch up on this…
e property issues. It may simply make existing details more visible and consistent. Sellers and real estate colleagues can help by sharing permits, plans, renovation history, accessory-unit information and any known differences between listing and public-record square footage…
: 📐 Square footage and measurements 🏡 ADUs, additions and converted spaces 🔨 Renovations, updates and property features 📸 Photos, condition and potential discrepancies A longer report does not automatically mean something is wrong. The new format does not create property…
Appraisal reports are getting a major update. 👀🏠 Beginning November 2, the industry moves to UAD 3.6 for new conventional appraisal reports submitted to UCDP. The redesigned report uses more structured, standardized property information, which may mean greater detail around:…
Behind every emergency call are people ready to help. This First Responders Day, we honor the firefighters, law enforcement officers, EMTs, paramedics, and dispatchers who serve our communities with courage and compassion. From all of us at Prosperity Home Mortgage, thank you…
📚 Learning together, growing together, and having a little fun along the way! 🏓 After a full day of meetings, learning, and professional development, we traded our notebooks for pickleball paddles, enjoyed a great dinner, and connected with fellow mortgage consultants from…
m across the Midwest! Our industry is about more than mortgages. It’s about building relationships, sharing knowledge, and growing stronger together. 🤝 Grateful to be part of a team that values collaboration, continuous learning, and making time to connect beyond the…