James Tall

#Freelance #FinServ #FinTech writer & comms consultant. Interested in a better future for finance.

[mrKeshta @mr_Keshta]

🚨 Stablecoins are quietly becoming bigger than most people realize.

They might be the biggest crypto story of the next 10 years.

Here's why 🧵👇

[Investment Week @InvestmentWeek]

Zumo's Daniel Taylor: Digital assets' next chapter demands a bolder UK strategy

https://t.co/D9exTQ5Zxc

[Paddy @PaddyArsenal]

Congratulations to Gabriel Jesus on winning the first Premier League medal he will be able to keep 🔴⚪️

[James Tall @JTall99]

@Arsenal @airwallex Not now fellas

[FT Adviser @FTAdviser]

FCA’s latest crypto consultation welcomed as ‘positive step forward’ https://t.co/ZQS8Va9HB1

[James Tall @JTall99]

@Arsenal Time to go mate. Serial loser. The true specialist in failure. But instead, we'll give him a new contract

[MaxC @ColeFusionHQ]

British nicknames are an unregulated industry. a 5'6 tradesman called Anthony is professionally known as Shetland Tony. a man who lost an eye is called Keth. a quiet man wore a yellow jumper once and became
Mumblebee.

what's the best nickname you've ever heard

[James Tall @JTall99]

@mfc_mrpage How did that work out fella?

[James Tall @JTall99]

@GoonerGimli 100% mate. Would have lost that without him.

[James Tall @JTall99]

@AFCAMDEN We've already imploded mate. As per usual.

[CoinGeek @RealCoinGeek]

UK FCA nears end of consultation on cryptoasset regulations
https://t.co/RGX6NiGm8w

[Paddy Power @paddypower]

FULL-TIME: Bodo/Glimt 3-1 Man City.

One of the most humiliating defeats in City’s 15-year history.

[Patrick Timmons @PatrickTimmons1]

Thomas Frank’s Spurs spell has objectively been hilarious. 14th in the league. Out of the cup at the first hurdle. 2 home wins all season. Eze hattrick after rejecting them. Rocking up to Brentford with an Arsenal cup. Comedy gold.

[CryptoUK 🇬🇧 @CryptoUKAssoc]

A sustainable and competitive UK digital asset market cannot be built by industry and policymakers alone — it also requires informed, open public engagement. Without a far broader public debate, the benefits of emerging crypto and digital asset technologies risk remaining concentrated among sophisticated institutional investors, while retail users are left on the sidelines.

This was a key theme raised by Lord Holmes during his keynote at City & Financial Global’s conference — The UK’s New Cryptoasset and Stablecoin Regulatory Regime 2025. He warned that if the public is not actively included in the conversation, the UK will miss the chance to build a truly accessible and future-ready market. As he noted, institutions already understand the opportunities — but the wider population must not be shut out of technologies and financial products that are rapidly becoming part of the global economy.

To achieve this, the UK needs thoughtful discourse, clear communication, and a shared effort to raise awareness of what digital assets can offer — and what risks need to be managed. Public understanding is not a ‘nice to have’; it is central to building a regulatory framework that is fair, effective, and reflective of society’s needs.

At CryptoUK, we work to ensure that policymaking is informed not just by industry insight, but by broad, inclusive perspectives. Our community of more than 100 organisations is committed to supporting education, transparency, and constructive engagement across the ecosystem.

If your organisation wants to help shape a future where digital assets work for everyone, we invite you to join our collective effort 👉 https://t.co/KtNVMiNyFY

[CryptoUK 🇬🇧 @CryptoUKAssoc]

As 2025 comes to a close, the crypto and digital assets sector has defied expectations. What was widely expected to be the peak of the four-year crypto cycle — the “banana zone” — has instead been marked by weak price action and extreme fear. However, going into 2026, the structural foundations couldn’t be stronger.

Institutions are actively deploying blockchain across payments, settlement, tokenisation and cross-border flows, while regulated investment products are expanding institutional access — signalling a decisive shift from experimentation to integration. This progress has been reinforced at a policy level, particularly in the U.S., where the passage of the GENIUS Act and progress towards a comprehensive crypto market structure bill are shaping global regulatory direction.

With a clear ambition to position the UK as a global hub for crypto and digital assets, maintaining pace with developments in the U.S. became critical. Throughout the year, CryptoUK represented more than 100 members, submitting detailed consultation responses across market structure, custody, trading, disclosures, prudential requirements and stablecoins, focused on ensuring the emerging framework is proportionate, workable and internationally competitive.

Heading into 2026, the UK government confirmed this month that crypto and digital asset activities will be regulated within the UK’s existing financial services framework, with the full regime scheduled to come into force from October 2027. This provides long-awaited clarity around governance, capital, market conduct and consumer protection, and marks an important step towards embedding crypto within the UK’s broader financial system — but there is still much work to be done.

Undoubtedly, the theme of 2026 will be international cooperation, ensuring rules implemented across the U.S., UK, EU and ROW complement one another. Our strategic partnership with the @DigitalChamber reflects this and will ensure CryptoUK can expand its capacity and impact, deepen engagement with policymakers and industry, and further support public education as crypto becomes more embedded in the UK economy.

As the year draws to a close, we’d like to sincerely thank our members, partners and the wider community for their continued support.

While it’s impossible to thank everyone within the confines of this post, we would like to offer a special thanks to our team — Su Carpenter, Ian Taylor, Ioana Surpateanu, @TeanaTaylor, Nathan Trickey and Jonathan Marriott — and to those leading our working groups: Suzanne Morsfield, Sam Robinson, Yasmin Johal, Laura Knight, Sarah Tomalewicz, Elena Tzvetinova and Chrislyn Pereira. A special thanks also goes to everyone at The Digital Chamber — too many to mention — including @CodyCarboneDC, Nicole Rankin, Lindsay Ezykowich and Megan Thorpe.

We wish everyone a happy holiday season and a healthy, successful New Year.

[CryptoUK 🇬🇧 @CryptoUKAssoc]

The FCA’s latest Cryptoassets Consumer Research 2025 (Wave 6) highlights a shift in how UK consumers are engaging with cryptoassets. Overall ownership has fallen to 8% of UK adults, down from 12% in 2024 — yet those who remain active are holding larger amounts. Smaller holdings (£100 or less) continue to decline, while ownership of cryptoassets valued above £1,000 is increasing, pointing to a more committed and financially confident user base.

The research also shows that centralised exchanges remain the dominant access point, used by 73% of cryptoasset users, with ease of use, reputation, and security cited as the top decision factors. At the same time, awareness of regulation is still mixed — only 41% of users knew whether the exchange they last used was registered in the UK or overseas.

Crucially, regulation continues to influence consumer confidence. Over half of cryptoasset users say they would be more likely to invest if cryptoassets were more regulated in the UK — particularly if this included some form of protection should a firm fail. This reinforces the importance of proportionate, well-designed regulation that protects consumers without stifling innovation.

At CryptoUK, we continue to engage closely with policymakers and regulators to ensure the UK’s regulatory framework supports responsible growth, consumer protection, and global competitiveness. Keeping the UK at the forefront of crypto innovation requires a strong, collaborative effort across the industry. If your organisation wants to actively shape competitive and effective regulation, we invite you to join our growing community of more than 100 members: https://t.co/Sr20NJiNFX

For more detailed analysis of UK consumer behaviour, risk awareness, and market trends, read the full FCA report here: https://t.co/1Bn0O8pEwN

[MoneyWeek @MoneyWeek]

UK sets out crypto regulatory proposals https://t.co/6zOhvax7LL

[Asset Servicing Times @ASTimes_]

UK recognises digital assets as legal property under law. Under the new Act of Parliament, digital assets can be clearly owned, inherited, and recovered in theft cases, included in insolvency and estate proceedings https://t.co/ASH4NCcT2s #fundadmin #Custody

[James Tall @JTall99]

@LFCLaurie Isak has never been anywhere near the world's top strikers. And never will be.

[James Tall @JTall99]

@McfcHQ_ Platini