JT Capital

Self Proclaimed Stock Market Genius.
Early $HIMS $SEZL $OUST $AMD investor.

[JT Capital @jtcapitall]

3 Stocks Under $10 Billion I’m Buying for the Next Decade

1. $HIMS — Hims & Hers Health

Hims is one of the fastest-growing consumer health companies in the US, an industry projected to grow nearly 24% annually through 2030.

The stock is down 50%, mostly due to them no longer being able to mass compound GLP-1 (due to the shortage ending)

But this forced them to diversify into other segments like: sexual health, mental health, dermatology, and women’s healthcare, a segment the CEO says will cross $1 billion on its own by next year.

Hims also launched full-stack lab testing, expanding its ecosystem and increasing LTV as it becomes a truly comprehensive digital health platform.

Management is projecting $6.5B in revenue by 2030. Using a conservative $6B at a 5× price-to-sales multiple implies a $30B market cap. HIMS sits at ~$8B today, meaning the stock has 30% annual return potential over the next five years.

[Shay Boloor @StockSavvyShay]

$SOFI five years ago:
• $15/share
• 2.5M members with ~$300M gross profit run-rate

$SOFI today:
• $15/share
• 15.8M members with ~$2.5B gross profit run-rate

Same price. Very different business.

[JT Capital @jtcapitall]

If you doubt your thesis despite a strong quarter simply because the stock is down, then you should buy index funds. $SOFI

[JT Capital @jtcapitall]

We're not used to a Fed President going against the consensus of the markets.

But we have a new Fed President.

[JT Capital @jtcapitall]

$SOFI grew revenues by 40% and trades at 27 x FWD earnings

There are not many stocks providing this kind of value for growth,

[alldaystocks | 24/7 Market News @allday_stocks]

$SOFI SoFi: 𝐑𝐚𝐢𝐬𝐞𝐬 𝟐𝟎𝟐𝟔 𝐑𝐞𝐯𝐞𝐧𝐮𝐞 𝐆𝐮𝐢𝐝𝐚𝐧𝐜𝐞 𝐚𝐬 𝐑𝐞𝐜𝐨𝐫𝐝 𝐌𝐞𝐦𝐛𝐞𝐫, 𝐏𝐫𝐨𝐝𝐮𝐜𝐭 & 𝐋𝐨𝐚𝐧 𝐆𝐫𝐨𝐰𝐭𝐡 𝐂𝐨𝐧𝐭𝐢𝐧𝐮𝐞𝐬
⠀
📊 𝐑𝐞𝐬𝐮𝐥𝐭𝐬
• EPS: $0.12 (Est. $0.11) ✅
• Revenue: $1.22B (Est. $1.13B) ✅
• Adjusted net revenue: $1.21B (+40% YoY); adjusted EBITDA: $358M (+44% YoY)
• Net income: $157M (+61% YoY)
• Record loan originations: $14.8B (+69% YoY); members: 15.8M (+35% YoY); products: 24.4M (+42% YoY)
⠀
🎯 𝐆𝐮𝐢𝐝𝐚𝐧𝐜𝐞
• FY2026 adjusted net revenue: $4.75B–$4.85B (prior: ~$4.66B) ✅
• FY2026 adjusted EBITDA: ~$1.6B (unchanged)
• FY2026 adjusted net income: ~$825M (unchanged)
• FY2026 adjusted EPS: ~$0.60 (unchanged)
⠀
📌 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬
• Personal loan originations reached a record $10.7B, student loans surged 170% YoY to a record $2.7B and home loans increased 74% YoY to $1.4B.
• Deposits grew to $45.5B, funding ~93% of liabilities and supporting a 5.98% net interest margin.
• Cross-buy continued to accelerate, with 51% of new products opened by existing members, while credit performance remained in line with expectations.
⠀
💬 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐂𝐨𝐦𝐦𝐞𝐧𝐭𝐚𝐫𝐲
CEO Anthony Noto said 2026 is becoming a defining year for SoFi, with the company's "everything app" strategy driving record member engagement, product adoption and financial performance, giving management confidence to raise full-year revenue guidance.

[JT Capital @jtcapitall]

@ariaradnia But this also doesn't mean that a stock is a good buy as long as revenue is growing quickly. You can still overpay for growth.

Ideally, you buy a fast growing stock at a fair price!

[JT Capital @jtcapitall]

Interesting how we're not seeing any insider buying amid this AI selloff

[legen @legen_eth]

Trump admin bought in for $17.17 by the way

[JT Capital @jtcapitall]

@JUST_KAWS $AMD is up 100%+ YTD
$TSM is up 20%+ YTD
$MU is up 175% YTD

Did you just expect them to go up in a straight line forever?

[JT Capital @jtcapitall]

LEAPS never made sense to me.

If you're trading momentum or sentiment, having a time limit makes sense.

But if you're investing based on fundamentals, why would you want your thesis to be limited by time?

A stock can be undervalued today, execute perfectly for 12 months, and still not move in your direction.

[JT Capital @jtcapitall]

@ariaradnia Big tech is spending too much on capex ( I own 3 of them)

[JT Capital @jtcapitall]

@ReneSellmann Because Google's AI knows everything about its users, and that makes targeting ads 100x more efficient.

[JT Capital @jtcapitall]

The Trump admin took a stake in $USAR at $17.

It's now trading at $15/share.

It's a risky stock, but they solve a necessary national security concern.

[JT Capital @jtcapitall]

How long will the green last?

[JT Capital @jtcapitall]

Most people don't realize how many tech giants are already deep bear market territory

Meanwhile the S&p 500 is down just 2.25%

[JT Capital @jtcapitall]

Does anyone else wonder what would happen to fintwit if we go into a 2 year bear market?

[JT Capital @jtcapitall]

@GuyTalksFinance Being 70% down means you need your portfolio to go up 230% just to BREAK EVEN!

think about that....

[JT Capital @jtcapitall]

Everyone seems to have forgotten that $SOFI at $17 is trading at 16x 2028 EPS.

[JT Capital @jtcapitall]

Chart of the Day: Recovering from Losses is Hard

Protect your portfolio from downside risk.

[JT Capital @jtcapitall]

@StockSavvyShay @fiscal_ai and yet it still trades at infinity times P/S...

[JT Capital @jtcapitall]

the wolf of small meat

[bubble boi @bubbleboi]

I sold out of everything.

Yes.

Everything.

Yes.. even that one.

The next two weeks will be tough for most of you.

Good luck.