Stop saying 'Sorry for the late reply' in emails.
It doesn't make you polite. It makes you look disorganized.
Here are 6 phrases that skip the apology and get straight to work:
I enjoyed putting together this series.
Part III is out today, on the hardest of the three problems: not getting knowledge in, or keeping it there, but pulling it back out when you actually need it.
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Stop saying 'Sorry for the late reply' in emails.
It doesn't make you polite. It makes you look disorganized.
Here are 6 phrases that skip the apology and get straight to work:
Stop saying 'Sorry for the late reply' in emails.
It doesn't make you polite. It makes you look disorganized.
Here are 6 phrases that skip the apology and get straight to work:
Robert Greene was right when he said:
“Eventually, the time that was not spent on learning skills will catch up with you, and the fall will be painful.”
Major cheat code in life: One priority per day. Not three. Not five. One. Pick the single thing that, if completed, makes the day a win regardless of what else happens.
Protect two hours for it. Most people go entire weeks without finishing anything that actually matters because everything feels equally urgent.
Six months into 2026, here is what actually happened in the markets this year so far.
On the JSE, the standout has been MTN, up around 34 percent since January and still climbing. Among the banks, Capitec gained about 14 percent and Standard Bank around 11 percent, with a healthy dividend yield on top. In retail, Boxer led the way at roughly 18 percent and Shoprite did well at 9 percent, while Spur added around 13 percent. Driven by the oil situation, Sasol surged strongly, and Netcare grew steadily at around 14 percent.
But not everyone shared the party. Pick n Pay lost around 16 percent and Woolworths shed about 10 percent. The real disaster was Spar, down roughly 50 percent, with its half-year earnings collapsing by more than half. That was not just bad luck, it was a botched distribution centre and software rollout, heavy promotional costs, and a CEO resignation all landing at once. Naspers and Prosus also struggled, down around 26 and 31 percent.
Here is one that surprises people, the popular Satrix 40, a local index many beginners hold, was actually down about 5 percent for the half year. Index is heavy in mining and resource shares, and those got hammered.
Bitcoin fell around 33 percent, gold slipped, and the gold miners followed it down, with names like Sibanye, Implats, Harmony and Gold Fields posting losses of up to 42 percent. Anglo American was the exception, gaining around 18 percent.
Globally, the story flipped completely. The AI and technology theme carried everything. Intel had an extraordinary run of over 250 percent on the back of its turnaround and major partnerships, with fellow chipmaker AMD up around 170 percent. AstraZeneca, Coca-Cola, Google and Costco all posted gains. Global ETF funds shone too, the Satrix emerging markets feeder up around 22 percent and the Stanlib tech feeder around 16 percent. But even in tech there were losers, with Microsoft, Netflix, Adobe, Facebook and Xiaomi all in the red.
The lessons...
First, look at how wildly different the outcomes were. In the same six months, one share rose over 250 percent while another fell 50 percent. This is exactly why pouring all your money into single stocks is so dangerous, and why diversification through ETFs spreads that risk.
Second, notice that the local Satrix 40 was down while global feeder funds were up sharply. That is the offshore and currency story playing out in real time. If you were invested through a global ETF this year, it worked for you while the local headlines panicked, and that is precisely why global diversification works for us here in Southern Africa.
Third, and most important, six months is nothing. These are point-in-time figures and they will look completely different by December. The investor who panics over a bad half year, or chases the stock that just ran 250 percent, usually loses. The one who stays diversified and consistent through it all is the one who wins over time.
This is not financial advice, just something to think about.
My favorite line from Atomic Habits has been living in my head rent-free:
“It doesn’t make sense to continue wanting something if you’re not willing to do what it takes to get it. If you don’t want to live the lifestyle, then release yourself from the desire. To crave the result but not the process is to guarantee disappointment.”
JOB INTERVIEW:
"Can you explain this 8-month gap in your resume?"
Most candidates say:
"I took some time off to recharge, travel, and figure out my next career steps."
THE WINNING ANSWER:
STOP STARTING YOUR EMAILS WITH:
“I HOPE YOU’RE DOING WELL.”
IT’S CORRECT. IT’S POLITE. AND IT’S ALSO ONE OF THE MOST FORGETTABLE OPENINGS THERE IS.
IF YOU WANT SOMEONE TO REPLY, DON’T START LIKE EVERYONE ELSE.
START WITH INTENTION.
HERE ARE 10 ALTERNATIVES: 👇
When I watched the Ecuador coach celebrate so passionately after his team's victory over Germany yesterday, I was reminded of a profound truth often associated with Napoleon Hill:
"The most powerful mastermind alliance a man will ever form is in his marriage. A woman, rightly chosen, aligned in vision, and honored in spirit, can make a man unbreakable. But a woman wrongly chosen or unaligned in purpose will drain him of vision, strip him of confidence, and sentence him to spiritual poverty.
Many men fall not because of failure in business, but because of conflict in the home. They rise with vision only to have it mocked. They speak with clarity only to have it questioned. They act with courage only to be met with resistance. This is not partnership. This is war. And a man at war with his household cannot build peace outside of it.
But when a woman supports a man's purpose, when she believes in his destiny, when she reflects his greatness before the world sees it, that woman becomes the mastermind in motion. Her energy fuels him. Her intuition sharpens him. Her peace steadies him. Her presence becomes a sanctuary. And the man with that kind of partner is dangerous to every limitation.
You must choose this alliance with wisdom. And if you are already in one, you must train it, not ignore it. Share your aim. Speak your plan. Invite her insight. Draw strength from her spirit. This is not weakness. This is wisdom. This is law."
Pharoah
Dealers Choice
Auto Investments North Coast
Your Car Guy
Car Sales Exclusive
Pristine Motors
Fastline Cars
GetWorth
Lumina Auto
My Car Now
WP Motors
Legacy Auto
Weelee
One Nine Auto
Nates Car Sales
Cars on the Connor
Walkot Cars
You have any trouble with these, let us know 😉
DURING JOB INTERVIEW:
"Why are you leaving your current role?"
Most candidates say: "I am looking for more growth opportunities and a better company culture."
THE WINNING ANSWER: