John V. Culver

Writing, investing, startups & sports betting. Fmr CEO & Co-Founder of Fanvest Wagering Exchange. Founder of The ISW. NFL fan. Buffett-Munger disciple. INTJ.

[John V. Culver @jvculver88]

@ericjackson He was a great man.

[NFL @NFL]

NO WAY. CALEB WILLIAMS HEAVES IT ON 4TH DOWN.

LARvsCHI on NBC
Stream on @NFLPlus + Peacock

[John V. Culver @jvculver88]

@nntaleb I’ve been long gold futures since Q2, I wish I saw the light sooner! Great call.

[Jeffrey Ye @jeffye888]

Actually shook how much the $OPEN team has accomplished in less than 2 months since kaz joined.

Investing is hard but I find that almost everybody underestimates how much an increase in velocity compounds over months. Patience is one of the few real edges in life.

I’m as bullish as ever on the company - feels a lot to me like $HOOD at $10 - just continue shipping, building product people love and the value will accrue.

[John V. Culver @jvculver88]

Really impressed by @nejatian — he & the team have much to cleanup & execute. I believe few people have the skillset to turnaround a flailing operation & make it something special—Kaz is one of those people. It’s early days, $OPEN stock price will reflect this. I’m all in.

[Nassim Nicholas Taleb @nntaleb]

Six months later, it keeps going.

[John V. Culver @jvculver88]

@astraffon Hmm 🤔— glad to see it’s been catching on, although I’d be lying if I told you it’s not been a tad bit bitter sweet!

[Kaz Nejatian @nejatian]

After 6 years at Shopify, I’m joining @Opendoor as CEO. Here is why:

It is incredibly important that we use all of our energy and every modern tool at our disposal to build products that make home ownership easier. We must make the process of buying and selling a home less frictionful so more people do it.

Home ownership isn’t just about a house. It’s about families and communities.

The West has been built on the idea that ordinary people can stake a claim in their society, put down roots, and build a future. Renters move. Owners stay. That matters.
Studies show homeowners vote more, volunteer more, and are more likely to invest in their communities. It’s not sentiment—it’s data. Homeowners report higher life satisfaction and health outcomes. They have higher trust in our institutions and stronger families.

Ownership builds generational stability. Societies with broad-based property ownership are stronger. Alexis de Tocqueville saw it in America 200 years ago. Nothing has changed. Communities full of home owners are better communities. When people own, they maintain. Crime rates fall when ownership rises. Why? Because people guard what’s theirs. They police and take care of their neighborhoods, not out of fear, but pride. Ownership ties individuals to the fate of the community.

Home ownership is about putting down roots. And these roots tie us together and make our world better.

That is why the work to be done at Opendoor is so incredibly important. And that is why I believe we can build not just a successful company, but a generational company—one that empowers the promise of the West to be unlocked in the ways it was always intended. Today, Opendoor is the largest digital platform for residential real estate transactions, making it possible to buy, sell, and move at the tap of a button. We are 1% done along this journey!

My experience at Shopify showed me what happens when you build a platform that unleashes innovation at scale. Shopify gave millions of entrepreneurs the tools to change their lives, their families, and their communities. That platform mindset is what I hope to bring to Opendoor—to build a platform for homeownership, one that unlocks opportunity for millions of families and strengthens the fabric of society.

And that is why I am so incredibly proud that I get to support this team in our mission to use every tool at our disposal to make selling, buying, and owning a home easier.

AI gives us the chance to accelerate this work in ways never before thought possible. From simplifying the process of buying and selling, to unlocking personalized pathways to ownership, AI can help millions of families access homes more efficiently, more affordably, and more transparently than ever before. This is a once-in-a-lifetime opportunity to redefine what’s possible in real estate.

[Shrisha @shrisha]

Hey $OPEN fam, y'all are something else. I've literally scrolled through thousands of your tweets, from the genius-level ideas to the "how did they even think of that?" gems. Seriously, your passion is incredible.

I'm convinced AI is a core primitive for our next phase of growth. My personal stance on AI has shifted; a year ago, I thought it wasn’t quite there to do real work with real money on the line. Now, I'm convinced it can do way more than we think. We’ve built tools like Repair Co-pilot and RiskAI in days/weeks.

Since joining, we’ve built a small but mighty team of builders who have done 0-1 products before. We’ve been running lean, taking out a bunch of compute cost while quietly strengthening our AI muscles and ops tooling, like the new Key Agent App.

We just wrapped up a marathon board meeting, and we are 100% aligned. We’re locked and loaded to scale Key Connections and Cash Plus.

To get all the details on how we're reinvigorating AI at Opendoor, check out our full blog post.

Thanks for believing. Now let's go build the future. 🚀

https://t.co/u4q1AlRCNo

[John V. Culver @jvculver88]

@ToddFuhrman @BetTheBoardPod @PayneInsider Listened for at least 10 years? If my dates are accurate. Thank you. I’ll really miss it this NFL season.

Especially as betting slop content continues to grow exponentially—you guys were legit.

[John V. Culver @jvculver88]

@ToddFuhrman Risky Business by @NateSilver538 & Maria Konnikova.

[John V. Culver @jvculver88]

Robinhood CEO Vlad Tenev: Prediction markets are the future - CNBC

Lmao where I have I heard this before? 🤔. He’s right too. https://t.co/0PlFoAQR9D

[John V. Culver @jvculver88]

My #NFL Elo ratings Championship Sunday spreads, win & cover probabilities. #FlyEaglesFly #Commanders

#PHI -5.5 w/ a 66.6% win probability, 48% cover chance at -6.0

#KC -3.4, 61.9% win probability, 54% cover probability at -1.5.

[ESPN @espn]

THE COMMANDERS ARE IN THE NFC CHAMPIONSHIP 👏

[NFL Memes @NFLMemes]

EVERYONE WATCHING THIS GAME

[John V. Culver @jvculver88]

My #NFLPlayoffs divisional betting preview is out now. #nfl #nflbetting

https://t.co/Pb7BewV7JF

[Isaac Feldberg @isaacfeldberg]

“I believe life is a continuum, and that no one really dies, they just drop their physical body and we'll all meet again, like the song says. It's sad but it's not devastating if you think like that... We're all going to be fine at the end of the story.” — David Lynch

[John V. Culver @jvculver88]

There's significant disagreement between my #Chiefs elo implied win probability 86% vs. @ESPNNFL FPI of 63%.

@TeamRankings has KC at 80%. The consensus moneyline of KC -483 translates to an unvigged 80% implied win prob w/ HOU +393 at 20%.

[John V. Culver @jvculver88]

My initial #NFLPlayoffs Elo rating based home team spreads, cover odds, as well as home & away win probabilities

The lines have been moving substantially since Sunday night. These consensus market odds are courtesy of @TeamRankings

[John V. Culver @jvculver88]

I hope to share more of my betting ensemble tools & methods, but my modified NFL Elo ratings (from 538) have been very effective & predictive. Of course my pointing this out will likely lead to me shitting the bed this weekend.