Jonathan Hallstead

SVP, Retail Lending Strategy, NMLS 229557

[Jonathan Hallstead @jwhallstead]

Escrow is a convenient account that allows the lender to collect estimated taxes and insurance and pay those fees on behalf of the borrower, including it in your mortgage payment rather than having to pay it separately.

More mortgage terms defined: https://t.co/euZTjPTLhe

[Jonathan Hallstead @jwhallstead]

🇺🇸 Happy 4th of July from all of us at Cardinal Financial! 🇺🇸

Wishing everyone a day filled with fireworks, family, and fun!

#cardinalfinancial #mortgage #homeloan #homebuying #independenceday #4thofjuly #USA

[Jonathan Hallstead @jwhallstead]

Principal is the amount you borrowed via your mortgage and will pay back over the life of your loan. The more of the principal you pay back, the more home value you own.

More mortgage terms defined: https://t.co/1Hy3FYaYp4

#cardinalfinancial #mortgage #homeloan #homebuying

[Jonathan Hallstead @jwhallstead]

This is what great service is all about! I'm humbled to have received such a glowing review and excited to have helped yet another client become a happy homeowner. Thank you for your kind words!

#cardinalfinancial #mortgage #homeloan #realestate #service #homebuying #thankyou

[Jonathan Hallstead @jwhallstead]

Your social media network can be an incredible resource for financial information. Whether you just have a few questions or are looking for someone to guide you through the #mortgage process, we're here to help!

#cardinalfinancial #homeloan #realestate #homebuying #finance

[Jonathan Hallstead @jwhallstead]

When you're trying to save, give your major monthly expenses a review and shop for better deals. You may find an insurance plan, mobile contract, or Internet provider that leaves a little more money in your pocket.

#cardinalfinancial #mortgage #downpayment #saving #mortgagetips

[Jonathan Hallstead @jwhallstead]

We want the best for you, your family, and of course...your pets! Let's get together and establish a plan that gets you into the purr-fect home for everyone in your life.

#cardinalfinancial #mortgage #homebuying #realestate #firsttimehomebuyer #finance #pets #cats

[Jonathan Hallstead @jwhallstead]

Pets are more likely to run off when they first move to a new home, either out of curiosity or stress. Keep a closer watch on them as you make the transition, and ensure their tags include your contact information just in case!

#cardinalfinancial #mortgage #pets #cats #dogs

[Jonathan Hallstead @jwhallstead]

Don't let a little transaction cost you big down the line! Moving cash out of (or even into) your accounts can impact your loan. Until you've closed, be sure to talk to your lender before any significant cash transactions.

#cardinalfinancial #mortgage #mortgagetip #homeloan

[Jonathan Hallstead @jwhallstead]

When you’re preparing for a mortgage, it’s important to plan and budget accordingly. Here are 21 ways to boost your down payment savings plan: https://t.co/BwNU5epyYO

#cardinalfinancial #mortgage #homeloan #downpayment #saving #budget #personalfinance #savingtips

[Jonathan Hallstead @jwhallstead]

Recently released data from the National Association of REALTORS® gives us a great look into housing market trends across the United States.

#cardinalfinancial #mortgage #homeloan #realestate #housing #housingmarket #housingdata #realestatedata

[Jonathan Hallstead @jwhallstead]

Our Octane LOS allows multiple users to work on a file simultaneously, eliminating the waiting game during the #mortgage process and keeping your client moving on the road to their new home. Reach out to ask about joining our team!

#cardinalfinancial #homeloan #recruiting

[Jonathan Hallstead @jwhallstead]

Service is what we're about! If you're ready to dive into home ownership, we're ready to help. We'll be by your side to guide you, and with our Octane mortgage platform, the process couldn't be easier!

#cardinalfinancial #mortgage #homeloan #homebuying #realestate #finance

[Jonathan Hallstead @jwhallstead]

Downsizing or downgrading can open up a big portion of your budget for #saving. For example, moving into a place that is a little smaller or a little farther from town can save hundreds in rent to put toward your #downpayment.

#mortgage #cardinalfinancial #budget #homebuying

[Jonathan Hallstead @jwhallstead]

As a #veteran, your commitment to service is second to none. If you're ready to buy a home for you and your family, we would be honored to help you explore your VA benefits and find the loan that's perfect for you.

#cardinalfinancial #mortgage #homeloan #valoan #homebuying

[Jonathan Hallstead @jwhallstead]

Detailed labels make for an easier move, while vague labeling can lead to wasted time reopening boxes or moving them to the wrong places. Take the time to properly label when you pack. It's worth the effort!

#mortgage #cardinalfinancial #movingtips #moving #homeloan #homebuying

[Jonathan Hallstead @jwhallstead]

With an FHA 203(k) Standard or Limited Rehabilitation Loan, you can purchase or refinance a home while also completing renovations to make it perfect for you!

#cardinalfinancial #mortgage #homeloan #homebuying #renovation #refinance

[Jonathan Hallstead @jwhallstead]

Thinking about taking on your first rental property? Give this guide a read for some pros, cons and things to look for as you invest: https://t.co/MsQzgHd5ub

#mortgage #cardinalfinancial #renting #rentalproperty #investing #investment #homeloan

[Jonathan Hallstead @jwhallstead]

Over 1,000 Cardinal Financial employees across the country were surveyed on categories relating to company culture and engagement, and we're proud to announce that we've received our second consecutive Great Place to Work® Certification!

Read more: https://t.co/th3VFJjTqz

[Jonathan Hallstead @jwhallstead]

Available for FHA homebuyers in 49 states, the Chenoa Fund down payment assistance program is a great option for qualified borrowers to overcome their #downpayment hurdles and get into a new home.

#cardinalfinancial #mortgage #homeloan #downpaymentassistance #homebuying