Olivia
Online
Lukman Kadiri
@kadirilo
Surely the Lord is with me!!!
Ogun, Nigeria
Joined January 2015
156 Following
299 Followers
16.5K Posts
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Surely goodness and mercy shall follow me all the days of my life: and I will dwell in the house of the LORD for ever. ~ Psalm 23:6
Looking for a reliable maritime and offshore consulting partner?
Partner with us for a reliable maritime and offshore operations.
+234 813 224 6107
https://t.co/00xpDg5ZtU
[email protected]
#maritime #MarineEngineering #energyindustry #marinuityconsultants
Welcome to a New Month.
As we sail into a new month, may this new month bring calm waters, safe voyages, and greater success in every maritime and offshore operation.
Happy New Month.
#HappyNewMonth #marinuityconsultants #oyostate #MaritimeSolutions #June2026 #newmonth #marines
A smooth weekend starts with smart preparation.
Plan ahead.
Stay focused.
Stay safe.
Wishing you a restful and responsible weekend.
#weekendvibes #safety #fridayvibes #TGIF #marinuityconsultants
Your cargo delays aren’t accidental, they’re preventable.
Partner with us, let’s help you streamline your documentation and move cargo with confidence.
#marinuityconsultants #Maritime #FreightForwarding #SupplyChain #ImportExport #PortOperations
MONDAY MOTIVATION
As we step into a new week, let this be a reminder:
Preparation sets the tone for safe and successful operations.
#mondaymotivation #OffshoreOperations #marineindustry #preparation #safetyfirst #OperationalExcellence #newweek
WHEN OFFSHORE OPERATIONS GET COMPLEX, WE BRING CONTROL
Marinuity Consultants Limited delivers end-to-end offshore and marine solutions designed for safety, efficiency, and performance.
Partner with us today
📞 +234 813 224 6107
🌐 https://t.co/00xpDg5ZtU
📩 [email protected]
Every idle MODU is money sitting still, convert to MOPU and put it back to work.
Partner with us today, let's unlock the full value of your offshore investment.
📞 +234 813 224 6107
🌐 https://t.co/00xpDg5ZtU
📩 [email protected]
#Offshore #EnergySector #MarinuityConsultants
HAPPY EASTER!
Celebrating the resurrection of Christ, a message of hope, renewal, and new beginnings.
#HappyEaster #EasterSunday #ChristIsRisen #Resurrection #Hope #Renewal #Easter #marinuityconsultants
What’s the biggest challenge you’ve seen in maritime operations?
#maritimeindustry #OffshoreOperations #shippingindustry #marinelife
#OperationalEfficiency #RiskManagement #marinuityconsultants
WHAT SONG IS ON YOUR FRIDAY PLAYLIST AND ON REPEAT?
Ease into the weekend with a playlist that blends nostalgia and hits that still go hard.
Press play and let the rhythm carry you.
#marinuityconsultants #friday #fridayvibe #fridayjamz #weekend #TGIF
💬
A CLEAN HULL GUARANTEES OPTIMAL EFFICIENCY AT SEA
Hull condition plays a critical role in determining fuel consumption, speed, and overall operational performance.
At Marinuity Consultants Limited, we support vessel operators with precision hull cleaning solutions designed to
Eid Mubarak🌙
As the Ramadan fast comes to an end, may all your prayers be accepted, and may the teachings of the Prophet fill your heart with peace, grace, and compassion.
From all of us at Marinuity Consultants Limited
#RamadanMubarak #Ramadan #eidmubarak #eidelfitri
In today’s maritime world, success isn’t just reaching your destination, it’s about risk control, regulatory readiness & operational efficiency in every mile of the journey.
Partner with us, navigate with confidence.
📞 +234 813 224 6107 ||🌐 https://t.co/UlVq55gmgn
CAN A GUARANTOR BE ARRESTED BECAUSE THE BORROWER DEFAULTED IN REPAYING A LOAN?
NO.
Many people panic when someone they guaranteed fails to repay a loan. Some even receive threats like,
"If he does not repay the loan, we will arrest you." "If he absconds, we will arrest you".
That is intimidation. Not law.
A loan transaction is a CIVIL matter.
When you stand as a guarantor, you are promising to repay the debt if the borrower defaults. Your obligation is financial, not criminal.
If the borrower fails to pay, the proper remedy is for the lender to sue for recovery of the debt and not to use the instrumentality of the police to recover the loan.
It is not a crime to owe money.
Under Nigerian law, the court have held in a plethora of cases that the police are not debt recovery agents. Arrest cannot be used as a tool to enforce repayment of a civil debt.
Section 7 of the Administration of Criminal Justice Act (ACJA) 2015 expressly prohibits arrest in lieu. A guarantor cannot be arrested simply because the borrower defaulted.
However, where there's evidence of fraud, obtaining money by false pretence, or conspiracy, that becomes a criminal matter and the police can effect arrest on the parties involved. In that situation, arrest is based on the alleged crime, not merely on default to repay a loan.
Mere inability or failure to repay a loan does not justify arrest.
HOW CAN THE CREDITOR RECOVER HIS MONEY:
🥢The creditor can sue both the borrower and the guarantor.
🥢The court can order repayment of the loan.
🥢The guarantor may be made to pay if the borrower fails.
That is civil liability and not criminal liability.
Arresting a guarantor over a simple loan default is unlawful.
Know your rights.
Not every threat is backed by law.
Stay informed.
Stay protected.
Stay Legally Wise.
Photo credit: Internet
© Naomi Umeje
IT'S A NEW WEEK!
Progress is built through focus, discipline, and endurance.
Wishing you a productive week ahead.
#maritime #shipping #mondaymotivation #marinuityconsultants #offshore
ASH WEDNESDAY
A season of reflection and mind renewal begins.
We wish our partners and the global maritime community a blessed and purposeful Lent season both at sea and ashore.
#ashwednesday #lent #reflection #renewal #marinuityconsultants
WE ARE OPEN TO STRATEGIC MARITIME PARTNERSHIPS
Marinuity Consultants Limited is expanding globally and inviting ship owners, port stakeholders, marine service providers & offshore contractors to collaborate.
Partner with us today.
📞 +234 813 224 6107
🌐 https://t.co/00xpDg6xjs
Ramadan Kareem
---
As you embrace this holy month of reflection and devotion, may it bring clarity of purpose and lasting peace to you and your loved ones.
From all of us at Marinuity Consultants Limited.
#Ramadan #ramadankareem #seasonofreflection #marinuityconsultants
Unwrap Something Special this Weekend.
Whether it’s a surprise, a small win, or a well-deserved break, may your weekend come with something worth smiling about.
#WeekendVibes #HappyWeekend #UnwrapJoy #valentinesday #marinuityconsultants
It’s the season of commitment.
Protect what keeps you operational. From compliance (ISM, ISPS, MLC) to inspections & advisory support, Marinuity has you covered. ⚓
#Maritime #Offshore #Compliance #Valentine
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