Rohoyamkadinali

Wild thoughts spruced with an element of debate

[Citizen TV Kenya @citizentvkenya]

“Yesterday I used Ksh.1.2M, today I’ve come with more!” MP David Gikaria explains to Ol Kalou residents why he demands IDs before giving handouts.

[CPA Wachira Joseph @WashiraX]

Sasa ndio natoka kwa maofakado.

Today, I was training hass avocado farmers on eTIMS.

Their good export dealer had organized this crucial training for them.

If there are people who genuinely need to understand eTIMS implications, it is our great farmers.

Why?

The produce buyers simply tell them. Sishabula tuletee eTIMS invoice ndio tukulipe pesa yako.

So the farmers run to cyber and comply. But very few understand what happens next.

At the end of the year, KRA can clearly see, through eTIMS, that you sold avocados worth 1 million.

But because no one taught the farmer bookkeeping, they never ask for eTIMS invoices when buying:

• Fertilizer.
• Seedlings.
• Farm chemicals.
• Farm equipment.
• Labour.
• Transport.

Their costs remain invisible. But their sales are fully visible.

Then trouble begins.

KRA sees the 1 million in sales. But sees almost zero deductible costs.
It is almost as if the avocados fell from heaven.

So KRA treats your profit as 1 million.
Then demands about 30% income tax.
That is a whopping Kh 300,000 tax.

But the farmer does not have that kind of money. The money already went into fertilizer, workers, transport and preparing crops.

The farmer is then left in the harassing hands of KRA.

If there is one group of people that deserves intensive training on eTIMS and bookkeeping, it is our farmers.

Please enlighten the farmers in your community.

They feed us all.

[FLA Henrique @flahenriquebr]

Fizeram um compilado de 4 minutos mostrando os lances em que a Argentina foi favorecida contra o Egito.

Simplesmente um escândalo mundial. Quanta sujeira envolvida. 🤢

[CPA Wachira Joseph @WashiraX]

Kenya has introduced a new 25% tax on software subscriptions.

One of the principles of a good tax system is simplicity.

Taxes should be easy to understand. Easy to comply with. And inexpensive to administer.

Finance Act 2026 has introduced new rules for software subscriptions.

• The Act now classifies payments for software licences and software subscriptions as royalties.

- As a result, every time you pay an overseas software company, you are now required to withhold 20% tax and remit it to KRA.

- Then pay the software company the remaining 80%.

For example.

Suppose you pay Google, Amazon or Microsoft USD 1,000 every year for software subscriptions.

The law says:
• Confiscate 20%, USD 200.
• Remit it to KRA.

Then pay the software company USD 800.

There is only one problem, however.
- Software subscriptions are paid either in full or not at all.

Google does not care that you have complied with the Kenyan tax laws. You either pay them 1,000 USD or go home.

So what happens to continue using the software and keep KRA happy?

- You pay Google their full USD 1,000.

In doing so, KRA treats the USD 1,000 as the net amount after withholding tax. That means the original invoice is deemed to have been USD 1,250. How?

Ulikua unaangalia mwalimu na ruler ukiuliza hesabu ya cross multiplication itakusaidia aje maishani. Ona Sasa.

If USD 1,000 = 80%,
Then 100% = USD 1,250.

The withholding tax therefore becomes USD 250.

Meaning:
• Google gets their full USD 1,000.
• Then you go back to your pocket to pay KRA USD 250.

Total software cost = USD 1,250.

In effect, the law has quietly introduced a 25% tax on many software subscriptions.

Even if a small taxpayer genuinely wanted to comply, how exactly are they supposed to comply when the giant software company insists on being paid in full?

This is the new law. Adjust accordingly.

[Rohoyamkadinali @Kago_254]

@mwangimaina20 @moneyacademyKE Yes you are right

[Zito 🐐💨🎖️ @Sparzito_]

Do you know how stoners move undetected?

Lol don't say I didn't put you on😭

[Fitness Hub2.0 @_fitnesshub]

That cotton bud isn't cleaning your ears. It's pushing the problem deeper.

[Random World Ψ @randomworldke]

I love that statement." We were not politically aware as we are now. Those asking asking about the past don't want a better tomorrow 😕😞

[KHAN'✨ @khanofkhans11_]

I love this content 😂

[nairobijuice @nairobi_juice]

Kenyans are losing it online after seeing
someone put a viral, Kes 1.4 million
115-inch TCL TV one of just five in the
country right in their outdoor space

[Cyprian, Is Nyakundi @C_NyaKundiH]

The government propagandists have now arrived with the usual confidence of people who call others ignorant after swallowing fake talking points without even chewing it properly.

Their new argument is that SACCO members should stop worrying, since pension funds invest in roads, people buy Treasury bills, China borrows from public savings, and the same logic should now make ordinary Kenyans relax as government eyes SACCO money.

This is the kind of clever nonsense that sounds educated until you remember that buying Treasury bills is voluntary, pension funds have separate long-term mandates, and SACCO savings are member money used daily for school fees, emergencies, businesses, land, hospital bills and small loans.

A Kenyan putting money in a SACCO is not asking Treasury to turn his private sacrifice into a road project, the same way a person putting money in M-Pesa is not inviting government to call his balance domestic capital.

The propagandist wants Kenyans to compare SACCO savings with government bonds, yet he conveniently forgets that a bond buyer chooses the risk, chooses the amount, chooses the maturity date and knows the government is the borrower before sending money.

SACCO members joined savings societies for affordable credit, member support and personal financial safety, not to become silent lenders to a government that has borrowed everywhere, taxed everything, sold public assets and now wants to look clever near private savings.

The NSSF example does not rescue the propaganda either, since NSSF itself has had to defend the Mau Summit and Rironi road exposure by saying its role is limited, regulated and tied to an equity portion, which already proves that member money in infrastructure is sensitive business requiring answers.

The CPF example also proves the opposite of what they think, since organised pension and capital market players raising project finance for a toll road is not the same as government staring at SACCO savings built by teachers, nurses, police officers, farmers, boda riders and mama mbogas.

If this thing was such a clean win, government would not need bloggers to insult citizens into silence, and Treasury would not need kindergarten examples about China and Treasury bills to calm people asking whether their savings are safe.

Ignorance is bad, but propaganda being pushed as financial literacy is worse, because it teaches citizens to clap while their private money is being measured by the same state that cannot explain where the borrowed trillions went.

What we dont want is 'walking' into a SACCO to ask for your own money or business boost loan, only to find Mbadi standing in the same line with a bigger bowl, just like they did with banks!

[Sholla Ard 🇰🇪 @sholard_mancity]

🚨 There’s a SACCO bill in Parliament today, and most Kenyans don’t even know what’s coming.

Quietly... with almost no public attention…
A system is being introduced that will centralize SACCO money, and Govt will now have a massive say in it.

Think of it as a “Super SACCO” for all SACCOs.

It will:
- Hold funds from different SACCOs
- Manage liquidity
- Run payments
- Lend to SACCOs
- Invest your money

Sounds safe? Here’s the reality:
❗ SACCOs could lose some operational independence
❗ Oversight becomes much heavier (via Sacco Societies Regulatory Authority)
❗ Leaders must meet “fit & proper” approval
❗ Strict reporting & constant supervision

And yes, this could mean slower access to your money in some situations.
Now the part they won’t emphasize:

Your savings are only protected up to KSh 100,000

If a SACCO collapses?
Anything above that = your risk.

Even worse:

⚠️ Payouts are NOT immediate
⚠️ Must be approved & gazetted first
⚠️ You could wait while your money is locked

So ask yourself:
Why centralize SACCO money...
But limit protection for members?

This bill is being sold as “safety.”
But it also introduces control by the government, delays, and new risks for ordinary Kenyans.

This is how systems change,
slowly, quietly... then permanently

[Moe @moneyacademyKE]

Kenya is still on the EU's high-risk money laundering list.

The list also includes:
— Algeria
— Angola
— Cameroon
— Côte d’Ivoire
— DR Congo
— Namibia
— South Sudan

[Benii @Bane_Brock]

Na huyo mwenyewe aliwacha uwoga ama alibuy ingine?

[vids that go hard @vidsthatgohard]

A hacker pretended to be the los Santos mechanic and stole a player’s car engine in GTA Online😭

[Maverick Aoko @AokoOtieno_]

If you check the history of DCI directors since independence, he is the first Oria

Most were Kikuyuz, even under Moi, only one Luo, and two Kalez

I never knew there was a police unit called DCI, until Uhuru with his Kinoti guy

Actually, they used to be called CID

Their work was to fight crime. My first time kuenda Kiambu rd was when I was applying for certificate of good conduct

The gate is manned by masked but very polite and disciplined Recce squad

The next time I was there, it was in a Subaru. Kosa? My tweets

They took my fingerprints, interrogated me for hours. Which means saizi siezi pata certificate of good conduct. I am a felon

Did they assault me? No. Actually they allowed me two phone calls

I called Babu. And my best friend Rose

Btwn interrogation and bla bla, 12 hours later ndio boss wa unit came penye niko. His name is Lagat

The moment he introduced himself, I knew I was cooked. Mkale?

7: 30 pm niko cell Muthangari

You see this kipara ngoto Oria, past retirement age

He is the BIGGEST CURSE in DCI

A unit that used to fight robbers, skunks, murderers, muggings, terrorists, Goons

Is now DEDICATED to fighting activists, bloggers and influencers

When he was testifying kwa Senate after murder ya Ojwang,

���Mr. Speaker, the deceased was treated humanely under custody. In fact, officers bought him soda and bread”

Nikajua hapa hatuna nchi. Kama Aoko ako exile coz of tweets yet murderers like Didmus and Firikini are walking freely!

DCI DIRECTOR AMIN is turning Kenya into an anarchy

Kenya is not Afghanistan where breathing is a crime. Neither is it Somalia

North Eastern you have given us great sons. Ule ako EACC, great guy

Wa NIS, impeccable

But Duale na hii ya DCI, wajue Kenya ikichomeka, hizo mall za Isili, pronto restaurants, java za upper hill

Tutageuza jivu

[Rohoyamkadinali @Kago_254]

@s0toayamm @AbsoluteBruno Reeks of a successful match fixing incident

[AB⚕ @AbsoluteBruno]

I’m starting to fw this new red card rule. The way he smiled after getting the red tells you he definitely said something bad

[Yoko @Kibet_bull]

KTN exposes a new secret unit that is meant to deal with government critics. They’re meant to torture you

[Tansu Yegen @TansuYegen]

Some drivers do not just drive, they control the whole road 👏