Most people spend like they are already wealthy and invest like they never will be…
Do the exact opposite.
That single reversal is what separates the people who build wealth from the people who only look like they have.
Here is the habit that makes it automatic:
Every time you spend on the present, put something into your future too.
Rs 12,000 dinner this weekend? Move Rs 12,000 into your portfolio too.
Rs 400,000 on the new phone? Buy Rs 400,000 of ownership in a real business while you are at it.
Rs 250,000 on a trip? Match it , even partly, with an asset that will keep paying you long after the photos are forgotten.
You do not have to give up the life you enjoy. That is not the point. The point is to stop letting your present quietly consume your entire future.
Because the dinner is gone by the morning. The phone is old in a year.
But the ownership you bought alongside them keeps working: quietly, every day, for decades.
Spend on who you are today. Just remember to fund who you want to be tomorrow.
What is one purchase this month you could "match" with an investment?
Want advice on your financial freedom journey: https://t.co/guoo0Wox4h
This Telecom Bill is Utterly Preposterous. The most shocking part of the new telecom bill is that it hands private mobile companies the power to enter your land and install their towers and cables — whether you like it or not. All they need to do is send you a letter. If you don’t respond quickly, the law allows them to treat your silence as consent in many cases. And if you dare to refuse or delay, the government can slap you with a fine of up to Rs 5 crore. In several situations, you won’t even be allowed to charge them rent for using your own property.T
his is an unprecedented attack on the basic right of citizens to control their own land and homes. Giving private companies such sweeping powers to force their way onto people’s property, backed by heavy fines for resistance, is utterly preposterous. It effectively allows big telecom firms to occupy private land with the help of the state. Such a move not only weakens people’s fundamental right over their property but also opens the door to widespread misuse and forced installations across the country. Once this kind of dangerous power is granted, it will be extremely difficult to roll back — and ordinary citizens will be the ones left paying the price. This bill must be withdrawn.
@KlasraRauf
This Hadith was said after the Prophet [pbuh] was shown glimpses of Paradise and Hellfire.
He [pbuh] saw the immense rewards and the terrifying punishments, realities far greater than our limited minds can fully grasp in this world.
The Messenger [pbuh] knew the severity of the grave, the questions of the angels, the terror of the Day of Judgment, the Bridge (Sirat), and the eternal consequences of our actions.
If we truly understood what awaits us, our laughter would turn into tears of fear and hope...⤵️
Sindh is once again facing a severe water crisis, with shortages of 29% at Guddu, 36% at Sukkur, and 57% at Kotri Barrage. Meanwhile, Punjab’s reservoirs are full and its flood canals continue to receive water.
This injustice against Sindh has persisted for decades.
3/3 Over 80% of Pakistan's agriculture depends on the Indus basin. The Chenab feeds the canal headworks at Marala, which feed Punjab's wheat fields, which feed a country that has been at the IMF's door three times in four years. A lean-season reduction in Chenab flow shows up in a reduced planting cycle, in a family in Gujranwala making a calculation about what to grow and what to skip. Pakistan's Foreign Office talks about arbitration and international conventions because that is the language of the forum. But the actual cost of this dispute is not being paid in The Hague. It is being paid downstream.
2/3 Here is the sequence India would prefer you not read in order:
- April 2025: India suspends the Indus Waters Treaty after the Pahalgam incident.
- June 2025: The Permanent Court of Arbitration rules the suspension has no legal effect.
- August 2025: the court reaffirms India's rights on western rivers are narrow exceptions, not general entitlements. India rejects the court's jurisdiction entirely.
- December 2025: India sets hard deadlines for Chenab hydropower projects.
- February 2026: PM Modi personally launches the Sawalkote Hydroelectric Project on the Chenab.
- June 2026: the diversion tunnel tender goes public.
1/3 Pakistan did not find out about the Chenab-Beas Link Tunnel through a diplomatic leak or a tip. It found out through a public tender document the Government of India issued inviting bids to redirect 1.9 million acre-feet of water annually from the Chenab River into the Beas river system. Spokesperson Tahir Andrabi confirmed this on June 3. The Chenab is a western river. The 1960 Indus Waters Treaty gives Pakistan full rights to it. Diverting it into an eastern river system allocated entirely to India is a violation of the treaty, the Vienna Convention, and the 1997 UN Watercourses Convention.
Governments tell us to cut eating red meat to ‘save the planet’ while they ram through hundreds of massive data centres that consume vast amounts of energy and water…
The UK now hosts more than 500 active data centres (the third largest in the world). They have been rammed through despite huge local community concerns about the impact on their local landscapes and energy and water consumption.
These enormous data centres are giant industrial facilities consuming vast quantities of electricity, water and land while placing increasing pressure on the UK’s energy infrastructure.
▪️Water consumption by data centres is expected to reach 9.3 trillion litres, while CO2 emissions will rise to 399 million tons.
▪️Annual power consumption from data centres is projected to double to 945 TWh by 2030, around the same as the whole of Japan’s energy consumption, with AI accounting for 40% of the total.
▪️The rise of AI is accelerating this trend. The UK Government's Compute Roadmap notes that AI data centres can devote up to 40% of their energy consumption to cooling systems.
▪️It is estimated that data-centre power and water consumption could double by 2030 due to AI growth.
▪️Emerging research suggests large AI facilities can create localised warming effects around their sites, sometimes described as a “data heat island” effect.
Numerous campaigns against these data centres are being organised by local communities. No one voted for this. If you are involved in any of these local campaigns, please DM me and I’ll try and help you amplify your campaigns.
You earn your money you pay tax on that, you use your money after tax you pay tax again, you use your money to buy food and clothes your pay tax on doing that you give your money after tax to your family you pay tax on that and then your family pay tax on that money which you gave them after paying all due taxes #Pakistan
Last year the total agriculture income tax collected was less than Rs.10 billion and the tax collected on salaries was Rs. 606 billion...more than 50 times greater than agriculture income tax collection!!!
For generations, farmers quietly did what society asked of them. They produced food, maintained the countryside, managed landscapes, supported rural communities and just got on with the job of feeding the nation.
Now they are often treated by many politicians as if they are either environmental villains, subsidy addicts and tax avoiders. It’s absolutely shameful.
Pakistan already has 40,000 MW of dependable power generation capacity and is easily able to make more than 200 billion kwh or units of electricity. We utilise about 60% of capacity and the grid now sells and (collect bills) from around 110 billion units. And grid consumption is declining. The biggest problem facing our power sector is the huge capacity cost per unit and this is making electricity more expensive and forcing people to use less and less of grid power.
When you are in a hole the first thing you need to do is to stop digging. But digging furiously is exactly what the government is doing.
The government is now planning to add 26,000 MWs generation capacity to the grid. Yes 26,000 MW at the cost of between $40 bn and $55 bn (in present value terms). In addition it is also planning to spend $10 bn on transmission capacity to sustain these new additions to the grid.
This will take the capacity cost of power from Rs 18 presently to Rs 45 in 2035 (in today’s rupee value). With devaluation it will be more.
I most humbly request the government to please stop this madness. Stop thinking about more additions to generation capacity and start robustly regulating and privatising power distribution and generation.
Let there be a market for power and let private sector, whose own capital will be at stake, make investment decisions. Politicians, sincere as they might be, have no skin in the game and make decisions to suit their political objectives. We have already seen the result of this with imported coal plants.
Politicians and bureaucrats have already burdened our consumers greatly. Now please stop adding more burden to our bills and get out of the sector.