On Family Bank's early days, TK Muya was:
- the founder
- the CEO
- the executive chairman
- the HR manager
- the accountant
- the lending officer
and the first employee, all at once.
He could not afford to hire expensive professionals and had to save costs to make sure the bank survived.
His advice to every entrepreneur:
"You don't start a company and then employ a very expensive CEO. You start there and then you grow gradually. When you start, you start small. Pole ndio mwendo."
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