Karan

Bibliophile. Metalhead. Fashion Designer. Electrical Technician. Aspiring programmer.

[Mindful DIY @MindfulDIY]

Tips for sewing clothes

[Karan @Karan_Timothy]

@DrWhiteW The hardest part is the first 100K walai!

[Mr White @DrWhiteW]

I was poor for 31 years, on my 32nd birthday I made my first 100k ( no loans and free of debts everywhere) and on my 33rd, my first ksh 1M and ever since — I’ve been making money.

[Karan @Karan_Timothy]

@koech235 @Shimbirta2 Respect.🫡

[Karan @Karan_Timothy]

@cheruiyotkb So even buying at higher prices still works out in my favor in the end?

[cheruiyotkb @cheruiyotkb]

Two investors: One keeps buying even when it's boring. The other stops when the excitement dies.

Markets go up. Markets go down. The investor who keeps adding through both ends up with more of the market at a lower average price.

It's called shilling-cost averaging. It works because time in the market always beats timing the market. #FamilyBankListing

[Karan @Karan_Timothy]

@DeadlineDayLive Kroupi an Lewa

[Karan @Karan_Timothy]

@amerix Last year, I lost everything and was all alone except for my sister and mother. Towards the tail end of the year, my fortunes changed and things have never been the same. I have now achieved more than I did in the last 5 years combined! Life manze, I am forever grateful.

[Eric @amerix]

Men,

When life takes people away from you,

When your wife leaves,

When business fails,

Don't panic.

Don't fear emptiness.

Study the emptiness because that is where your transformation starts.

#MasculinitySaturday

[cheruiyotkb @cheruiyotkb]

Opportunities to own quality companies at extremely cheap prices don’t come very often.

If you’re lucky to see such opportunities, grab it with both hands.

@FamilyBankKenya is set to debut on the NSE by introduction on June 23, 2026 at Ksh 18.00/share.

No new shares issued - existing shareholders just get liquidity.

Why you should buy Family Bank shares:

1. Strong earnings momentum
📍Profit up 55.4% to KES 5.4B for FY2025, from KES 3.5B in 2024
📍Q1 2026 net profit up 52.6% YoY to KES 1.6B, driven by 45.4% jump in net interest income.
📍Half-year 2025: Profit after tax up 38.7% to KES 2.2B
📍Net interest income grew 45.5% in Q1 2026 as loans + govt securities performed well.

2. Balance sheet looks stronger
📍Total assets: KES 230.2B in Q1 2026, up 32.3% YoY
📍Customer deposits: KES 168.1B, up 27.1% YoY
📍Loan book: KES 108.3B, up 12.6% YoY with focus on MSMEs.

3. Dividend payout improving
📍Board proposed KES 1.20/share dividend for 2025, up from KES 0.85 in 2024. That’s a 41% increase per share, 55% profit growth supporting it.

4. Valuation discount
📍Listing price KES 18.00 is ∼39% below blended fair value of KES 29.62

5. Liquidity + visibility boost
📍OTC trading was illiquid: <1% of register traded yearly.
📍NSE listing creates free float of 572.7M shares, 34.5% of register.
📍Becomes 12th listed bank on NSE. More transparency + governance.

6. Strategy focus
📍2025-2029 plan: “Preferred Bank for Biashara” - scaling SME lending, digital transformation.
📍96 branches in 32 counties, 4th largest geographical reach.
📍Backed by DFI funding from British International Investment + European Investment Bank for SMEs.

[Karan @Karan_Timothy]

@DeadlineDayLive Are we still on this in 2026!

[blue @bluewmist]

Confidence doesn't come from believing in yourself. It comes from having done the uncomfortable thing enough times that your nervous system stops flagging it as an emergency. Because nothing is actually hard, it's just unfamiliar.

[MUKTAR @afcmuktar]

Whoever's idea it was to put Thierry Henry and Zlatan Ibrahimovic together is a fucking genius 😮‍💨🔥

[David💭 @Atobajeundavid]

Money cannot buy this happiness.

[Mind and Glory 🎖 @mindandglory]

Dangerous men do not announce their standards. They simply remove anyone who violates them without explanation or apology.

[𝖓𝖆𝖙𝖊݁ᛪ༙ @f_jxr_]

they’re about to take away the only thing that keeps women relevant.

[kira 👾 @kirawontmiss]

turning down $40 million because you can’t stfu is the most woman moment ever

[Author Sakwah Ongoma @CSakwah]

The story of NdidI Nyoro and the MPs who missed parliament on the Finance Bill voting day should teach us that not participating in an election has the same consequences as voting for bad leaders and bills.

[Okong' Okuna @XivTroy]

There is no other generation that has its identity firmly rooted in money as are the millennials. Its men are convinced that money is a substitute for being actual human beings. Its women are convinced that money absolves men of their sins. Both pay severely for it.

[Eric @amerix]

Men,

When life first turns against you,

It will first attack your emotions,

When a woman turns against you,

She will provoke your emotions.

Protect your emotions like GOLD.

When you protect your inner world, the outer world loses power to control you.

#MasculinitySaturday