The answer really depends on your current financial situation. Take chance if you're well off, if you miss who cares? You're already rich. Take the 50K if you're not well off
The folk who think you're an idiot for taking the 50k and it's because you can't do an EV calc are stupid and wrong, but by far the worst people in the conversation are guys going "I'd sell it to a hedge fund for £450k" which is a different, more annoying kind of stupid and wrong
Try Google cloud run. Scales to zero so it's free when you're not using it. Pretty generous free tier (2M invocations). But you have to containerise your app
Looks like a race to the bottom with inference costs. Why wouldn't enterprises self host this themselves and control their data end to end? At opus 4.8 levels, it's good enough for 90% of work
FT: KIMI TO UNVEIL K3 TONIGHT
FT: KIMI’S MODEL IS EXPECTED TO HAVE 2–3 TRILLION PARAMETERS
FT: KIMI K3 WILL BE AN OPEN-WEIGHT MODEL
FT: KIMI K3 IS EXPECTED TO OUTPERFORM OPUS 4.8, BUT FALL SHORT OF FABLE 5
FT: KIMI TO UNVEIL K3 TONIGHT
FT: KIMI’S MODEL IS EXPECTED TO HAVE 2–3 TRILLION PARAMETERS
FT: KIMI K3 WILL BE AN OPEN-WEIGHT MODEL
FT: KIMI K3 IS EXPECTED TO OUTPERFORM OPUS 4.8, BUT FALL SHORT OF FABLE 5