Kathy S

Personal NMLS86589 Company NMLS3029 Branch NMLS858979

[Kathy S @kathysp]

Pending home sales edged up 0.3% in August, showing buyers are still stepping into the market. Trends shift from neighborhood to neighborhood, so local insight matters more than ever. Let's connect and help your buyers find their next move. 📈

[Kathy S @kathysp]

Don’t stress about your down payment. Plan around it. Use our calculator to see your options and make your plan.

🔗https://t.co/8jFYA7spKv

[Kathy S @kathysp]

The comeback is where growth happens.

[Kathy S @kathysp]

Despite the common belief that buyers need a 20% down, the typical first-time homebuyer down payment is 10%. (Repeat buyers put 23% down, with more than half relying on funds from their primary home sale.) We’re separating myth from fact in our article: https://t.co/O35Umifny8

[Kathy S @kathysp]

Think you need a Social Security Number to buy a home? By using an Individual Tax Identification Number (ITIN), eligible buyers can explore mortgage options designed to help make homeownership more accessible. Learn more about ITIN loans: https://t.co/rdPEwaeZou

[Kathy S @kathysp]

August existing home sales came in lower than July while available inventory increased, providing buyers with a wider selection of homes to choose from. More supply can also create better opportunities for buyers to negotiate – let’s connect!

[Kathy S @kathysp]

A short sale can be a way out for homeowners hit with financial hardship or a way in for savvy buyers willing to take a risk. Either way, you need the right team to make it happen. That’s us.

Learn more: https://t.co/2oHjF0uzW4

[Kathy S @kathysp]

Be the reason others try

[Kathy S @kathysp]

If your income comes from rental properties, investing, contract work, or a business you’ve built yourself, a Non-QM loan could open doors that traditional financing may not. Learn more: https://t.co/BlAAVnchIQ

[Kathy S @kathysp]

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Notary Signing Agent. Get to know them: https://t.co/zGkhBWm88N

[Kathy S @kathysp]

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: https://t.co/EGotfSVXec

[Kathy S @kathysp]

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible FHA, VA and USDA loans may offer unique advantages for buyers exploring their financing options. Learn how they work: https://t.co/z9VYWHdLcJ

[Kathy S @kathysp]

No matter where the market goes next, the best first step is understanding your options and having a strategy in place when the right opportunity comes along. See what's driving today's housing market: https://t.co/4jcqIQfvoM

[Kathy S @kathysp]

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find out your monthly VA loan payment.

🔗https://t.co/f0izRDiSa5

[Kathy S @kathysp]

Evolve with what’s next.

[Kathy S @kathysp]

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing opportunities to help clients make the most of it.

[Kathy S @kathysp]

For eligible homeowners, a reverse mortgage can be one way to leverage home equity while continuing to live in the home you love. Explore whether it could support your retirement goals: https://t.co/MduCpqjqZP

[Kathy S @kathysp]

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While national activity slowed, opportunities continue to emerge in many local areas. Let's connect and help buyers move ahead.

[Kathy S @kathysp]

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to landlord, we’re here with everything you need to know and plenty of loan options to help you get there.

Start here: https://t.co/6QE2Aq6lYF

[Kathy S @kathysp]

There’s always more to discover.