Katya Naidu

Opinions and tweets are personal

[The Core @the_core_in]

Story of the day: Indians are borrowing more to support daily consumption. Combined with slowing salary growth and shrinking real incomes, this could pose a challenge in the years to come.

"If you're using debt, long-term debt, or medium-term debt to pay for your daily groceries, or your utilities, or living expenses, that is not a healthy situation,” economist Ajit Ranade told The Core in a podcast.

India's household debt is at 45.5%, a historic high. And 58.4% of total borrowings as of March 2026 were non-housing retail loans, indicating a disproportionate share of consumption loans.

In this report, @KatyaNaidu finds out where borrowers are spending more and why it matters for the broader economy.

[The Core @the_core_in]

Even as the West Asia war continues to trouble the Indian economy, another shock looms: El Niño. What does this mean? We unpack it in today’s edition of The Core newsletter.
https://t.co/vtUoyQCD5x

The return of El Niño, along with the geopolitical conflict in West Asia, could have a severe impact on India’s cooling inflation and steady consumption growth. This “double whammy” could hurt rural incomes and force a sharp cut in discretionary spending across the economy. @KatyaNaidu reports.

In other news:

— The rupee falls against the dollar, hitting another record low.
— India sees a surge in weight-loss drugs.
— US visa approvals fell 11% in 2025, with India and China among the hardest hit.

Read on to dive deeper.

[The Core @the_core_in]

In 2026, the Indian housing market will no longer be focused on city-level growth. Experts point to a different emerging trend: Micromarkets, where real estate buys are linked to connectivity, long-term livability, and proximity to workplaces. https://t.co/Nfn0B9H3Pz By @KatyaNaidu

[NDTV Profit Alpha @NDTVProfitAlpha]

#Zepto Sparked The 10-Minute Delivery Frenzy — But Can It Still Win It? | @katyanaidu writes

https://t.co/pxsZkZoXxa

[NDTV Profit Alpha @NDTVProfitAlpha]

A growing number of NRIs are packing up years of life abroad and choosing to return home — even when they have green cards, stable jobs and long-term prospects overseas.

What’s driving this shift back to India? Visa worries, ageing parents, rising Indian opportunities — or something deeper?

Here's a breakdown of real reasons behind the ‘reverse migration’ trend 👇

https://t.co/vA91x8zyhu

[Arvind Chauhan @Arv_Ind_Chauhan]

🧵

Meet Millionaire Cop of Uttar Pradesh police, Rishikant Shukla, Circle Officer of Bhogaon, Mainpuri.

Rose from a humble Sub-Inspector in 1998 to a Deputy Superintendent of Police, only to be accused of amassing Rs 100 crore in illicit wealth. 1/n

[Pm @beetweetsbee]

Urgent call to @CARAWCD officials for an update on the child referral process! Suspended since Sep 9, set to resume on Oct 1. Yet, the only announcement is to "stay tuned" with no definite timeline. We need clarity. @BhavnaSaxena113 @PMOIndia @narendramodi @PIBWCD @Annapurna4BJP

[Katya Naidu @KatyaNaidu]

@roshannegi07 @RealEmirHan Padre!

[Katya Naidu @KatyaNaidu]

@Chittipantulu Thank you sir. School-time poem

[ANI @ANI]

#WATCH | Mumbai: On US prosecutors charging Gautam Adani and others in alleged Solar Energy contract bribery case, Researcher RN Bhaskar says, "There are two ways of looking at it. One, the US has found a fault and has charge sheeted Gautam Adani and his associates...But there's another angle to it. To understand that angle, you have to go back to the time when the Iran crisis took place when America had sanctioned Iran. That was the time when America had weaponised financial transactions...America has a knowledge of every transaction that takes place in the world. Because it has knowledge of every transaction that takes place in the world, it uses supercomputers and deep data mining, it can find out from where the money came and to which place it went. Effectively, America knows every transaction in the world. For the second part of the story, you have to go back to July 2023 when Russian Foreign Minister Sergey Lavrov was in Delhi to address a Raisina Dialogue conference...In that conference, Russian Foreign Minister Sergey Lavrov said that the USA is in the business of blackmailing...If America has details of every minister, bureaucrat in India, why did they select only this one to be released at this time?... How does the US pick up only one incident? If you listen to Russian Foreign Minister Sergey Lavrov's statement of how the USA blackmails bureaucrats and elected representatives to do what they want and what happened in Iran, this could be a method to blackmail India...Whenever the US wants to replace a leader in a country, it uses an excuse to create a public agitation, then gets a leader replaced by saying that it was the public agitation and we have nothing to do with it. In Bangladesh, suddenly a leader was deposed and another leader came in and the leader was incidentally staying in America. In Maidan (Ukraine), a Soviet leading leader was removed from Ukraine and Zelenskyy was appointed and Volodymyr Zelenskyy then agreed to do what America wanted him to do and started the Ukraine war. India does not want to become another Ukraine. India cannot afford to have a Zelenskyy in India..."

[Katya Naidu @KatyaNaidu]

https://t.co/9f566ez2Ko

[Katya Naidu @KatyaNaidu]

Pure veg restaurants are called so only because they don't serve meat. The only veg variety they have is paneer. Few restaurants have an aloo jeera or bhindi so that they don't have to call it a pure paneer restaurant.

[Katya Naidu @KatyaNaidu]

@jainrounak AI might not deliberately drag and kill a woman na? Doesn't sound too bad now.

[Katya Naidu @KatyaNaidu]

@hvgoenka Names are passe. The prices are worse!

[Katya Naidu @KatyaNaidu]

@hvgoenka Right sir. They keep us ill and alive

[Katya Naidu @KatyaNaidu]

@jainrounak @ACTFibernet They're part of a dying breed of companies that care

[Katya Naidu @KatyaNaidu]

@shubHASHISH Hussain Zaidi wrote it?

[Katya Naidu @KatyaNaidu]

@Barugaru1 Yessir. But its easier and tastier to make two seperately

[Katya Naidu @KatyaNaidu]

@Barugaru1 I think paneer is overdone too Dr Baru. But aaloo baingan cook at diff temps. Very few ppl get it right. Its a bad combo

[Katya Naidu @KatyaNaidu]

@FilmHistoryPic Jayaprada