House Republicans' proposed loan repayment plan would be a significant change from existing IDR options. @kblagg@delislealleges and I looked at what it would do to monthly and total payments, effects for families, and who could be better or worse off: https://t.co/WtsMnmWzLi
🚨Job market paper thread! 🚨
Using an RD design and admin TX data, I estimate the effects of college transfers. I find negative earnings returns for marginal students who transfer from 2-yr to 4-yr colleges or 4-yr nonflagship to flagship college.
https://t.co/b2oO186u0Y
Cool job alert: https://t.co/oA040v5W0Q
@LEOatND is hiring for 3 research associate positions -- 1 starts now, & 2 to start in the summer.
Use your analysis/coding/mgmt skills to fight poverty through rigorous research, identifying promising programs & policies! Job closes 10/6
New @urbaninstitute paper: Measuring tuition-to-earnings instead of a debt-to-earnings for higher education accountability (i.e. the gainful employment regulation). https://t.co/UJxwNRsigm
#JUSTPUBLISHED - A new report from @UrbanInstitute and @FHLBankSF examines the complex role student loans play in the racial homeownership gap. https://t.co/ZybjotsHIV
.@CaryTLou in @routefifty: Maintaining support for children is critical, even during crises or economic distress, "because we know these programs have a positive long term impact on children and for the overall economy." https://t.co/zTq29u9Yo1
The @NewAmericaEd team is hiring! Come join us to work on the intersection of safety net/higher ed issues, student loans, accountability, and more!
https://t.co/VcSVQ7pTHb
1/5 The @urbaninstitute's annual Kids' Share report has always been a favorite of mine - and this year, I joined the team! @CaryTLou , @hannahsumiko , and team find that once again, taxes are an enormous piece of spending on kids. Let's dig into this. https://t.co/k3DPCEtgF0
From @js_cohn & @caityoung11: The proposed changes could speed up the path to homeownership for some student loan borrowers—particularly borrowers of color—by lowering DTI ratios, allowing them to save more for down payments, & improving credit histories https://t.co/RTHyv8iVYD
Some of this debt also comes from Parent PLUS, where parents take out debts for their dependent children, pushing two generations into debt. Parent PLUS debt is included in the forgiveness plan. https://t.co/lXcjIz2UZL
The greying of student debt creates financial instability for those who are preparing to retire, and has broader implications for generational wealth. Some older Americans have been unable to repay their debt and have seen interest pile up over time: https://t.co/aPsCRRUQef
Student debt forgiveness is not just for millennials. About 19 percent of those receiving full federal student loan debt relief from Biden’s forgiveness plan are 50 or older. That’s 2.7 million borrowers.
Emily Gutierrez: "It's going to be harder to take something away from families than it is to decide to give it to them in the first place." (via @stephanie_h) https://t.co/E5zcNGI1Zu
.@kblagg: “A bachelor’s degree can change a person’s earning trajectory more dramatically than a high school diploma, but interventions to support high school graduation are likely to help more people.” https://t.co/ToUMmPcYe7
Researchers use FRLP eligibility as a proxy for the share of students from low-income families in schools, but these data can be inconsistent. Emily Gutierrez, @chingos, and I built a new statistical measure, MEPS, to compensate for these differences: https://t.co/zsJcKxl75u