Malone🔫

The One and Only WSU '21 🦉

[Malone🔫 @kcinenolam]

💙

[Indianapolis Colts @Colts]

You gave this city something to believe in.

Thank you, Peyton.

[Adam Schefter @AdamSchefter]

Colts relieved Chris Ballard of his duties as General Manager.

[hunter @hxxntrr]

My buddy pulled $190,000 out of his 401k to start a business and paid zero taxes and zero early withdrawal penalty

thought that was impossible. you eat a 10% penalty plus income tax to touch that money early, everyone knows that

not the way he did it

there's a structure that lets you move your ENTIRE retirement account into a business you own, tax-free and penalty-free, and spend it as working capital. it's called a ROBS, Rollover for Business Startups, and the IRS explicitly allows it

here's the mechanic that makes it legal. you don't WITHDRAW the money, which is what triggers taxes and penalties. instead you create a C-corp, set up a retirement plan inside that corporation, roll your old 401k or IRA into that new plan, and the plan buys stock in your own company. the money moves from your old retirement account into your business's bank account as an investment, not a withdrawal. no taxable event. no penalty

now you have your full retirement balance sitting in your business checking, ready to deploy, with zero tax drag

the play, stacked with 0% funding:

step 1: you need a retirement account with real money in it, an old 401k from a previous job, a rollover IRA, at least $50K to make it worth the setup. Roth accounts don't work for this, it has to be pre-tax funds

step 2: set up the ROBS structure through a provider that does these (Guidant, Benetrends, and others specialize in it). they form the C-corp, establish the qualified retirement plan, and handle the compliance, this is not a DIY move, the structure has to be exact or the IRS unwinds it

step 3: roll your old 401k/IRA into the new corporation's retirement plan. the plan then buys stock in your C-corp. the cash lands in your business account, tax-free, penalty-free

step 4: now stack 0% business credit on top. you've got your retirement money AND 0% capital working together, the retirement money as your equity base, the 0% cards for inventory and operations

step 5: deploy both into the business. the retirement funds are now working capital growing inside a company you control instead of sitting in a mutual fund you can't touch for 30 years

my buddy rolled $190,000 from an old 401k into a ROBS, added $80,000 in 0% business credit, and bought a profitable existing business with the combined $270,000. no tax, no penalty on the retirement money. the business nets him $140,000 a year now

read that again. he took money that was locked away until age 60, moved it into a business tax-free, and it's paying him a salary today instead of maybe paying him in three decades

"isn't touching your 401k early a disaster"

WITHDRAWING it is a disaster, penalty plus tax. INVESTING it into your own C-corp through a ROBS is a completely different transaction the IRS sanctions. the retirement money isn't gone, it's now invested in the highest-return asset he has access to, his own business

the money was sitting in a fund earning 7% and locked for 30 years. now it's building a business that pays him now, and it never got taxed to get there lmfaooo

link in bio and i'll show you how you can qualify for up to 250k in 0% APR funding (if you have a 700+)

[Hoosier Hammer 🔨🦬🏆🏈 @Brentonmfender]

Indiana Football after hiring Curt Cignetti

[Shooter McGavin @ShooterMcGavin]

LIV Golfers returning to the PGA

[Indianapolis Colts @Colts]

friday giveaway!

rt to win a polaroid from Daniel's re-signing day. ✍️📸

[Dov Kleiman @NFL_DovKleiman]

𝗧𝗥𝗘𝗡𝗗𝗜𝗡𝗚: The Colts' Mascot Blue has gone viral for NAILING a fan with a baseball at a school event and celebrated right after.

We have never seen anything like this...

💀💀💀

[SAUCE GARDNER @iamSauceGardner]

love a good pass rush.. is it time to open my basement back up🤔

[MLFootball @MLFootball]

WHOLESOME: #Colts fans with an emotional tribute video for former star wide receiver Michael Pittman Jr: after he was traded away this week.

Pittman made an immediate impact in Indianapolis on and off the field, as a leader and player.

Hell of a run 🫡
https://t.co/l6qPCVaUcs

[Indianapolis Colts @Colts]

Alec Pierce giveaway‼️

retweet to win this AP signed print. 🤝

[GhettoGronk @ghetto_gronk]

Daniel Jones and Alec Pierce after securing the bag from the Colts

[Underdog @Underdog]

The Ravens realizing they can just say "nah we're good" and use their cap space instead of 2 first round picks to acquire a pass rusher

[Malone🔫 @kcinenolam]

@MikePitt_Jr Going to hate not having you in Indy

[Justin Aufiero @JustinRTBColts]

Bitter sweet day for the Colts to lose @MikePitt_Jr, who is one of the best Colts of the past 10-15 years.

Leadership, toughness, selflessness - his presence will be missed. Thank you for everything.

Pittman in Pittsburgh, though? There is a pun there somewhere lol

[Sleeper @SleeperHQ]

Me ignoring every responsibility I have at work to refresh NFL Free Agency:

[Yahoo Fantasy Sports @YahooFantasy]

Kenneth Walker dynasty managers seeing him sign with the Chiefs

[Malone🔫 @kcinenolam]

@MikePitt_Jr Will miss you! Hopefully you ball out in Pitt.

[Pat McAfee @PatMcAfeeShow]

OH NOOOO

BREAKING NEWS: The Indianapolis Colts are trading Michael Pittman to the Pittsburgh Steelers

#PMSLive

[Pat McAfee @PatMcAfeeShow]

I would like to say thank you to Michael Pittman..

We've very grateful for what he did with the Colts..

Mike McCarthy and the Yinzers are gonna LOVE this guy #PMSLive

[JPA @jasrifootball]

𝗕𝗥𝗘𝗔𝗞𝗜𝗡𝗚: Free agent WR Alec Pierce is re-signing with the Colts , per @Schultz_Report

It’s a 4-year $116M deal.

[Indy SportsOne @IndySportsOne]

Excuse me?