⏱️ 30-Second Insurance Tip
Have life insurance through work? Great—but ask one more question:
What happens to it if you leave the job?
Employer-provided benefits and personally owned coverage aren't always the same.
Know what you have—and what goes with you.
Pop quiz: Do you know what your auto insurance deductible is? 👀
$250? $500? $1,000? No clue? 😂
Knowing before you need it is always a good idea.
Questions? Give us a call! 📞 (417) 623-1700
Your insurance history can matter when you're shopping for coverage.
Things like how long you've maintained coverage and lapses in coverage may be considered when determining a rate.
Keeping consistent coverage is worth thinking about beyond just today's bill.
Tiny insurance question. Big difference:
When you chose your deductible, did you choose it because it made sense for you…
or because it made the monthly number look better?
Worth knowing what you'd actually be responsible for if you had a covered loss.
Life looks different for everyone right now. ❤️
College. A first home. A new baby. A career change. Caring for parents. Or a season that's finally a little quieter.
As life changes, so can what you're building, protecting & planning for.
We're glad to be part of those seasons.
⏱️ 30-Second Tip:
Moving soon? 📦 Add your State Farm office to the moving checklist!
A new address can mean more than just changing where your mail goes. Give us a call before moving day so we can make sure your information is up to date.
📞 417-623-1700
A question worth thinking about:
Who depends on you financially?
A spouse?
Children?
A parent?
Life insurance conversations aren't one-size-fits-all because families aren't one-size-fits-all.
Sometimes knowing who you're planning for is the best place to start.
Here's to the early risers, late shifts, small business owners, teachers, tradespeople & everyone working behind the scenes. 👏
And today, our team is taking a break from the work, too!
🔒 Our office is closed for Labor Day.
We'll see you when we return! ❤️
⏱️ 30-Second Insurance Tip
Do you know who your life insurance beneficiary is?
Not who you think it is, who is actually listed.
Beneficiary designations matter. If you're unsure who you've named, ask your agent how to check.
“What does my policy NOT cover?”
Most people naturally ask what their insurance covers.
But understanding the exclusions and limitations can be just as important.
Knowing both sides of your policy is part of knowing what you actually have.
⏱️ 30-Second Insurance Tip
Before you rent a car, know what your auto policy does, and doesn't, extend to a rental.
Don't make that decision for the first time while standing at the rental counter.
A quick call to your agent can help you understand your options.
🚗 Your car. Someone else behind the wheel.
A spouse. A teen driver. A family member.
Who's regularly driving your vehicles matters.
If that's changed, it's worth a conversation with your insurance agent about how your policy applies.
🎓 Wednesday Education
🚨 INSURANCE HOT TAKE:
The cheapest policy isn't automatically the best deal.
Saving money feels great.
Finding out why it was cheaper when you actually need your coverage?
…less great. 👀
Know what you're buying, not just what you're paying.
🚨 MONDAY REMINDER:
You do NOT have to fix your entire life before lunch.
Answer the email.
Make the appointment.
Drink some water.
Do the one thing you've been avoiding since approximately 2007.
Then proceed. 😂
Happy Monday!
🚗💥 You filed a claim.
Your brain 7 minutes later:
“Should I be doing something?”
“Was I supposed to call someone?”
“What's happening?”
“Should I call again?”
“Am I being annoying?” 👀😂
Questions are allowed. Seriously.
📞 Kellan Foster's Office | 417-623-170
⏱️ 30-Second Insurance Tip
Put your insurance agent's number in your phone.
That's it. That's the tip. 😂
Don't make Future You hunt through emails, Google, or that one drawer full of papers when you actually need it.
📱 Save. The. Number.
417-623-1700
🚨 You have 30 seconds.
Look around the room.
Could you name everything in it worth more than $500?
Now imagine trying to remember it all after something happened to your home. 😬
📱 A simple photo/video home inventory can be useful.
🚩 Insurance ick of the week:
Not knowing what your deductible is until you need to use your coverage.
No judgment. 😅
Do you know yours without looking?
🚨 MONDAY PLOT TWIST:
Your insurance agent might still have your phone number from 2019. 👀
New number? New address? New car?
Consider this your extremely random reminder to make sure your info is current. 😂
Ever wonder what happens during a policy review?
It's a simple conversation about any life changes you've experienced, your current coverage, and whether your policy still fits your needs.
Questions? We're happy to help.