If you total your car tomorrow, a human being will not evaluate the damage.
A third-party valuation system will.
A former auto claims adjuster of 10 years recently told his friend the ugly truth:
"You pay your premiums every month for 5 years. You get into an accident."
"You file a total loss claim. You accept their first check."
"You just lost thousands of dollars to a silent computer program you didn't even know existed."
Auto insurance is a multi-billion dollar industry built on minimizing payouts.
These are the exact rules to force them to pay what your car is actually worth:
This is Marta Kostyuk from Kyiv telling you how her family survives the war.
The official US Open channel avoided posting this. Please share this video so a Ukrainian voice can be heard. 🇺🇦🙏