Ken Walters

Husband, Father, Mortgage Broker

[Ken Walters @kenlock1]

Considering staying in your home post-divorce? A spousal buyout could be the way to go. #divorce #spousalbuyout #mortgage #realestate #mortgagebroker #thebottomlineonmortgages

[Ken Walters @kenlock1]

Is it the right time to buy? The answer hinges on your long-term perspective. Purchase with the right attitude: buy and hold. #Mortgagebroker #RealEstate #barriemortgage #thebottomlineonmortgages #HousingMarket

[Ken Walters @kenlock1]

If you're trying to rebuild your credit after bankruptcy or a proposal, get a credit card and USE it. Showing you can manage credit is key for your score. #mortgagebroker #barriemortgage #CreditScore #rebuildcredit #thebottomlineonmortgages

[Ken Walters @kenlock1]

Stop worrying about credit checks. Your credit report is a tool designed for assessment, by professionals like your mortgage broker. #CreditScore #MortgageTips #thebottomlineonmortgages #mortgagebroker #barriemortgages

[Ken Walters @kenlock1]

Unlock higher investment returns by leveraging your home equity. #RealEstateInvesting #StockMarket #mortgagebroker #barriemortgages #InvestmentStrategy #SP500 #thebottomlineonmortgages

[Ken Walters @kenlock1]

Your nest egg is great, but a house won't buy groceries. Investments give you liquidity to live life and stay in your home. #RetirementPlanning #mortgagebroker #RealEstate #thebottomlineonmortgages #Retirement #barriemortgages

[Ken Walters @kenlock1]

Your nest egg is great, but a house won't buy groceries. Investments give you liquidity to live life and stay in your home. #RetirementPlanning #mortgagebroker #RealEstate #thebottomlineonmortgages #Retirement #barriemortgages

[Ken Walters @kenlock1]

@Birbraer23 Thanks buddy! It’s been a minute hope you are well.

[Ken Walters @kenlock1]

Keeping credit utilization below 75% is ideal, even better below 50%. Pay the full statement balance each month when the bill arrives. This strategy builds credit without paying interest. #CreditScore #PersonalFinance #mortgagebroker #thebottomlineonmortgages

[Ken Walters @kenlock1]

@djmikeair @CP24 What an absolutely foolish comment.

[Ken Walters @kenlock1]

Carney's plan: a huge deficit to attract investment, create jobs, and boost housing. It's about economic growth, not lower interest rates. #CanadaEconomy #IMortgageBroker #TBLOM #MarkCarney #EconomicGrowth

[Ken Walters @kenlock1]

Interest rates near 4%. Bank of Canada warns of status quo or hikes if war continues to make oil prices surge. 3% rates could be a future myth for younger generations. #InterestRates #Realestate #MortgageBroker

[Ken Walters @kenlock1]

Ever heard of 'joint and several' in mortgages? It means every party involved can be pursued by the bank for the entire loan amount on a property. It's intense, and yes, it's meant to be. #Mortgagebroker #RealEstate #ontariomortgages #HomeOwnership #Legal

[Ken Walters @kenlock1]

A mortgage commitment letter is a lender's promise to provide the funds for your home loan. Assuring you that the lender has the financial capability to complete your purchase, provided all info in your application was accurate. #HomeBuyer #mortgagebroker #RealEstate #HomeBuying

[Ken Walters @kenlock1]

If your house renewed in '21, you got lucky with low rates. Those who refinanced then weren't smarter; everyone had access to 0% interest. The 'genius' with a low '21 rate faced a shock in '23. #MortgageRates #Homeownership #RealEstate #mortgagebroker

[Ken Walters @kenlock1]

Appraisal failure is a painful reality. If a home's appraisal comes in lower than your offer, you might not get the house and if you've gone firm, you could face legal action if financing falls through. #MortgageTips #RealEstate #mortgagebroker #appraisalfailure

[Ken Walters @kenlock1]

Title insurance protects your financial investment by making you whole if you suffer a loss because the property you received isn't what you thought you bought. #RealEstate #TitleInsurance #mortgagebroker

[Ken Walters @kenlock1]

Your house isn't a financial vehicle. Unlike stocks that are easily liquidated, you're living in your home, which limits its utility as a pure investment. The key difference is utilization. #PersonalFinance #Investing #mortgagebroker

[Ken Walters @kenlock1]

In some areas, we've seen over 30% drops from the peak. Considering this major correction, it might be a good time to buy. #RealEstate #HousingMarket #Investment #BuyingTips #MarketCorrection #mortgagebroker

[Ken Walters @kenlock1]

From crack houses to dream homes in one year! Market shift & falling rates mean HUGE savings for buyers. #RealEstate #HousingMarket #HomeBuying #mortgagebroker