kenze

Devops Engineer | Data Analyst

[﹆ @flowzki]

i lodged in a hotel for 3 days one time, the first day the housekeeper came & said, “ uncle you are very clean o” … i found myself trying to prove her right… so i started cleaning the room myself before she comes..

i left the place before i realized that I’m very foolish 😭😭

[Giovanni Ifedi-Williams @TheGiovannis]

These Police Officers just parked me at Bolade, Oshodi, pointed guns at me, and forced me to transfer N100,000 them. When my bank app showed "exceeded transfer limit", they dragged me to a nearby POS to do it with my card.

They initially demanded 150k each.
They were 4 in number.

These are the names I could copy:
Francis Adekunle
2087495551
Kuda

Friday Ikpe
9136237110
Okay

This is the phone number of the notorious Officer Friday Ikpe 09136237110. I got it from his opay

@PoliceNG @BenHundeyin @Princemoye1

Please my mutuals, if you see this on your TL, help repost or tag other relevant authorities until these criminals are apprehended.

[Osaretin Victor Asemota @asemota]

Early in the 2000s, we made a lot of money in tech by sending engineers to companies to support third-party enterprise apps, analyzing transaction logs, and fixing problems. We turned enterprise tech support in Africa into a lucrative niche.

I used to go to tech events regularly to find new partners we could support, and I met Splunk. They had automated our work. That day, I knew the business model was over, and we had to figure out something new.

I was going insane with worry. I got my guys to learn virtualization and move more towards cloud and infrastructure, as I also saw that the on-prem support days were coming to an end.

We decided to return to building products, and I hired a product manager who was with us for only 6 months. I had to go and learn product management at @ga all over again. I also took an HBS course on launching new ventures, which changed everything for me.

I started backing startups and made more money from doing that than all the work I had done before. I also saw the handwriting on the wall for startup investments as the Chinese were coming for our market. PalmPay and OPay are not flukes.

We partnered with Huawei, and I tell you, the Chinese build better software than anyone in Africa. MTN is not stupid with their recent ANT Financial partnership. The Chinese own fintech. Huawei’s infrastructure and products power the largest fintech implementations in Africa. Forget all the Mickey Mouse games people are playing. They will win.

AI came, and I was relieved. I felt it would help us close the gaps. AI is now threatening everything about tech as I used to know it. Forget all of the posturing and plenty of talk. The next decade is going to be the most tumultuous for tech professionals and tech investors. AI has eaten up everything. It dominates the news cycle and sucks up all the free capital.

I wasn't joking when I said African fintechs should do an AI pivot. Take the data and build new products. Forget transaction revenue.

Healthcare is my next focus. It is the holy grail of African AI. So much to be done and so little already done. My recent surgery experience was an eye-opener. Literally and figuratively. That is my next pivot. All what we think we know and are doing in fintech and other areas will be rubbished soon. Healthcare is the African tech growth sector. I have seen the future.

[kenze @kenzKeys]

@MObinwata47447 @ToksDuttie Potato potáto

[Peter Obi @PeterObi]

Dear beloved sports-loving Nigerian youths,

After watching the performances of Davido, Burna Boy, and Rema at the opening of the 2026 World Cup—at a time when Nigeria, the giant of Africa, is absent—I felt a measure of consolation. This was reinforced by the fact that many Nigerians playing for clubs worldwide are representing other countries. Felix Nmecha, for instance, set a record by scoring the fastest goal at six minutes for Germany. I write to you therefore, knowing that this country belongs to you, the youth.

You are more of stakeholders in Nigeria’s future than I am. I am 64 years old; by God’s grace, much of my journey is behind me, while yours lies ahead.

It is therefore imperative that you rise to the challenge by obtaining your PVC, your most powerful tool for driving the change you desire.

In the last three years alone, over 15 million Nigerians have turned 18—enough to decide who becomes President, Governor, Senator, Member of the House, or Local Government Chairman. Indeed, enough to shape the nation’s future.

I know many of you are sceptical about politics and political parties. I understand why, but scepticism must not become surrender.

You do not need to belong to any party or wait for anyone to organise you. Organise yourselves in your streets, campuses, communities, workplaces, churches, mosques, and social groups. Mobilise, debate, demand accountability, and take part in choosing those you wish to entrust with leadership.

If you are organised and wish to hear directly from me, invite me. I will come and share my plans for you and our nation.

Do not sit on the sidelines while others decide your future.

I appeal to you to register and vote. Your vote can shape who becomes the next President of our country.

My young friends, this is your country. Take it back.

A New Nigeria is POssible. -PO

[Osaretin Victor Asemota @asemota]

Sustained wealth happens when you have a community thinking together. The key person who is visibly wealthy only achieves that wealth because others also have skin in the game and propel them for their benefit.

I am not engaging in "trillionaire worship" like others, but what was instructive about the SpaceX IPO was that the cafeteria workers and janitors at the same company also became wealthy. That is a bigger deal than anything else.

I hear so much talk about founders and investors in African entrepreneurship, but what nobody tells you is that the people who also became wealthy are the people who supported the entrepreneur and the enterprise with work.

Decades ago, I discovered that Dangote's depot operators, when he was selling commodities, were also Naira billionaires in their own right. They didn't need to cheat him to get wealthy, as most misguided people believe employees should do; they had an arrangement that made all of them wealthy.

Dangote took the financial risk while the depot chiefs took the operational risks. I see this same dynamic in many supply chains in Africa. My wife's aunt's 70th birthday in Accra last year was attended by all the key FMCG players and traders who worked together in an ecosystem that they all profited from.

Aliko became rich because his family learned about this model long before anyone else did. He benefited immensely from it, and he is passing this same ecosystem-building approach on to the next generation of his family.

This aspect of African entrepreneurship is rarely discussed. People want to hear grass-to-grace stories or miracles. True wealth in reality is built by communities and ecosystems that work in sync. I will be talking about it a lot more.

I survived surgery yesterday, and I am grateful for another chance to keep doing this.

[Esther Umoh @EstherUmoh10]

Isn’t it funny that, as you claim, I was in Primary 2 when Peter Obi was governor?

That means there was a time in Nigeria when young people were entrusted with positions of authority and responsibility. In the case of Peter Obi, he governed effectively, leaving behind measurable results and testimonials.

From the Melinda Gates Foundation on the achievement of SDGs, to the Inspector General of Police on security, WAEC on education, and even in the area of prudent financial management, etc.

Unfortunately, that is not the reality many young Nigerians live today.

Many young Nigerians are struggling to access positions of leadership, and even some who have been fortunate enough to get there have misused the opportunity.

Too many people in their 30s and 40s have become comfortable being media aides for smear campaigns, propaganda tools, and agents of ethnic division, with little interest in building a legacy of service or leadership. Their level of ambition pales in comparison to their counterparts in more functional societies.

What makes this even more interesting is that the same “Primary 2 girl” is today the photographer of the same governor , who happens to be the leading presidential candidate of the most populous country in Africa. Not because I knew someone or lobbied for it. Simply because I was given an opportunity.

That, for me, is one of the things Peter Obi’s candidacy represents. A Nigeria where ordinary people can find their place based on competence, hard work, and belief.

The “Primary 2 girl” is grateful. And I remain grateful that, despite everything thrown at him, he has stayed true to who he is.
#NigeriaWillBeOk

[Swati Gupta @hrswatigupta]

The airline lost my bag for 72 hours.

They handed me a $50 “courtesy” voucher at the baggage desk and smiled like they’d done me a favor.

I kept the voucher. Then I opened my laptop and used a 1999 international treaty they never mention at check-in.

Total recovered: $1,650.

Here are the three legal weapons most passengers never know they have.

[kenze @kenzKeys]

@JamTokMan @Sage_FCB Or they are just really good.

[Glorious God @GloriousGod01]

I'll give you just 3 financial updates. Take them seriously.

1. Forget about building a house for now. That should be the least of your worries. That 50 to 100 million naira you want to waste on building can set you up for life. Even if you are not good at business or investing, simply put the money in Money Market Funds (MMF). You can do this through your bank or fintech apps like Opay, PalmPay, Cowrywise, and PiggyVest, where you can earn up to 20% annually. If you invest 100 million, you will earn 20 million naira every year while still keeping full access to your capital.

2. Save 30% of your income every single month and invest it consistently. Even If you earn as low as 100k naira monthly and save 30k, that is 360k in the first year. Put it in MMF or government securities and keep adding every month. Repeat this discipline for 10 years. With current double-digit returns, you will not have less than 8 million naira and you can easily cross 10 million if rates stay strong.

3. If you can afford a small car, buy one, maintain it properly, and use it for mobility and business. Stop attending important meetings and presenting proposals on bike or keke. A car puts you two steps ahead immediately.

Bonus tip: Instead of buying one land for 10 million and spending 100 million to build a house on it, buy 11 pieces of land. Do proper due diligence, surveillance, and documentation, then leave them for 5 to 10 years to appreciate. You could easily make nothing less than 500 million from that move.

Above all, love God.

[Alex Onyia @winexviv]

There’s a silent disaster happening in Nigeria that nobody wants to confront honestly.

We keep shouting about unemployment, bad leadership, low productivity, corruption, poor healthcare, failed institutions and why our country is not working. But many people are avoiding the root cause.

Our education system has been deeply compromised.

A student enters secondary school or university full of dreams, intelligence and potential. Then the system teaches them something dangerous:

“You do not need competence to succeed.”

WAEC malpractice. NECO malpractice. GCE runs. Sorting. Sex for grades. Extortion. Intimidation. Victimization. Handout rackets. “See me after class.” “Talk to your lecturer.” “Settle this course.”

And after 4 or 5 years of surviving that environment, we expect excellence to magically appear.

It won’t.

A country cannot repeatedly reward dishonesty in classrooms and expect integrity in government offices, hospitals, engineering sites, courtrooms and businesses.

This is where many of our unemployable graduates are coming from.

Not because Nigerians are not intelligent.
Not because our youths are lazy.
But because too many people were trained inside a system where merit was murdered.

The painful part is this:

UNN, UNILAG, FUTO, ABU, UI, IMSU, ABSU and many others are using largely the same NUC-regulated curriculum.

The difference is standards.

The universities that still command respect are usually the ones with stronger resistance against sorting, extortion and academic fraud.

The ones collapsing in reputation are often the ones where corruption became normalized.

Once a student realizes they can buy an “A” with ₦20,000, or sleep their way through a course, or manipulate results through connections, the motivation to truly learn starts dying slowly.

And when millions of such graduates enter the labor market, the entire country pays the price.

That weak engineer may eventually supervise a bridge.

That poorly trained nurse may handle a patient.

That compromised accountant may manage public funds.

That fake first-class graduate may become a lecturer and reproduce the same cycle again.

This is no longer just an education problem.

It is a national security problem.

Countries become great because they protect competence fiercely.

Singapore did it.
China did it.
Germany did it.
South Korea did it.

You cannot build a first-world country with a third-world attitude towards education integrity.

Nigeria does not have a shortage of talent.
Nigeria has a shortage of systems that protect excellence.

And until we become ruthless about fighting academic corruption, exam malpractice, sorting, sex-for-grades and institutional intimidation, we will continue producing certificates instead of competence.

This fight is bigger than schools.

It is about the future survival of Nigeria itself.

[Dr Joe Abah, OON @DrJoeAbah]

Guys, always stand up to shake hands. If the other person is older than you, it shows respect. If they are younger than you, it shows humility. Either way, you win. People who sit to shake hands are bad-mannered.

When you shake hands, do not just offer a limp hand... even to an elder! Make sure that your handshake is firm. It shows confidence and fitness.

Then make sure that you look into the person’s eyes. It shows interest, attention and confidence. Don’t look away furtively like a liar and a thief!

Remember, as a man, there should be nothing limp or flaccid about you. You should always be polite and gracious, quietly confident (not arrogant, that is for inferior men) and erect. Always erect!

I am Ezemmuo. I know things.

[Pejuola| HR🗣️ @Pejuola_a]

Back in 2021, I met a lady who told me about this app where blind people could video call volunteers whenever they needed help with something.

Out of curiosity, I downloaded it and signed up.

I still remember how surreal it felt the first time I got a call. Someone was simply trying to decide what to wear and needed me to tell them if the colors matched. Another person needed help checking something on their TV screen.

And there I was, in my room in Nigeria, helping complete strangers from different parts of the world through a random video call.

It wasn’t paid or anything. It was just volunteering.

But I remember being so fascinated by the idea that technology could connect people in such a deeply human way. For a few minutes, you literally became someone else’s eyes.

Till today, that remains one of the most beautiful things I’ve experienced online.

[kenze @kenzKeys]

@michaelinioluwa Hiiii

[Peter Obi @PeterObi]

“If I do not provide steady electricity in four years, do not vote for me for 2nd Tenure,” -BAT

Thirty-two months after being incharge and instead of living by his powerful words, he now dumps National Grid that has been performing abysmally under his watch.

Those were the powerful words then that inspired hope among Nigerians who longed for light in their homes, stability for their businesses, and growth for their nation. Yet, while Nigerians are still grappling with that unfulfilled, categorical electoral promise - and without clear communication on the obstacles, if any, we read of provision in 2025 budget about the ₦10 billion for solar power at Aso Rock, and in 2026 budget another humongous amount for upgrade and maintenance and now we are being scarcitically told that Presidential Villa has planned to be disconnected from the national grid to rely entirely on solar.

It is a gross neglect and deeply worrisome when the seat of power abandons the national grid. One would expect government institutions to lead efforts to strengthen and expand the grid so that other establishments, and ultimately, citizens can benefit. If those in authority disconnect themselves from the system, who then will connect the ordinary Nigerian to reliable power?

Promoting renewable energy, as solar systems do, is commendable and necessary for the future. However, this situation reflects a deeper concern: governance lacking compassion and commitment to the governed. You cannot tell the people to fast while feasting yourself, securing yourself while Nigerians remain unsecured.

Nigerians do not expect 100% fulfilment of promises, but they do expect 100% effort, accompanied by measurable improvements and clear explanations when gaps exist. Leadership must serve the people, not isolate itself from their daily struggles. -PO

[IS THIS TWEET AI GENERATED? @StudentByNature]

So this APC supporter asked me to go and hug transformer because I said I would not vote for Tinubu.
I hugged the transformer for 12 hours straight, nothing happened. No light.
Please everyone should get their PVCs

[Nnamdi Obi @nnamdiobiii]

KLED BROKE OUR LAWS.

@ndpcngr look into this.

I am making this last post before i put it to rest.

Kled AI collected personal data from 25,000 Nigerians, sold it to AI labs and governments, then IP-banned the entire country.

What they did not tell you is that while they were operating in Nigeria, they appear to have been breaking Nigerian law.

Here is the legal case, point by point, with every source linked.

FIRST. UNDERSTAND WHAT KLED ACTUALLY IS

Kled, registered as Nitrility Inc., is not a neutral tech platform. By their own published terms of service (https://t.co/MI7mKazGty), the moment you upload anything to Kled, you are not just sharing content. You are irrevocably selling it.

Their exact words: "YOU UNDERSTAND AND AGREE THAT YOU ARE IRREVOCABLY SELLING SUBMITTED CONTENT TO COMPANY TO BE USED FOR ANY PURPOSE."

They then grant themselves the right to "sell, share, sublicense, transfer and/or distribute Submitted Content to our affiliates, our customers, partners and/or prospective customers and partners to be used for any purpose, including without limitation the development of artificial and machine learning products."

Their own website (https://t.co/XfLUED7gkT) states they power the world's leading AI companies, governments, and research institutions. Your photos, videos, and identity documents were being sold the moment you hit upload.

But here is the part that exposes the entire "we pay you fairly" narrative as a trap.

Their terms also contain this clause:

"If the consents, covenants, releases and/or rights granted to Company are deemed legally unenforceable or otherwise revoked, reversed, invalidated, or withdrawn with respect to any Submitted Content, then you are required to immediately refund to Company any compensation you previously received in connection with such Submitted Content."

Read that again. If a Nigerian court or the NDPC ever rules that their consent clause is unenforceable under Nigerian law, Kled can legally demand every naira they paid you back.

They built a clause to reclaim payments the moment their legal framework gets challenged.

They did not come to empower you. They came to extract from you, and they made sure they could take back even the few dollars they offered if anyone tried to hold them accountable.

That is not fair compensation. That is a legal trap dressed as an opportunity.

VIOLATION ONE: OPERATING WITHOUT NDPC REGISTRATION

The Nigeria Data Protection Act 2023 classifies any organization that processes the personal data of more than 200 Nigerian users within six months as a Data Controller of Major Importance.

That classification triggers a mandatory legal obligation to register with the Nigeria Data Protection Commission before operating at scale. Kled had 25,000 Nigerian users.
The NDPC maintains a public register of all compliant organizations here: https://t.co/mUGGEBsMJO

Search for Kled or Nitrility Inc. yourself. They are not on it. ( I have provide screenshots below)

Operating on Nigerian user data at that scale without NDPC registration is a direct violation of the Act.

VIOLATION TWO: PROCESSING DATA AFTER CONSENT WAS COMPROMISED

By his own public admission, Nigerian users were actively submitting KYC documents through Kled's verification system.

He stated this himself in his original post when he described being "flooded with thousands of fake Japanese passports and identity cards with Nigerians photoshopped onto them" in their KYC system.

The NDPA requires that when a user's ability to complete the consent process is blocked or their data is rejected, all processing of their personal data must stop immediately.

But Kled's own App Store developer responses, which you can verify yourself (https://t.co/9z0fn7U0D9), show a pattern of telling users that uploaded content remains in processing even after their accounts are rejected or flagged.

Their terms of service (https://t.co/MI7mKazGty) confirm this further, stating explicitly that if consent is ever deemed unenforceable, the company retains the right to reclaim payments while making no commitment to delete the data already collected.

Nigerian users went through KYC. He confirmed that himself. Their data was retained after rejection. His own terms confirm that. Under the NDPA, that is unlawful data processing.

VIOLATION THREE: UNLAWFUL CROSS-BORDER DATA TRANSFER

The NDPA is explicit. Nigerian user data can only be transferred abroad if the receiving organization provides a level of data protection substantially equivalent to Nigerian law (https://t.co/sHLmqkGFKe).

Kled's business model is selling Nigerian user data to AI labs, governments, and research institutions internationally.

Their own terms of service (https://t.co/MI7mKazGty) confirm they sell, share, sublicense, transfer and distribute submitted content to customers, partners, and prospective partners for any purpose. Nowhere in their privacy policy (https://t.co/MTkBBNa7VT) do they disclose whether those buyers meet Nigeria's data adequacy standards.

That is not a minor oversight. That is a legal violation.

Their governing law clause makes it even worse.

Their terms state:
"This Agreement shall be governed by the laws of the State of Delaware."

Nigerian law is not mentioned anywhere in their entire terms of service. They designed this contract to operate entirely outside Nigerian legal jurisdiction while collecting data from Nigerian citizens.

VIOLATION FOUR: NO DATA PROTECTION OFFICER
Under the NDPA and the GAID 2025 (https://t.co/zhHP6zEPqd), every Data Controller of Major Importance must appoint a qualified Data Protection Officer to monitor compliance, handle user rights requests, and liaise with the NDPC.

Kled processed the data of 25,000 Nigerians at millions of uploads per day. They have never publicly disclosed the appointment of a DPO for their Nigerian operations.

VIOLATION FIVE: NO COMPLIANCE AUDIT FILED
Data Controllers of Major Importance are required to conduct annual compliance audits and submit Compliance Audit Returns to the NDPC (https://t.co/L2mLqfLyxs).

A company that processed 10 million uploads from Nigerian users, collected biometric identity data through KYC, and sold that data to third parties internationally, has no public record of submitting a single compliance audit to Nigeria's data protection authority.

THE PRECEDENT THEY SHOULD BE WORRIED ABOUT
The NDPC and FCCPC jointly fined Meta $220 million for the same category of violations, including unauthorized data collection, failure to file a compliance audit, and unlawful cross-border data transfers. That fine was upheld by a Nigerian tribunal on April 25, 2025 (https://t.co/z74rdNJZ1H).

The NDPC has also launched formal investigations into Temu over improper handling of Nigerian user data. This is not a toothless regulatory environment. It is a live one.

Kled processed data from 25,000 Nigerians, transferred it internationally to unnamed AI labs and governments, collected biometric identity information through KYC, built a contract designed to reclaim payments if their legal framework is ever challenged, and did all of this without registering with the NDPC, without appointing a Data Protection Officer, without filing a compliance audit, and without disclosing whether their data buyers meet Nigerian legal standards.

That is not a business decision. That is a compliance failure with legal consequences.

WHAT YOU CAN DO RIGHT NOW
If you are a Nigerian who uploaded data to Kled, you have rights under the NDPA. You have the right to know what data they hold on you, the right to request deletion, and the right to know exactly who they sold your data to.

File a formal complaint directly with the Nigeria Data Protection Commission here: https://t.co/pENCZWHgpQ

Read the full NDPC resources and official documents here: https://t.co/CHIMrg9fiH

They banned Nigeria. Nigeria has a law. Use it.

@ndpcngr Please take this seriously.

[Peter Obi @PeterObi]

Fellow Nigerians, good morning.

I woke up this morning after my church service with a deeply reflective heart, and despite every constraint, I felt compelled to share these thoughts with you.

Many people do not truly understand the silent pains some of us carry daily—the private struggles, emotional burdens, and quiet battles we face while trying to survive and serve sincerely in difficult circumstances.

We now live in an environment that has become increasingly toxic, where the very system that should protect and create opportunities for decent living often works against the people—a society where intimidation, insecurity, endless scrutiny, and discouragement have become normal.

More painful is when some of those you associate with, believing you would find understanding and solidarity among them, become part of the pressure you face. Some who publicly identify with you privately distance themselves or join in unfair criticism.

We live in a society where humility is mistaken for weakness, respect is seen as a lack of courage, and compassion is treated as foolishness—a system where treating people equally is questioned simply because you refuse to worship status, tribe, class, or power.

Personally, I have never looked down on anyone except to uplift them. I have never used privilege, position, or resources to oppress others, intimidate the weak, or make people feel small. To me, leadership has always been about service, sacrifice, and helping others rise.

Let me state clearly: my decision to leave the ADC is not because our highly respected Chairman, Senator David Mark, treated me badly, nor because my leader and elder brother, Alhaji Atiku Abubakar, or any other respected leaders did anything personally wrong to me. I will continue to respect them.

However, the same Nigerian state and its agents that created unnecessary crises and hostility within the Labour Party that forced me to leave now appear to be finding their way into the ADC, with endless court cases, internal battles, suspicion, and division, instead of focusing on deeper national problems and playing politics built more on control and exclusion than on service and nation-building.

Even within spaces where one labours sincerely, one is sometimes treated like an outsider in one’s own home. You and your team become easy targets for every failure, frustration, or misunderstanding, as though honest contribution has become a favour being tolerated rather than appreciated.

And when you choose to leave so that those you are leaving can have peace, and you step out into the cold, you are still maligned and your character is questioned. Despite all your efforts to continue working for a better Nigeria and engaging people with sincerity and goodwill, those who do not wish you well continue to attack your character and question your intentions.

There are moments I ask God in prayer: Why is doing the right thing often misconstrued as wrongdoing in our country? Why is integrity not valued? Why is the prudent management of resources, especially when invested in critical areas like education and healthcare, wrongly labelled as stinginess? Why are humility and obedience to the rule of law often taken to be weakness rather than discipline?

Let me assure all that I am not desperate to be President, Vice President, or Senate President. I am desperate to see a society that can console a mother whose child has been kidnapped or killed while going to school or work. I am desperate to see a Nigeria where people will not live in IDP camps but in their homes. I am desperate for a country where Nigerian citizens do not go to bed hungry, not knowing where their next meal will come from.

Yet, despite everything, I remain resolute. I firmly believe that Nigeria can still become a country with competent leadership based on justice, compassion, and equal opportunity for all.

A new Nigeria is POssible. -PO

[Christy( mother of many Generations) @itzchristunique]

Last month, I invest ₦100,000 from my X revenue payout in this particular Dangote cement stock.

I bought it when it was at ₦815.00 per share.

That should be about 122 shares of Dangote cement.. That was the same time I sold my phone to buy MTN shares too.

Today, I checked out my shares and found out that Dangote cement has been doing great..

Today Dangote cement is at the rate of ₦970.00

Let's do the calculation; 122 shares multiply by 970 will give you about
₦111,874 (122×970= 111,874)

This means I made over ₦10,000 in a month just by keeping my money in shares.

The money may be too small for you but not on my side, multiply that amount when I buy the shares with ₦500,000.

I will be getting over ₦50,000 as my profit..

I took out time to explain this to you so you will understand that stocks market is not MMM and also not a waste of time and money..

Investments like this will definitely save you in the future. I am not even ready to touch any of these investments even in the next 5 years.

I am building a wealth chain for my children because I don't want them to go through same hell I went through.
At the same time, I will make sure I teach and educate them about these so they can follow along..

I remember making over ₦1,000,000 three years ago from same stock market.

That money saved me when I had health issues and couldn't work.

Please invest in your future now!
Don't spend that ₦5000 on drinks.

[UNCLE @MrOlibaba]

I will never use my HMO only when I'm sick.

My company HR had a session at work with us, they opened our eyes to what we stand to benefit with our HMO plans.

The company has spent millions on our HMO. Individual plans, family coverage, everything. Then they said if we don’t use it, that investment is gone.

I’ve already signed up for my monthly gym sessions. Done one spa session, one more to go. I completed a massage too, still have another pending.
Did dental care, scaling, polishing, even whitening.

I’m intentionally going for the ones that actually cost money outside.

If they had BBL for men inside the package, I won’t lie, I would have considered it.

Na my money oh, I go use am.