Kevin Gardner

Commercial real estate mortgage specialist. Former euro professional hockey player. Dedicated husband and dad.

[Kevin Gardner @kevingardner780]

@bobbyfijan pantry is also a nice feature

[Kevin Gardner @kevingardner780]

@bobbyfijan these are great however families would struggle without a mudroom. here is a design that we have successfull utilized in the past on a skinny - 25 by 150 foot lot size

[Kevin Gardner @kevingardner780]

CMHC is still working though MLI Select applications made prior to the July premium increase. I have 5-6 applications that have not been picked up yet, although two have been picked up within the last day.
if you make an application today I would expect a 1-3 month process

[Kevin Gardner @kevingardner780]

@bobbyfijan however prefer this design for main and second floor for families

[Kevin Gardner @kevingardner780]

@bobbyfijan yes- detached with alley access. here is the second floor design

[Kevin Gardner @kevingardner780]

@bobbyfijan 1,870 sqft main and second floor

[Kevin Gardner @kevingardner780]

@bobbyfijan here is a main floor plan that accomplishes a pantry and mudroom. 25 x 150 lot size

[Kevin Gardner @kevingardner780]

well deserved

[Omaha Hockey @OmahaHKY]

✍️ | Head coach @Mike_Gabinet has inked a contract extension, keeping him tied to the Mavericks through the 2027-28 season⬇️

Learn more at https://t.co/ubUIEbH46k.

#GoMavs

[Omaha Hockey @OmahaHKY]

✍️ | Head coach @Mike_Gabinet has inked a contract extension, keeping him tied to the Mavericks through the 2027-28 season⬇️

Learn more at https://t.co/ubUIEbH46k.

#GoMavs

[Kevin Gardner @kevingardner780]

@khzny @IAmClintMurphy @JeffFeldman_ great outcome for the project
3 months ago this would have been a different story and speaks to how nasty the capital markets can effect the success of a long term asset.

[Kevin Gardner @kevingardner780]

@integerhomes @engagefcx build garage suites?

[Kendal Harazny @khzny]

Thanks to @kevingardner780 and @brandonkot for the invite. Our teams closed 3 projects totalling $140M in construction debt together in the past 10 months! 👊

Hell of a trip @mustangpowder

[Kevin Gardner @kevingardner780]

@khzny @daniel_foch Condos vs rental
Different conversation
Profit (or lack of) in the condo project is before your break ground
Rental - you are building on spec-if no units are being built given construction constraints then projects that can be completed will have limited completion in 2027

[Kevin Gardner @kevingardner780]

@Josh_McDonell @Big3Tennis Check out the website bosscat

[Kevin Gardner @kevingardner780]

@paulraimundo No brainer.

Would do the same thing to parts of Whyte Ave. What’s your take on Whyte Ave?

[Kevin Gardner @kevingardner780]

@financeguy725 Magic

[Kevin Gardner @kevingardner780]

@TalktoARYZE @SongheesNation Great leadership @TalktoARYZE

[Kevin Gardner @kevingardner780]

@fortworthchris @financeguy725 @khzny @khzny can discuss his view on guarantee risk

[Kevin Gardner @kevingardner780]

@fortworthchris @financeguy725 @khzny personal guarantee risk on most deals in Canada

[Kevin Gardner @kevingardner780]

@seandsweeney 95% loan to cost, 1.1 dsc, 50 year AM

Insurance premium for this financing - 2.8% of the loan amount added to loan

This is the Canadian government incentive for more housing

Most deals still don’t pencil - cost = value however look for the dev incentive