Ashutosh Dwivedi l devlogs.dev

Building @devlogsapp : A social media community, free of noise, for Developers 🚀 Backend/DevOps engineer 🧑🏻‍💻 GitHub Campus expert alumni 🚩

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Gaurav Pandhi @GauravPandhi]

Giorgia Meloni has unintentionally exposed Narendra Modi’s cowardice before the entire country.

She had the spine to stand up for herself when Trump insulted her, even at the risk of a diplomatic crisis. Modi, on the other hand, keeps bending over backwards to please Trump, calling him "Excellency" and serving shameless flattery, even after Trump called India a “hellhole” and three Indian sailors were brutally killed.

Modi should learn from Meloni: self-respect is the bare minimum for anyone claiming to represent a nation.

[Fratelli d'Italia 🇮🇹 @FratellidItalia]

Non implora. Governa. La dignità ha il suo passo.

[Clash Report @clashreport]

Italy's Meloni responds to Trump:

President Trump, these constant, unprovoked attacks are senseless. As for my popularity, being your friend certainly has not helped it, nor does it depend on my relationship with you.

My popularity depends on my ability to defend Italy’s national interest, and that is exactly what I have always done. That is also what I did regarding the American military bases in Italy. Their use is governed by agreements that we have always respected, and that cannot be violated as long as I am Prime Minister.

Italy remains a sovereign nation. In any case, my popularity is none of your concern. I suggest you focus on yours.

[Aditya Raj Kaul @AdityaRajKaul]

Italian PM Meloni fires back at US President Trump.

[Ashutosh Dwivedi l devlogs.dev @kindacoder]

@Mrsinha Bhai chutiya hai ek number ka tu. Itni hate kisi ke liye nahi honi chahiye life me.

[Rahul Shivshankar @RShivshankar]

"I AND ITALY NEVER BEG"
MELONI SLAYS TRUMP AFTER HE SAY: "Meloni? She begged me for a photo, I felt sorry for her"

Giorgia Meloni's rasping response: "Donald Trump's statements are completely made up, I'm frankly appalled. I don't know why the President of the United States behaves this way with his own allies; after all, it's not the first time it's happened. I can only say it's a shame that he doesn't show the same determination with the enemies of the West, with the enemies of the United States, with leaderships toward which he instead proves much more accommodating; however, one thing he must remember: I and Italy never beg."

[Ashutosh Dwivedi l devlogs.dev @kindacoder]

@talk2anuradha @IndiGo6E Yes happened to me 4 times in a row in last 2 months

[Anuradha Tiwari @talk2anuradha]

There is a new scam by @IndiGo6E these days.

When you web check-in, they don’t show any free seat options to select.

If you skip seat selection and choose auto-assigned seating, they say you'll receive your boarding pass by email around 4 hours before departure. In my case, it never arrived.

When I called customer care to ask why the boarding pass wasn't sent, they told me that auto-assigned seating can only be done 12 hours before departure. If it isn't assigned by then, the airport has to allocate the seat. They also said they have no way to contact the airport.

So you are forced to reach the airport at least 1 hour early for physical check-in. If you arrive close to the check-in cutoff, they may refuse to issue a boarding pass and say you missed the check-in deadline.

Technically, there are no FREE seats for web check-in.

Everybody is out here scamming common people because apparently there’s nowhere for us to go and complain. Well done!

[Mallikarjun Kharge @kharge]

Even as the mortal remains of Indian seafarers killed in Oman by American action arrive in India, I join the nation in mourning the loss of the three Indian seafarers.

Three days have passed since this tragic incident. Yet, there has been no public statement at all or even a condolence message from PM @narendramodi.

The nation was waiting for it, Modi ji.

You spoke about “देश नहीं झुकने दूँगा” but no proof is now required that you have belittled India’s global standing and sovereignty.

Our National interests is being surrendered on a daily basis. And you have the audacity to sugarcoat it with the “Vishwaguru” narrative.

India used to be a “Vishwaguru” when it maintained its strategic autonomy and followed the policy of Non-Alignment. The world listened to us when all previous governments followed this consistent policy of not surrendering.

Indian lives cannot be treated as an afterthought in matters of foreign policy. At a time when serious questions remain unanswered, silence is not a substitute for accountability. The nation deserves clarity, and the families deserve justice.

[Ashutosh Dwivedi l devlogs.dev @kindacoder]

@RahulGandhi Never thought I would support a statement made by @RahulGandhi , but on this, he is absolutely right.

The Prime Minister is 100% compromised, and India's foreign policy has clearly failed. Political opinions may differ, but facts should be acknowledged when they are evident.

[Ashutosh Dwivedi l devlogs.dev @kindacoder]

@TVMohandasPai @narendramodi @NandanNilekani You are asking something to a guy who supports new UGC acts and reservations.
No more expectations to this government.

[Voice Of Brahmins @VoiceOfBrahmins]

ये चारु पांडेय छत्तीसग़ढ की रहने वाली है

इन्होंने 23 साल की उम्र में 19 सरकारी परीक्षा पास करके इतिहास रच दिया है। SSC CGL, CPO, CHSL, MTS, IBPS, SBI सहित कुल 19 परीक्षाएं पास की है और ये अभी CGL में CAG के पद पर चेन्नई में पोस्टेड है।

चारु पांडेय को स्वतंत्रता दिवस पर राष्ट्रपति द्रौपदी मुर्मु जी गोल्ड मेडल देकर सम्मानित करेंगी।

[Ratan Ranjan @RatanRanjan_]

ई तो रतनवा है

[khatarnak Offerz @khatarnakofferz]

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[Umashankar Singh उमाशंकर सिंह @umashankarsingh]

सेंट पीटर्सबर्ग, रूस: भारत-चीन-पाकिस्तान के रिश्तों के बारे में पूछे जाने पर, रूस के प्रेसिडेंट व्लादिमीर पुतिन ने PTI के CEO और एडिटर-इन-चीफ विजय जोशी से कहा:

"बेशक, हम भारत और पाकिस्तान के बीच बॉर्डर से जुड़े मामलों की पेचीदगियों को अच्छी तरह जानते हैं, आपने कहा कि पाकिस्तान एक ऐसा देश है जो पूरी तरह से चीन के कंट्रोल में है, मुझे ऐसा नहीं लगता, सबसे पहले, पाकिस्तान एक बड़ा देश है, उसके अलग-अलग देशों के साथ कई तरह के रिश्ते हैं, बेशक, पाकिस्तान के लिए, रिपब्लिक ऑफ़ चाइना के साथ सहयोग को ध्यान में रखना बहुत ज़रूरी है, लेकिन हर कोई चीन के साथ रिश्ते बना रहा है... GDP के मामले में भारत तीसरे, रूस चौथे नंबर पर है... चीन, US, भारत और रूस ये टॉप चार देश हैं... ये भारत और चीन के बीच नाजुक, कई तरह के रिश्ते हैं, और इनमें दखल देना अच्छा आइडिया नहीं है। बेशक, हम भारत और चीन दोनों देशों में अपने दोस्तों के साथ बातचीत करते हैं... प्रेसिडेंट शी और PM मोदी दोनों आपसी फायदे के सभी मामलों को सुलझाने की कोशिश कर रहे हैं, जिसमें बॉर्डर पर रिश्ते भी शामिल हैं... जहां तक ​​रूस की बात है, हमारे अपने रिश्ते हैं। चीन, भारत के साथ, किसी को कोई नाराज़गी नहीं है, दशकों से हम ये रिश्ते बना रहे हैं, यह नैचुरली हो रहा था, रूस और भारत के रिश्ते चीन को परेशान नहीं करते, चीन के साथ हमारे रिश्ते भारत को परेशान नहीं करते... यह लिंकेज सभी की मदद करता है... एक समय, मैंने सुझाव दिया था कि भारत, चीन के लीडर्स यहां मिलें, इस तरह रूस-भारत-चीन बना। हमारे पास बात करने के लिए, सहमत होने के लिए चीजें थीं, हमने बाद में करना शुरू किया, फिर ब्राज़ील हमसे जुड़ गया, क्योंकि ब्राज़ील हिस्सा लेना चाहता था... साउथ अफ्रीका BRICS में शामिल हो गया, हम इसे बढ़ाते रहते हैं, जब हम मिलते हैं, बात करते हैं, हम एक समझौते पर पहुंचते हैं। हमें भारत या चीन के साथ सहयोग में कोई दिक्कत नहीं है, हम जानते हैं कि हमारे बीच कई तरह के सहयोग हैं, हम हथियारों के मामले में भारत के साथ सहयोग करते हैं... ज़मीन और समुद्र दोनों पर आधारित ब्रह्मोस मिसाइलें... हमने अपने भारतीय दोस्तों को टेक्नोलॉजी, पांचवीं जेनरेशन की टेक्नोलॉजी पर मिलकर काम करने का प्रस्ताव दिया। लेकिन भारतीय दोस्तों ने कहा कि आप खुद करो और हम शामिल हो जाएंगे, हम इस फील्ड में भारत के साथ एयरक्राफ्ट सप्लाई करने के लिए काम करने को तैयार हैं, हमें कोई दिक्कत नहीं है, कोई लिमिटेशन नहीं है, यही बात डिफेंस के साथ भी है। एयर-डिफेंस सिस्टम के लिए, अलग-अलग पार्ट्स होना बहुत ज़रूरी है, लेकिन एक सिस्टम बनाना ज़्यादा ज़रूरी है... आपको यह ध्यान रखना होगा कि एक इन्फॉर्मेशन सिस्टम होना चाहिए जो रियल-टाइम में काम करे... अब हम सिस्टम को अपडेट करने पर काम कर रहे हैं, यह यूनिक एक्सपर्टीज़ है, हम इस टेक्नोलॉजी को चीनी, भारतीय दोस्तों के साथ शेयर करने के लिए तैयार हैं, हम इस बारे में काम करते रहते हैं।"

Video : @PTI_News

[Dr. S. Jaishankar @DrSJaishankar]

The India-UK partnership is now a forward-looking highway of shared economic ambitions and high-technology!

Delighted to welcome UK Foreign Secretary @YvetteCooperMP on her first visit to India.

We reviewed ongoing progress in our cooperation focusing on trade, technology, supply chains, defence, climate, education and people to people ties. Also spoke about new opportunities in clean energy, AI and critical minerals.

Exchanged views on global developments including in Ukraine, West Asia and the Indo-Pacific.

Our Comprehensive Strategic Partnership powered by #Vision2035 continues to advance.

🇮🇳 🇬🇧

[Laura Loomer @LauraLoomer]

Wow!

Today I exposed how Marjorie Traitor Greene @mtgreenee appears to be involved in a promotion of the app Sway while she’s abroad in Costa Rica. I found a video of Ali Partovi @apartovi, the Iranian progressive Democrat founder of the app calling for ICE to be abolished!

After I exposed her promotion of the app, MTG defended him on X and called me a “racist” for asking why she was promoting an app created by an Iranian radical leftist.

In the video, the founder said he allows anti-ICE and ICE tracking operatives to use his app to “fight back”. He also admits to once being deported.

Why is MTG promoting an app founded by an Iranian who wants to Abolish ICE? The app is meant to influence our elections. Why is someone who was deported trying to influence our elections with his app?

MTG has turned into a complete anti-America, Islamist loving traitor.

[Ashutosh Dwivedi l devlogs.dev @kindacoder]

@RatanRanjan_ Padhao likhao mat, pagal ho gaye ho BC monetize karne me.

Million million khelo.

[Umashankar Singh उमाशंकर सिंह @umashankarsingh]

राजस्थान में धूल भारी आंधी की ग़ज़ब की तस्वीर!