Kipi

Your spending, made clear. A simple budget tracker: four buckets, no bank login. First week free. Also on Instagram, Threads & Facebook: @kipibudget

[Kipi @kipibudget]

Let's budget a $5,200 month ✍️

Commitments $2,600
Essentials $1,040
Lifestyle $780
Future Me $780

Left to give a job: $0 ✓

https://t.co/cAuG8mBaSL

[Kipi @kipibudget]

@FinancesODemand A ten minute check-in on the same day each week does more for that than any big overhaul. Small and boring wins here.

[Kipi @kipibudget]

@Bonfire_Method Love the money well spent angle. The things used every single day, like good shoes or a decent mattress, seem to win this question almost every time.

[Kipi @kipibudget]

@LlcMosley The four walls rule is such a clear way to decide what counts as an emergency. A small first goal makes it feel doable too.

[Kipi @kipibudget]

Send this to your partner. You know why 👀

[Kipi @kipibudget]

Send this to your partner 👀

45% of people in relationships hide purchases from their partner (Bread Financial, 2025).

41% made a big money decision without telling them (CFP Board, 2026).

https://t.co/cAuG8mBaSL

[Kipi @kipibudget]

@deaconhayes Days 1 to 7 is the step most people skip. Seeing every balance in one list is scary for a day, then it turns into a plan.

[Kipi @kipibudget]

@deaconhayes Love that the vacation fund and dining out have their own lines. Planned fun is so much easier to enjoy without the guilt.

[Kipi @kipibudget]

Kipi is now in Claude's connector directory 🌱

In Claude: Customize › Connectors › search "Kipi" › Connect. Then ask "How much is left in Lifestyle?" or "Add lunch, $14".

https://t.co/cAuG8mBaSL

[Kipi @kipibudget]

Tap to pay ☕ Kipi's already filled in.

Pay with Apple Pay and Kipi opens with the amount and place ready. Check it, tap Save. No bank login.

https://t.co/cAuG8mBaSL

[Kipi @kipibudget]

@deaconhayes Start tracking spending way earlier. Not to cut everything, just to actually see where the money goes before making any big plans.

[Kipi @kipibudget]

@deaconhayes Budget with purpose is the one that makes the rest easier. Once every dollar has a job, saying no to the extras stops feeling like a sacrifice.

[Kipi @kipibudget]

Guess first: how much do people think they spend on subscriptions a month?

They guess $86. They really spend $219, about $1,600 a year more than they think. 42% pay for one they forgot.

Source: C+R Research, 1,000 US consumers (2022)

https://t.co/cAuG8mBaSL

[Kipi @kipibudget]

Almost Friday. Where did this week's money go? 👀

[Kipi @kipibudget]

@FinancesODemand Giving future you a set share up front instead of whatever survives the month is the switch that makes it actually happen.

[Kipi @kipibudget]

Where your paycheck goes 👇

🔵 Commitments 50%
🟡 Essentials 20%
🩷 Lifestyle 15% (planned, so enjoy it)
🟢 Future Me 15%

Pick your own split and Kipi shows what's left in each all month. No bank login.

https://t.co/cAuG8mBaSL

#budgeting #personalfinance

[Kipi @kipibudget]

@ninibillionss Almost there! The last stretch always feels the longest, but that number is so close to zero now 🎉

[Kipi @kipibudget]

Midweek check-in: how's your Lifestyle bucket doing? 👀

[Kipi @kipibudget]

@Heifer2012 "Paid In Full" is the best status there is 🎉 Congrats, Heather!

[Kipi @kipibudget]

Today I'm voting for Future Me 🗳️