Komal Jain

QPFP®

WealthPliers™ passionately makes your financial life happy and predictable with right professional guidance through Insurance & Investments

[Komal Jain @komalj78]

Lately, I've noticed many influencers criticizing LIC. 🤔 It's crucial to remember that a product's value depends on your goals. LIC policies often offer great guaranteed savings, tax-exempt unlike FDs! 💰💡 #LIC #InvestSmart

[Komal Jain @komalj78]

@Abhishekvijaya7 @NIKHILLJHA As per IRDA, they are not covered in basic health insurance and they have drafted a standard list across all insurers for non payables, mostly all good plans cover it inbuilt or with a rider.

Double check your policy documents to understand coverages.

[Komal Jain @komalj78]

@keitijeon This is soooo informative

[Komal Jain @komalj78]

Understand emergency fund, comment Plan, and I will be happy to guide you

[Komal Jain @komalj78]

The other side, losing makes more sense.

Do watch

[Komal Jain @komalj78]

Some meetings change you as a person, the way you lead, talk or think.

Choose what you love rather than letting life take over you ✨

[Komal Jain @komalj78]

Financial Freedom does give The Pleasure of Walking Tall If understood and applied, can be life changing ! #PleasureofWalkingTall

[Komal Jain @komalj78]

💸 Ready to make SMART money moves?
Join Komal Jain (WealthPliers) for
👉 “Wealth UP!!” – a power-packed session on financial growth!

🗓️ 22 Oct: Today | ⏰ 8–9 PM | 💻 Zoom

🔗 https://t.co/9kyJS5Dll1

ID: 83283349305 | Passcode: 12345

[Beshak.org Insurance 🧐 @BeshakIN]

🚨 Found in 11 health plans: a clause that clashes with IRDAI’s rules.

It lets insurers change policy terms or pricing AFTER you get a disease.

Shocking, right?

We found this sneaky clause in 11 out of 50 plans we scanned. 👇🧵

[Komal Jain @komalj78]

How simple is this but very difficult to follow !

That's why very few people are healthy / wealthy and happy!!

[Komal Jain @komalj78]

Having worked in the MF industry for quite a few years and having measured historical returns, I do not recommend direct stocks. I trust professional fund managers more.

Many people ask me why I do not talk/ recommend about direct stocks!

[Komal Jain @komalj78]

Things which can be outsourced should be outsourced. Things which only you can do, do only those things !

Those who do DIY should first focus on what is the top most priority! Health / Family or wealth!!! I am clear about my priorities!!!!

[Komal Jain @komalj78]

Mutual funds sahi hai !!

✅ Using this technique with help you increase your returns by lakh
✅ This will be better than the returns of a normal SIP

WATCH TILL THE END TO UNDERSTAND HOW IT WORKS !!

https://t.co/J0gZoN8E8e

[Nilesh Shah @NileshShah68]

US levies hefty Exit tax on citizens becoming non-resident.

India is incentivising Citizens to shift tax residency and save on capital gains tax liability.

If you have significant capital gains tax liability on eligible securities, shift to UAE for more than 183 days.

Your family holiday abroad will be funded from the savings on capital gains tax.

Perfect example of famous dialogue of Basanti in the film Sholay

“आम के आम गुठलियों के दाम “

We should amend the laws immediately to ensure that tax is paid in the host country and credit is taken in the reciprocal country.

If we have to persist with tax benefits for larger causes, they should only be available to foreign citizens and not to “seasonal non-residents.”

The path of fiscal prudence runs through taxes. Tax compliance depends on an equitable distribution of the burden. Equitable distribution of tax burden will not happen if high taxpayers are incentivised to move abroad. Today it might be a small amount but tomorrow it could open a flood gate.

Let us give a fair, level playing field to both honest, tax-paying citizens of India and non-resident Indians.

We should move away from the policies illustrated in the Gujarati Proverb

ઘરના છોકરા ઘંટી ચાટે અને પાડોશીને આટો

Genuine NRIs still face many challenges in paperwork and tax assessment. We need to streamline that to bring them to India.

[Anupam Gupta @b50]

Two private detective investigators came to my house to verify a health insurance claim that we made. I am now wondering if health insurance is even worth it. Here's my story.

[Komal Jain @komalj78]

@AdityaD_Shah This is too much generalization of commission.

[Komal Jain @komalj78]

New Mutual Fund Rules to be Noted for your good.

These rules are making investing in mutual funds easier, faster and fuss free.

Kyuki, Mutual Funds Sahi hain ✨

#wealthpliers #sip

(New rules of mutual funds, Mutual funds rules from March 2025)

[Komal Jain @komalj78]

@junoesque @BeshakIN Thank you so much for the trust you place on us and @BeshakIN always Riitu ji. Grateful 🙏

[Komal Jain @komalj78]

Thank you for your support always @junoesque

[🇮🇳 Riitu Chugh @junoesque]

@BeshakIN Gratitude to Komal Jain at #Beshak for her patience, insights and support for my insurance needs. Her advice is clear, unbiased and most suited to my requirements. Highly recommended.
Thank you so much Komal.