@KRL_defi_ Keep 6 months, heck 12 months of payments in a HYSA. 4%. Invest the remaining. In case of an adverse event, you can go through 12 months while you can decide how to draw down the investments. If no adverse events, enjoy.
@esrtweet 1. IQ is not an important metric for pretty much anything.
2. If there was such an objective IQ score (which I'm pretty sure there isn't. IQ tests have many biases), it would definitely not be solely a function of DNA/birth. Nature vs Nurture.
@tallRevere@devpatel778 why would you go to paid bootcamps if you can learn something for free on youtube ? And you can learn pretty much anything online these days.
nobody cares about credentials - can you do the job and do it well, and efficiently is all that matters.