🖥️💥 Ataque de cobardía del VAR en el Francia - España.
👉🏻 Olise llega muy tarde y clava los tacos en la cara externa del tobillo de Rodri, doblándoselo.
❌ 𝗘𝗦 𝗥𝗢𝗝𝗔 𝗗𝗜𝗥𝗘𝗖𝗧𝗔.
▪️ La acción pone claramente en peligro la integridad física del jugador español.
When we started the discount brokerage (flat fee per trade) model in India in 2010, we decided to charge the same fee regardless of trade size. The logic was simple: if the effort to execute a trade is the same, why should customers pay differently? We applied the same logic to mutual funds. We didn't launch MFs until we could sell exclusively direct plans.
You can't call yourself a discount or a low-cost broker if you charge a percentage fee on transactions, because there's no incremental effort in executing a larger order. This logic has informed all our product and pricing decisions from day one.
Anyway, @CoinByZerodha today is the largest direct mutual funds platform in India, with nearly ₹1.6 lakh crores in direct MF AUM, and all our customers have saved thousands of crores in commissions. Direct mutual funds are a no-brainer if you're a DIY investor.
It's interesting that most of the direct MF platforms that started when we launched Coin have either disappeared or pivoted to something else. The few remaining platforms are also rethinking their choice of offering direct plans. However, at Zerodha, we will continue to offer direct mutual funds for free.
A lot of investors still don't know the difference between direct and regular plans. If you are investing in mutual funds, it's worth checking if your investments are in regular or direct plans. If you are in regular plans and want to switch to direct, we can help.
LIONEL SCALONI: “Mi papá venía de manejar 10 horas un camión lleno de piedras, y aún así se bajaba y me decía: ‘Vamos a entrenar, no hay tiempo que perder’.”
Tenía 13 años y vivía en Pujato, un pueblo donde nadie hablaba de Mundiales, pero yo soñaba con uno. Mi cancha era un garaje. Mi camiseta, la de Argentina, aunque jugara en Newell’s. Mi viejo no descansaba. Me llevaba a entrenar, me esperaba, y volvía a trabajar. Él tenía más hambre de fútbol que yo.
A los 17 debuté como profesional. A los 29, fui al Mundial. A los 44, gané uno como entrenador. Y ese día, cuando Montiel metió el penal, no pensé en la copa. Pensé en mi viejo, en el garaje, en ese niño que viajaba a dedo para perseguir un sueño.
Desde que ganamos, no recuerdo haber pagado una comida en Argentina. La gente me abraza, llora y me dice: “Nos hiciste felices.” Y cada vez que lo escucho, me repito algo: valió la pena, cada kilómetro, cada piedra, cada entrenamiento a oscuras."
We hired a new VP of Engineering who is obsessed with agile methodology.
He called a meeting on his first day and said we need to transition to 2-week development sprints.
He wanted daily stand-ups, retrospective boards, and continuous deployment pipelines.
He wanted us to actually write new code.
I realized immediately that he was an existential threat to my lifestyle.
I let him finish his impassioned speech about workflow velocity.
Then I stood up, walked to the whiteboard, and drew a single horizontal line.
I told him agile sprints are a localized solution for a localized mindset.
I said our infrastructure operates on a Zenith Release Cycle.
He asked what a Zenith Release Cycle was.
I told him it's a holistic, macro-stabilization framework where we observe the system in a state of prolonged stasis.
By not touching the code for 18 months, we allow the legacy dependencies to organically settle.
I told him that deploying bi-weekly updates creates micro-abrasions in our database architecture.
I used the phrase chronological data scarring.
The CEO was in the room and audibly gasped.
He told the new VP that we can't risk chronological data scarring just to satisfy a trendy tech buzzword.
The VP looked at me like I'd just invented a new color.
He was completely paralyzed by the sheer density of my fabricated jargon.
He quietly agreed to adopt the Zenith Release Cycle.
We're officially scheduled to deploy our next update in the third quarter of 2027.
I spent the rest of the afternoon buying things I don't need on Amazon.
Agile is a disease invented by people who want to be punished for their salary.
I refuse to participate in my own suffering.
Okay this probably means a lot of people might reconsider using Sensibull or other investment apps, but here goes:
I am noticing a large number of my friends, classmates, acquaintances, and many fellow uncles in many midlife uncle groups make a second career/ hobby out of managing their portfolio. And I think that is a very bad trend. And here is why:
1. Riches are not made by investing. It is preserved by investing. Riches are made from your salary, bonus, ESOP, or business income. (oh and your grandfather's 60 acre farmland)
2. Your stock market portfolio will not comfortably hands down beat inflation. Your business incomes/ salary/ skills might
3. Focusing on market might divert your attention and focus from what actually makes you money - career/ business
4. There are other hobbies - Like photographing wild animals that have been photographed a million times, long drives in which you are trying to get our of city for 4 hours and then doing highway for 1 hour to post a pic of your BMW that no one cares about, playing guitar horribly to the point your wife buys noise cancelling headphones. None of them are harmful. They all can be done in your time on a weekend. But trading/ investing is not a hobby - You do not decide when you have time for it. Market decides when it has time for you.
5. All the above hobbies are relaxing and peaceful - okay may be not driving in India. But you get my drift. Drift. Geddit? :) But then trading / portfolio is a high stress activity. Hobbies are for relaxation
I can go on and on. But TL;DR
Put your money in some mixture of index funds. And focus on your job or business. And family. And living in the now. And beware of people who tell you that you need to focus on your portfolio and spend time on watching markets. They all have a portfolio management service to sell by warning you that you need 100 crores before you turn 100 so that your douchebag son can go to Harvard. If you have 100 crores, chances are that he won't
@NewsArenaIndia Cab drivers, busses, lorries, tractors, all parked on the road which blocks 30% of busy roads.
Stop this illegal parking where drivers are sleeping inside or absent. Stop private buses using public bus stops. Private buses occupy those spaces and block roads for very long.
Agents are about to consume APIs at 1000x the rate of today's apps — across runtime AND the whole SDLC: CI machines, workloads, debugging, incident response, MCP servers.
The way we hand out API access wasn't built for that world. 🧵
Messi had 6 goals going into the 2022 World Cup.
8 matches later, he is now the all time top scorer of the World Cup.
Do you know how fucking insane that is?
الأعظم واضح من تعابير وجهه 0% ضغوط راح يدخل المونديال ونفسيته من احسن مايكون سأشجعك وأهتف باسمك ياميسي في كل ثانيه ودقيقه وانت تلعب اخر مونديال في مسيرتك ☹️💔
فاموس ارخنتينا 🇦🇷💙
When I visited India a few years ago, I got my blood work done at 7am by a Healthcare worker who visited me, got the reports by 9am, doctor's appointment at 10am, followup multiple scans at 2pm, scan results came back at 3pm, followup doctor's phone appointment at 4pm, and medication delivered at 5pm at my doorstep.
All this costed me 3000 rupees (~$30)
#Bengaluru: Will Bannerghatta Road, where the prestigious IIMB is located, get a complete facelift only if PM Narendra Modi or Karnataka’s to-be CM DK Shivakumar visits it?
Why should people suffer?
#RepairBannerghattaRoad
Read 👉 https://t.co/Fw8VI6SxtA
@timesofindia