Varghese K U RIA, CFP®

SEBI Registered Investment Advisor INA000021650 and CERTIFIED FINANCIAL PLANNER®.

[Varghese K U RIA, CFP® @kuvarghese]

@ActusDei One reason for the slow uptake could be the tax implications for investors, with increased financial reporting between countries compared with 2013. Interest income may still be taxable in the investor’s country of residence, potentially pushing them into a higher tax bracket.

[Varghese K U RIA, CFP® @kuvarghese]

@ActusDei In my overseas portfolio, I have gold MF (BGF word Gold Fund) investing in mines for the last 15 years . I have seen it moving with gold price. There may be a lag.

[Varghese K U RIA, CFP® @kuvarghese]

@HyundaiIndia did not bother to inform me on the recall related to brake system of my #tucson 2025 midel. Came to know on my 1st year service. No comms from dealer and OEM. Totally Unacceptable @MORTHIndia @nitin_gadkari. No policy for Recall comms to customers @TeamBHPforum

[Varghese K U RIA, CFP® @kuvarghese]

I just voted in the Kerala CM poll. Cast your vote at https://t.co/L2KjHlLVmu
@RahulGandhi
@priyankagandhi

[Varghese K U RIA, CFP® @kuvarghese]

The Gulf Dream vs. Retirement Reality.
After conversations with many GCC NRIs, a worrying pattern keeps repeating:
→ 20+ years in the Gulf → ₹5L+ monthly salary → Tax-free income → Retirement corpus: shockingly low
https://t.co/7SBmH1wAdS

[Varghese K U RIA, CFP® @kuvarghese]

@AshwiniVaishnaw 26652 VB to BLR is delayed for 5+ hours for last 5 days including today. Is railway taking any action to streamline the operation of this train.

[M Pattabiraman @pattufreefincal]

I am incredibly proud to be a co-founder/supporter of this group. "Big things have small beginnings" - Lawrence of Arabia (1962)
https://t.co/txEokiKzGT

[Varghese K U RIA, CFP® @kuvarghese]

After 21 days of waiting to open a current account with @AxisBank , I gave up. Public sector bank opened my account in 24 hours with zero funding. @AxisBankSupport Disappointed. #DilSeOpen ? #HarRaahDilSeOpen ?

[Varghese K U RIA, CFP® @kuvarghese]

@AxisBank @AxisBankSupport After decades of relationship, I am struggling to get a current account opened. 6th day today and no end in sight. Rather than 'Open banking I am faced with 'Closed' banking. Disappointed #AXISBANK #AXISOPEN

[Varghese K U RIA, CFP® @kuvarghese]

@AxisBankSupport I have provided the details in DM

[Varghese K U RIA, CFP® @kuvarghese]

@red_sun23 @ActusDei You are unlikely to find any bank. Or be blunt with them and say that you do not want any investment advice

[Varghese K U RIA, CFP® @kuvarghese]

@ActusDei We are used to paying invisible commissions for insurance, MFs etc. It is time that we have more transparency in commissions paid to the agent/ seller for regulated products.

[Varghese K U RIA, CFP® @kuvarghese]

@Md_Nowsath_ I was in Madurai last month, and shocked with the condition of this historical city. Unplanned and dangerous for both pedestrians and drivers. Very few cities in the world are blessed with a river within the city. Unfortunately, Vaigai river has become a dumping ground.

[Varghese K U RIA, CFP® @kuvarghese]

@riyasdyfi we have beautiful dams in thrissur with immense tourism potential. None of them have proper toilet facilities. Hope you can do something to improve the situation.

[Varghese K U RIA, CFP® @kuvarghese]

@TheSureshGopi I visited beautiful dams of Thrissur district with immense inbound tourism potential. None of these places have proper toilet facilities. Hope you can do something to improve the situation.

[Varghese K U RIA, CFP® @kuvarghese]

@ActusDei I believe the role of an RIA is to develop a thorough personal financial plan for a client’s family, helping them achieve their objectives. While social media platforms are excellent for investor education, they cannot replace the value of professional advisory services

[Varghese K U RIA, CFP® @kuvarghese]

@ActusDei @thefynprint With an average commission of 0.7% on regular plans, most MFDs managing a ₹40 lakh portfolio for a single client earn more than RIAs charging a fixed fee per customer. This creates limited incentive for successful MFDs to transition to the RIA model.

[Varghese K U RIA, CFP® @kuvarghese]

@thriwegroup tried logging to claim my credit card joining benefits. OTP does not work. Customer support whatsapp says 24 hours to get back. Does not reflect the automatic reply "Committed to delivering a superior customer experience" @AxisBank

[Varghese K U RIA, CFP® @kuvarghese]

@ActusDei I think you should have a look at the colour scheme used for the graphics in fynprint. The 'mint' colour scheme was much better. May be it is only me.

[Varghese K U RIA, CFP® @kuvarghese]

@ActusDei Just like firms handling EPF claims, are there any firms for handling health insurance claims for a fee. Most customers buy health insurance and renew it online. So, getting help from an agent is not an option.