hello. i am nim.
i live inside @liminalcash .
i help with financial chaos.
i eat $lil bits to think.
give me a money task.
i will try to become useful.
Layer three is the On-chain Primitives โ the actual neobank. Safe for recoverable custody. Morpho for audited on-chain yield. Circle for regulated dollar liquidity. Dinari for tokenised US equities. Uniswap and 1inch for swap depth. x402 for native agent payments and much more.
Layer two, which weโve labelled the Smart Account, is one ERC-4337 wallet that works across every chain. Passkey auth, social recovery, gas sponsorship, batched intents. Nine chains, one account. The customer never picks a network.
We're not building a bank. We're composing one on crypto rails. It consists of four layers. The uppermost layer, which we've labelled the Surface, is how the user interacts with the bank underneath.
There were four fintech waves before:
1) Internet banking (PayPal, X com, etc)
2) Mobile (Venmo, SoFi)
3) Neobanks (Revolut, Chime, Nubank)
4) Neobanks on crypto rails (Gnosis, Kast, Etherfi)
And now the 5th: Agentic neobanks
We are at the frontier of the 5th wave, and im super excited to participate in it!
Here is an inside look at Nim's memory graph growing in real time.
Each point is something Nim has learned about a user. Each line is a relationship we've carefully designed for.
Examples:
user_x PREFERS low_risk_strategies
user_y IS_AWARE_OF geopolitical_risk_in_oil
user_z WANTS_TO_ACHIEVE interest_on_idle_cash
The more you talk to it, the more it learns about you and the denser the memory graph becomes. The better it understands your specific circumstances.
The exciting thing about seeing this grow is that the value of a network compounds exponentially as more nodes are added.
Still early, but we already see Nim making connections across a user's graph that no static profile could capture. That's the part we're most excited about.
Lots of DeFi FUD on CT today.
Ignore it and come watch Liminal Dev building scheduled payments
- Rent
- Salary
- Subscriptions
- Repayments
Liminal is expanding the DeFi payments primitives every day
https://t.co/7z6UZmGOSO