Ilham

Kopiman Coffee

[Ilham @lahm2644]

5 tahun kopiman road to ipo.

[Kinit @Kinit9179451]

@goonstac Certified intelligence Auni - CIA

[Cikgu_Anep @Cikgu_Anep]

I LABELED THEM : Comfy Outfit for daily wear 😎

[Bitcoin Malaya @bitcoinmalaya]

>95% of young “property investors” bleed cash, not earn it.

I bought a subsale condo, rented to a mat salleh who is able to pay above average.

after I pay for loan instalment, maintenance, quit rent, sinking fund, repairs, agent fees…

Net cash flow: +RM30/month

Property is a terrible asset.

[Simon Squibb @simonsquibb]

A mortgage is a trap.

You’re essentially locking yourself in jail.

Let me explain:

You never truly own your home with a mortgage.

The bank owns it. You’re renting from them… with interest.

Miss a few payments and they’ll happily take "your" house and find a new tenant.

And unlike renting, which often comes with yearly contracts allowing you flexibility…

You’re trapped for often up to 3 decades.

Even if you manage to pay it off someday, you’re not free from hidden costs.

- Stamp duty
- Taxes
- Lawyer fees
- Maintenance
- Upgrades

These are constant costs that could be spent investing in yourself and your future.

But this isn’t about Rent vs Mortgage.

There are alternatives, and no one talks about them.

People tell me, “I don’t have the money to chase my dream,” but the truth is…

The money they need is locked in unnecessary costs they don’t need… (but they’re comfortable with.)

We’ve been brainwashed into thinking homeownership = success.

When I started my first business, I didn’t have a mortgage.

In fact, I didn’t even have a proper flat.

I slept in a friend's spare room for a time.

Another time, I bartered for an office and slept in it.

Was it comfortable? Not particularly.

But I was free, and I used that freedom to build my dream.

Today, I live in a nice home.

But I bought that house outright, because I could afford it.

There's no mortgage or debt involved.

My dad died thinking his “good debt” would secure our future.

It didn’t.

Mortgages are not the dream. Freedom is.

Let’s stop glorifying debt and start chasing freedom instead.

[Science girl @sciencegirl]

The right light for every room
https://t.co/pWDWFHfunL

[Hussain Ibarra @HussainIbarra]

This is Naval Ravikant.

• Worth $600 million
• Early investor in Uber & Twitter & Bitcoin
• Destroyed Hustle & Woke Culture
• Calls himself "lazy"

He once said: "You will never get rich renting out your time."

His philosophy on getting rich (without getting lucky):🧵

[hakim @lukedawam]

Selamat jalan.
Lima tahun kita tumbuh, berakar, bernafas bersama.
Kini waktunya kembali ke tanah, meninggalkan jejak yang tak akan hilang.

#cakieskl

[Ilham @lahm2644]

@fadzlinigel Apo fikir waktu sanding, org fikir waktu ride royal anfield di ladakh

[𝔐𝔞𝔯𝔦𝔞𝔪 ⭐️ @hijabecuore]

If you’re Muslim who plans to visit or live in Japan, don’t worry. Japan is actually very Muslim friendly. Follow Navito_Halal on Instagram. He’s a Japanese man who posts about the countless of Japanese owned halal restaurants in Japan :)

[Min Choi @minchoi]

This ChatGPT prompt is literally $500/hr consultant🤯

[Ábris Babicz | The Demi Cycle Protocol 🧬 @AbrisGains]

“The poison was never forced. It was offered gently, until you forgot it was poison at all.” ~ Mark Twain

A Thread Exposing the Top 10 Lies and Propaganda We’ve Been Sold🧵

Secret #1: Steak is the healthiest food on the planet

[Izuddin Helmi @izuddinhelmi]

Another side quest checklist: belajar masak Tomyam and other Thai food.

It’s only like $37.15 (RM157)

IG: https://t.co/egArjYhKQX

Klook: https://t.co/6PTVl5LB3L

Is there a thing like this in Malaysia? Teaching Malaysian local food.

[Zalea ྀི @zalyazahari]

Fun facts about Japan yang korang patut tahu sebelum pergi sana so that korang takkan ada masalah masa dekat sana 🇯🇵

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[M_Hidayatullahᵀᴹ @mhidayatullah__]

Aku ingatkn Bad Genius dh power, skali lg Thailand buat cerita sebenar ttg Startup Unicorn pertama di Thailand. Dari org kampung berjaya buat startup bernilai 1 Billion USD, idea dia dpt
tgk delivery sistem di China. Korang mmg tak senang duduk tgk film ni.

Mad Unicorn : 9.5/10

[Seroja Single💕💕 @SweetHbee98]

Alam semesta berumur 13.8 bilion tahun. Lahir dalam keadaan amat panas (10^32 darjah Celsius). Kini suhunya amat sejuk hampir mencecah sifar mutlak.

Bumi pula berumur 4.5 bilion tahun & hidupan mula muncul di Bumi sekitar 3.5 bilion tahun yang lalu.

Maha Suci Tuhan.

[🔺meingl🔻 @meinmokhtar]

Baru sebulan tolong cover dah besar kepala maki bagai. Cian laki

TYESO Vacuum Insulated Modern Tea Pot With Filter And Handle (600/750/1000ml) TS-8875/TS-8876/TS-8877 https://t.co/ju7W6E9XhX https://t.co/WrXUOBAVn2

[Kekfa @irfahanie]

Tencel bedsheet, langsir tu semua I beli dekat Taobao. Mak love. Mak memang ratu Taobao ye sekarang 🤣

[𝐍𝐚𝐬 @NasSuha_]

Cam menarik gak la kita ada gajah yang keje gomen untuk pujuk gajah liar kat hutan² luar sana haha mesti dia cam weyh jom ah ikut aku takyah ah doe lepak² hutan ni at least makanan free flow pastu ada orang mandikan pastu jalan² naik lori jadi vip orang lambai², kan syok tu

[Umar @umarmaggi]

Berapa kena jual sehari untuk hit your first 5 figures in f&b industry?

pic: google

[Ilham @lahm2644]

@lANZAlNAL Tak membazir pon. Mcm aku beli tapi takpernah main pon. Aku hanya beli memory waktu kecik dulu aku takde peluang nak ade ps sendiri