Syed Suhail Bukhari

To the mind that is still, the whole universe surrenders

[Syed Suhail Bukhari @Lambda__Velorum]

Memes are future, How much your business will get successful will depend on how much creative your memes are!
#mememarketing

[Syed Suhail Bukhari @Lambda__Velorum]

One of history's biggest pranks may be that people were made to fear constant danger, believe they needed protection, and were then used for others' benefit. Even after the truth surfaced, blind faith kept many from seeing it.
#bjp #cjp

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Pavel Durov @durov]

India’s IT ministry banned Telegram for one week because some users shared leaked exam questions.

This punishes 150M+ ordinary Telegram users in India — not the insiders who leaked the exam materials.

And the ban hasn't stopped anything. The leaks just moved to other apps.

[Syed Suhail Bukhari @Lambda__Velorum]

If you want to understand the influence of TV shows and movies on Indians, just look at the sales of Titan watches in the coming days.

[chaotic memes @memechaotic]

This is what the internet was made for 😂

[Farza 🇵🇰🇺🇸 @FarzaTV]

Watch me control my computer with just my voice. This is the future of operating systems.

No hands.

GPT-Realtime 2.0 is very, very underrated.

Demo:

[Syed Suhail Bukhari @Lambda__Velorum]

@Airtel_Presence @airtelindia This issue is still not resolved. Is this really the kind of service they provide? One of the worst services I’ve ever experienced. Even after complaining so many times, there has been no proper resolution.

[Syed Suhail Bukhari @Lambda__Velorum]

@airtelindia has one of the worst services ever. I requested a connection shift a month ago, and still nothing has happened.
Hello @JioCare , how quickly can you install JioFiber WiFi?

@Airtel_Presence

[Syed Suhail Bukhari @Lambda__Velorum]

@airtelindia has one of the worst services ever. I requested a connection shift a month ago, and still nothing has happened.
Hello @JioCare , how quickly can you install JioFiber WiFi?

@Airtel_Presence

[Syed Suhail Bukhari @Lambda__Velorum]

I think meme pages with zero integrity are becoming one of the biggest threats to India.

They don’t stand for anything except money, yet they influence millions of people every day.

[Syed Suhail Bukhari @Lambda__Velorum]

I always had a question: why do people always share things with me or ask me for advice? Today, Naval explained it so beautifully, and I finally got the answer.

[Naval @naval]

New podcast on sales - Sell the Truth.

00:00 Be Credible

03:18 “Yes, And”

04:31 Selfish Honesty

05:37 Charisma Is Confidence + Love

07:56 Don’t Manage, Lead

11:16 Hunt Together

14:51 Feed Your (Good) Obsessions

18:57 Sell the Truth

21:07 Good Deal or No Deal

23:39 The Age of Nonlinear Returns

[Syed Suhail Bukhari @Lambda__Velorum]

Exactly

[Kunal Shah @kunalb11]

Those individuals who are natural at learning consumer behavior usually have a history of childhood trauma where they had to be around unpredictable behavior.

[Anne Curtis-Smith @annecurtissmith]

AMEN ✨

[ravish kumar @ravish_journo]

हा हा शानदार है।

[Vickie Remoe @VickieRemoe]

This was useful.

[Perplexity @perplexity_ai]

Perplexity Computer now connects to your health apps, wearable devices, lab results, and medical records.

Build personalized tools and applications with your health data, or track everything in your health dashboard.

[Syed Suhail Bukhari @Lambda__Velorum]

How?

[Naval @naval]

Coding an app is the new starting a podcast.

[Perplexity @perplexity_ai]

Announcing Personal Computer.

Personal Computer is an always on, local merge with Perplexity Computer that works for you 24/7.

It's personal, secure, and works across your files, apps, and sessions through a continuously running Mac mini.

[darkzodchi @zodchiii]

me questioning my past 5 years of decisions after reading

[Mehdi (e/λ) @BetterCallMedhi]

this right here is the reason China stays quiet on Iran

everyone losing their mind asking where is Beijing while the US & Israel are bombing a major chinese energy partner and the answer is so brutal in its simplicity that most analysts miss it completely, the empire is eating itself alive and China is already building the replacementt

America just dragged the entire Middle East into a war for Israel & now Saudi arabia, UAE, kuwait & qatar are sitting in a room discussing pulling out of US contracts & canceling investment commitments

the Gulf states, the literal foundation of the petrodollar, the system that has kept the US dollar as world reserve currency since 1974 actively discussing the exit and Beijing did absolutely nothing to make that happen…Washington did it to itself

but here's what people miss: china saw this coming years ago and already laid the tracks, literally the belt & road Initiative has quietly wired 150 countries into c’hinese infrastructure, ports, railways, highways, fiber optic cables, power grids…while the western media barely covered it

Saudi Arabia started selling oil to China in yuan in 2023, that alone should have been front page news for a month, the BRICS just expanded to include Saudi arabia UAE and Iran in the samea bloc, China built CIPS as a direct alternative to SWIFT so the entire non western world can settle trade without ever touching the dollar, every single one of these moves was made before a single bomb fell on Iran

and then there's Africa…the youngest continent on earth, median age 19, projected to reach 2.5 billion people by 2050, the largest workforce the planet has ever seen & China understood 20y ago that whoever builds Africa's infrastructure owns the 21st century, while the US was spending 4 trillion dollars destroying Iraq & Afghanistan China was building railways in Kenya, dams in Ethiopia, ports in Djibouti, highways in Nigeria, tech hubs in Rwanda, stadiums, hospitals, government buildings, telecom networks powered by Huawei across the entire continent.. & they did it without firing a single bullet, no regime change, no sanctions, no lectures on democracy, just concrete steel, fiber optic and longterm contracts

so when people ask why China stays silent on Iran the answer is that silence is the strategy, every war America fights for Israel costs trillions, destabilizes energy markets, alienates Gulf partners and pushes the entire Global South closer to a system Beijing spent two decades building

the gulf states pivoting right now has zero to do with ideology, Washington turned their entire neighborhood into a warzone to serve Tel Aviv's regional strategy & then asked them to keep buying treasury bonds with a straight face….the math just stopped working and when the math stops working loyalty stops too

beijing's silencee on Iran is the most patient & most devastating move on the board, China is watching america dismantle its own hegemony in real time while quietly inheriting every alliance washington burns, it just has to keep building & keep quiet

Napoleon said nver interrupt your enemy when he is making a mistake, Xi turned that into a 50y doctrine & right now it's paying off faster than even beijing expected