Lucy Valandra

Financial Advisor, Equestrian, Sweet Briar Alumna

Grow with Meridian: providing financial planning and investment management for young professionals & families

[Thomas Kopelman 💵 @TKopelman]

The least fun parts about finance are usually the most important place for millennials to start

-emergency fund

-paying off debt

-managing and tracking cash flow

-401k to the match

It may not be as fun as investing in individual stocks or crypto, but the basics are needed

[Lucy Valandra @ldrinkwater2]

“High inflation is sneaky hard to beat. Global inflation has likely peaked, but price pressures have broadened.” - Principal

[🌸 Chelsea Cirruzzo @ChelseaCirruzzo]

what's joe biden's plan to make taylor swift add a dc location to her tour

[Morning Brew ☕️ @MorningBrew]

- 1/3 of the S&P 500 reporting earnings
- Fed interest rate decision Wednesday
- Jobs report Friday

It's going to be a scary week indeed

[Travis Gatzemeier, CFP® @T_Gatzemeier]

Investing through recessions might seem scary when you're living through it. Switching fear for opportunity has historically rewarded long term investors.

The avg return of the S&P 500 following a recession drawdown:

1 Year: +43%
2 Years: +64%
3 Years: +101%

[Thomas Kopelman 💵 @TKopelman]

ROTH = Pay Taxes Now

Traditional = Pay Taxes Later

Think you will be in a higher tax bracket in retirement?

Go ROTH

Think you will be in a lower tax bracket in retirement?

Go Traditional

This isn't a perfect way to look at it, but it's a good rule of thumb

[Stephanie Insley Hershinow @S_Insley_H]

Love the thing where Outlook deletes emails about meetings if I rsvp to them. Very helpful. Zero chance I'll need to look at that email again to see the agenda, find the Zoom link, etc. A million stars.

[Lucy Valandra @ldrinkwater2]

@AmtrakNECAlerts 2+ hour delay after train 20 was delayed for 3+ hours. Never taking @Amtrak again

[Rio Romeo @romeovomit]

to keep up w/ audible, spotify is now selling audiobooks. do NOT buy from either of these brands. there's an app called Libby which is 100% FREE that has thousands of old & brand new audiobooks and all you need is your library card number!

[m @msnetik]

when the temperature drops one degree

[Thomas Kopelman 💵 @TKopelman]

If you have switched jobs and had an old 401(k), don't just forget about it

Either:

1. Roll it into your new 401(k) if the investments are solid and fees are low

2. Roll it into an IRA

3. Roll it into an IRA and convert it to a ROTH IRA

[jonny sun @jonnysun]

oh i know where im going these are just my emotional support google maps directions

[Lucy Valandra @ldrinkwater2]

@SamanthaTwenty In Banff right now and it’s stunning! Keep in mind Canadian Thanksgiving is early October so rates can be higher and things get booked up. If you want to see Moraine Lake, I recommend going in September as the road can be closed by October.

[Sophie Vershbow @svershbow]

That’s my emotional support stack of unread books on my nightstand.

[Thomas Kopelman 💵 @TKopelman]

Dave Ramsey has one of the biggest followings out there

People listen to everything he says

While I think his advice can be great for people who are in a lot of debt, I disagree with a lot of what he says

Here's A 🧵 on 6 things Dave has wrong

[Morning Brew ☕️ @MorningBrew]

If "per my last email" was a person

[Laura Marie @lmegordon]

Nobody has ever been more surprised than a husband hearing about his wife's plans for the second time.

[Lucy Valandra @ldrinkwater2]

@katekosnoff I’m still trying to figure it out after 20+ years!

[Morning Brew ☕️ @MorningBrew]

A summary of our weekend