Lee

Outgoing|
Be humble | trust the process

[Ruto James @Rutojames7113]

Dr Julius Kipngetich advises men to outsmart their ever rising women.

Men are facing imense pressure from rising women in the society. Kipngetich has the following advice to men:

1. Increase knowledge by reading a book every week
2. On personal finance, save money and stop overspending in huge SUVs, emulate Chinese minimalist expenditure.
3. Generate more income by having more than one income source since women are earning more than men nowadays.
4. Farming maize when you're in Nairobi doesn't make economic sense. Invest in money market, bonds and treasury bills instead.
5. Don't overspend on relatives instead encourage them to develop their own revenue generating avenues.
6. Always be present, don't stay in pubs until 12AM. Kipngetich personallly gets home by 8pm daily.
7. Learn at least one sports activity, language and music instrument. For example, learn darts or chess or football, local languages such as Kikuyu, Luo or Kalenjin and perfect one music instrument like guitar or piano.
8. Go to church every Sunday, build your relationship with God.

The core of the matter is: keep rising as a man. Don't stagnate.

[SokoAnalyst @SokoAnalyst]

If you are a man and you were not born into wealth, you must wake up early and take your life seriously. Nobody is coming to rescue you. Work hard, learn skills, build discipline and create value. Poverty is not romantic; it is painful.

The world is often very harsh to a man without money. People may ignore your pain, mock your struggle and judge your worth by what you can provide. That is why you must keep pushing, even when life feels unfair and the doors seem closed.

Money will not solve every problem, but it gives you options, dignity and freedom. Do not waste your youth waiting for sympathy. Build yourself quietly, move wisely, pray, work and grow. One day, your discipline will speak louder than your struggle.

[Moe @moneyacademyKE]

CBK released an interview with former CBK Governor Micah Cheserem.

Some of the Key points to note:

— He says banks “wanted to kill” M-Pesa
— He says he ordered burning of thousands of exchange-control documents (about 47 truckloads)

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

Ni End Month...

Use your income to take care of

Your past - debts

Your present - living expenses

Your future - savings & investments

[SokoAnalyst @SokoAnalyst]

Many people want wealth, but very few want the boring habits behind it: budgeting, saving, investing, reinvesting and waiting patiently.

[Gichuki Kahome @kahome_steve]

Assuming you can manage to save 20K - 50K a month for the next 5 years,

You can easily create a portfolio that generates a passive income of 10K - 30K per month.

Here's a simple portfolio that you can create👇

[Gichuki Kahome @kahome_steve]

If you loved Equity at 78 bob, you should love it more at 65 bob

If you loved KCB at 77bob, you should love it even more at 65 bob

If you loved KPLC at 18bob, you should love it even more at 15 bob

Pale NSE share prices zinashuka kama missiles kule Iran

[Export Processing Zones Authority - Kenya @epzakenya]

Hosted Prof. Paul Nthakan’o, Deputy Vice Chancellor, University of Embu at the Authority’s exhibition and information booth during the Embu Show @AgriSocietyOfKe.

Later, made a courtesy call to Limbua ENA Kenya EPZ Limited in Ena, Embu County.

Limbua engages in the value addition of mangoes, macadamia and avocado for export @embucountygovt @CecilyMbarire

The company works with over 10,000 farmers of the three agricultural products. This is an example of how the EPZ program promotes the creation of wealth among Kenyans through backward linkages.

Limbua has created direct employment to 600 Kenyans @GovLeeKinyanjui @CecilyMbarire @PSAhassan

[Thuranira @Thuranira_1]

1. You take a loan of KSh 400,000 to help buy a car worth KSh 700,000.
2. You faithfully pay KSh 30,000 every month. After some time you have paid KSh 300,000.
3. Unfortunately, you lose your job and miss one month’s payment.
4. The microfinance repossesses your car and threatens to auction it.
5. You plead with them. They tell you to pay KSh 150,000 to restructure the loan. You borrow from a shylock and pay.
6. They restructure the loan. It is extended to 3 years. You now pay KSh 25,000 per month.
7. You resume payments. You manage to pay for another year. Then things get tough again.
8. By this time you have paid KSh 700,000 in total. Yet you still owe KSh 600,000.
9. They repossess your car again. They value it at KSh 250,000 and sell it.
10. You are left with a balance of KSh 350,000. Interest keeps accumulating.
11. You take other loans to clear the KSh 350,000.
12. In the end, the KSh 400,000 loan costs you almost KSh 3,000,000. You lose the car. You lose your peace of mind.

Machoos.

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

Someone with a 12-month emergency fund reacts very differently to a job loss than someone who barely has one month saved.

Prioritize building your emergency fund.

Before stocks. Before bonds. Before land investments.

And when you get bonuses, per diem, or unexpected cash, channel it there.

[Export Processing Zones Authority - Kenya @epzakenya]

A delegation from @KetepaLtd at @epzakenya to familiarize with the EPZ program.

Led by Mr. Wesley Rono, the Production Manager @KetepaLtd is keen on diversifying its tea portfolio into the export market.

[SokoAnalyst @SokoAnalyst]

As an entrepreneur, Here are 10 Good Habits To Have:

1. Daily Exercise
2. Being Grateful
3. Reading Books
4. Laughing More
5. Waking up Early
6. Practicing Mindfulness
7. Prioritizing Your Health
8. Praying Without ceasing
9. Practicing Kindness
10. Clapping for others geneuinely when they win

What would you add?

[cheruiyotkb @cheruiyotkb]

What can Sh 6,000 do?

📍Monthly savings of Sh 6,000 in a fixed income fund adds up to Sh 490,000 in 5 years at an annual net interest rate of 12%.

📍Monthly savings of Sh 6,000 in an MMF adds up to Sh 250,000 in 3 years at an annual interest rate of 10% - that you can put in a special fund for > 18% annual interests.

📍Monthly savings of Sh 6,000 in an MMF for 15 months adds up to Sh 100,000 that can be invested in an infrastructure bond with a 14% annual return. You will earn Sh 7,000 every 6 months until the bond matures.

📍Monthly savings of Sh 6,000 in an MMF for 15 months adds up to Sh 100,000 that can be invested in select NSE stocks eg. $COOP will get you 3700 shares at Sh 27. This will likely earn you Sh 7,400 dividend besides capital gains potential.

[cheruiyotkb @cheruiyotkb]

Whatever amount of money you make, throw some into investments.

Real estate, bonds, equities, special funds, dividend stocks, businesses.

Have enough to cover bills.

You should not have money sit in an ordinary account collecting dust.

Your money should work harder for you.

[Victory🎙️| Use Recollyai @egbokavictory_]

How the rich train their kids.

[Mihr Thakar @MihrThakar]

The golden rule of personal finance is to live below your means. But for 2026 and beyond, there are caveats everyone must understand, so you don’t retire with little to show for it, like some of our relatives who served decades in the civil service.

Here are the caveats...🧵

[Mihr Thakar @MihrThakar]

Those born in 1996 are entering their 30s.

This is the decade where you either build a future or get quietly baptized ankó or antie mlevi for life.

Do the following difficult things now, and your 40s will be your most comfortable years.

1. Accept your age properly...🧵

[cheruiyotkb @cheruiyotkb]

What school teaches:

✍️Get good grades
🏢Get a government job
💵Earn a salary and allowances
📶Scale the corporate structure

What the streets teach:

💰Cash flow is king
📈Earn. Save. Invest
📚Never stop learning
🧠Think like an entrepreneur
👥Network with successful people

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

3 Must know USSD Codes for Kenyan investors

1. *106*2# to check any unknown Mobile numbers registered using your ID

2. *361# to check if you have any unclaimed assets

3. *334# to set up automatic recurring payments (standing orders) to your Sacco account, MMF, or stock brokerage account.

Follow us for more useful insights

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

#EconomicEmpowermentKE #OwnershipEconomyKE