The Consumer Lens

🔎
Looking beyond the marketing.
Real consumer cases | Data | Fine print | Regulation
Insurance → Credit Cards → Personal Finance
🇮🇳 India

[The Consumer Lens @lensbymanjit]

https://t.co/sT89QOydpi
Insurance sector down. Must watch to know the reason
IRDAI consultation paper

[The Consumer Lens @lensbymanjit]

IRDIA said not anymore, we are proposing the upper celling for commisions
New Business:
For distributors 15%
Agents/associates 20%

Renewal
For distributors 5%
Agents/associates 10%

[The Consumer Lens @lensbymanjit]

Reaction of Insurance aggregators fall in share price was genuine as IRDAI want's to change the distribution economy. Look at the average commision of health insurances between 2023-2025 it is ranging form 11%-27% and had gone upto 70%.

[The Consumer Lens @lensbymanjit]

Turtlemint at lower circuit today and many other insurance industry stocks are continue to fall on day two after IRDAI's consultation paper on distribution & commission reforms.
#turtlemint #pbfintech #insurance #IRDAI

[The Consumer Lens @lensbymanjit]

What was there in IRDAI's consultation paper?

[The Consumer Lens @lensbymanjit]

Smarter Choices. Data-Informed Decisions.
@careinsuranceIN
@HDFCERGOGIC
@NewIndAssurance
@abhealthin
@policybazaar
@bajajalliance
#policy #health #insurance

[The Consumer Lens @lensbymanjit]

📊 Which health insurers are actually performing better?

[The Consumer Lens @lensbymanjit]

📌 Save this post before buying or renewing your health insurance.
Follow @lensbymanjit for more data-driven, consumer-focused insurance analysis.

[The Consumer Lens @lensbymanjit]

Every next Indians are covered under health insurance?

Check the reality 👇

[The Consumer Lens @lensbymanjit]

Headline:

Nearly half of India is covered under a health insurance/financing scheme.

The deeper story: The type of coverage matters. And that's something worth investigating.

The Consumer Lens 🔎
Look beyond the pitch. Understand the reality.

S: NSS 75th & 80th Round, MoSPI.

[The Consumer Lens @lensbymanjit]

How many Indians actually have #health #insurance?

You may have seen headlines saying #healthinsurance coverage in India has reached nearly half the population.

The latest NSS data says something else.

But there's a catch.

What kind of coverage are we talking about? 🧵

[The Consumer Lens @lensbymanjit]

This is where The Consumer Lens comes in. 🔎

We're not interested in just repeating the headline number.

We'll keep asking:

What's underneath it?

Who is covered?

Covered by what?

For how much?

Under what conditions?

And what happens when the claim actually arrives?