Tim

💥Let's invest & get rich together
🇨🇦Demystifying Investing for Canadians
💳I went from bad debit to financial stability
🚀FIRE investor

[Tim @letzoo]

@labnieves HELLO

[Tim @letzoo]

@labnieves Hello 👋

[Tim @letzoo]

Wealthsimple just launched their $100,000 Gold Giveaway. 15 chances for folks to win 1 oz of gold from now to Feb 28th. #investing #personalfinance #beginnerinvesting

[Tim @letzoo]

I moved away from lower-paying career to higher-leveraged career.

I also embraced being frugal.

Despite major setbacks, and only starting investing in my early 30s and now I’m on track to retire early.

The first $100k does feel different and also made me a different person.

[Tim @letzoo]

I recently did a PowerPoint investing 101 with my friends who were also ex-colleagues.

Now I’ve done one of these, I’m excited to do more. #investing101 #canadaetfs #investing

[Tim @letzoo]

I like to do travel a LOT but luckily my hobbies are pretty cheap and I’m frugal most the time which means I get some luxury some of the time if that makes sense?!

Curious, what are your favorite free things to do in your city??

#investing #frugal #financialfreedom

[Tim @letzoo]

Back in the snow to make a point!

Same time in the same market. $1,000,000 difference.

This is why we do it ourselves🔥

#investing #personalfinance #financialfreedom

[Tim @letzoo]

Peek into the life of a head of sales for a Toronto start up 👋 whole team is in town for a client event tomorrow 🫶

[Tim @letzoo]

I tried to do this as a talking head video but after the 6th take I realized I was going to freeze to death before I got the video done.

Curious if any of my other savers or investors are thinking of spending any seasons in a different place?

#Investing #geographicalarbitrage

[Tim @letzoo]

🧌 It’s dumped ❄️ today in Toronto and I had to commute into the office with my fellow desk goblins.

I’ve got a job that I love, but one day I will be swapping these snowy walks for beach walks every single day.

Thank goodness my company supports periods of intense in person

[Tim @letzoo]

Do you love dividend day?🔥

Nothing like relaxing on the beach… then the dividends hit and BOOM you’re magically $1000 richer. 🥹

Let’s go 🔥

[Tim @letzoo]

2026 Quests 🎮
(elder millennial edition)

Some of these are definitely my whole year goals, others (fitness!) I’ll push hard for Q1 & Q2 and hopefully be able to not be as intense on.

Owning a place there makes that plan real, and it would be a fun side quest in itself.

[Tim @letzoo]

I used to think you needed to be good at maths and finance to be good at investing.

But some of the smartest people I know overthink investing.

While the consistent ones quietly win.

Simple. Consistent. Boring. Free.

#investing #savingmoney #personalfinance #etfs

[Tim @letzoo]

Most people think debt is just a money problem.

It’s actually a psychology problem.

Pay it down.
Flip the interest.
Let your money work for you instead of against you.

Once it’s gone, the same dollars that were costing you interest start earning it instead.

#investing #fire

[Tim @letzoo]

I WISH I had started investing earlier, and a huge part of what stopped me is that I really felt like I didn’t know enough to begin.

Start with the small you have with time it would become large📩💰

#investing #personalfinance #beginnerinvesting

[Tim @letzoo]

It’s basically this over and over again x100

But it’s wayyy easier to listen to the noise, get distracted and buy a lot of unnecessary shit vs diligently investing.

While money doesn’t make you happy, being broke af definitely causes a lot of stress and pain.

#Personal

[Tim @letzoo]

My personal finance INS & OUTS for 2026 (millennial edition) 2026 OUT ❌ 🏡 Buying a home 🚗 Getting a new car, your old one is fine 📚 Buying physical books you’re never going to read 🛍️ Mindless spending 🐶 Buying a cute dog 2026 IN ✅

[Tim @letzoo]

Planning to invest your first $100? This one is for you #investing #personalfinance

[Tim @letzoo]

It’s very important to say yes 🥹 #investingstartup #investing #etfs #personalfinance

[Tim @letzoo]

3 ETFs that smashed the S&P500 in 2025 - Canada edition 🇨🇦 🎅#personalfinance #etfs #investing #beginnerinvesting