@GeraintLRoberts ISAs only offer high returns due to intentions of it being a long term investment. Personally, I wouldn’t put money into an ISA if I didn’t have enough additional monies to cover financial emergencies, obviously there will be exceptional circumstances, but each to their own.
Our generation is full of mindless sheep that take what they read on social media as gospel without doing any research for themselves ... just educate yourself kids it’s not hard
@GeraintLRoberts I get your point but it would be pretty pointless putting your money into a help to buy isa if you’re just going to withdraw it as you will only gain the 25% interest when using it on a house deposit 🤷🏼♀️ so if you’re uncertain a standard savings account would give the same benefit