Ⓝ➌O 

Just stalking $GAINS, no noise

[Elon Musk @elonmusk]

Cybercab at a fork in the road

[Elon Musk @elonmusk]

Tesla self-driving enables safer mobility for senior citizens

[Steven Fiorillo @stevenfiorillo]

In a short period $SOFI SoFiUSD has crossed over $300 million in total supply. I can’t wait to see how much this grows.

[Joe Rogan Podcast News @joeroganhq]

How to never be lazy explained in 2 minutes.

[Wall St Engine @wallstengine]

$HIMS & Hers and Novo Nordisk are partnering to bring FDA-approved GLP-1 drugs to the platform later this month, including Ozempic and Wegovy.

Hims will stop advertising cheaper compounded GLP-1s, while $NVO has dropped its patent lawsuit for now.

Existing compounded patients may move to Novo drugs if appropriate.

[Novo Nordisk @novonordisk]

#PRESS: We are expanding US patient access to FDA-approved semaglutide medicines through Hims & Hers in response to a shift in their US GLP-1 business model.

Learn more in the press release here: https://t.co/Jna8BWDPxc

[Hasan Toor @hasantoxr]

🚨BREAKING: Anthropic just quietly built the most complete free AI curriculum in the industry.

No tuition. No waitlist. No paid subscription required.

Here are 10 free Anthropic courses to master AI in 2026:

[Startup Archive @StartupArchive_]

Elon Musk explains his 5-step algorithm for running companies

“First, make your requirements less dumb. Your requirements are definitely dumb… It’s particularly dangerous if a smart person gave you the requirements because you might not question them enough.”

In this interview at Starbase, Elon elaborates on his methodology for shipping everything from electric cars to rockets.

Here’s his “algorithm” quoted in full from the Walter Isaacson biography:

1. Question every requirement. Each should come with the name of the person who made it. You should never accept that a requirement came from a department, such as from "the legal department" or "the safety department." You need to know the name of the real person who made that requirement. Then you should question it, no matter how smart that person is. Requirements from smart people are the most dangerous, because people are less likely to question them. Always do so, even if the requirement came from me. Then make the requirements less dumb.

2. Delete any part or process you can. You may have to add them back later. In fact, if you do not end up adding back at least 10% of them, then you didn't delete enough.

3. Simplify and optimize. This should come after step two. A common mistake is to simplify and optimize a part or a process that should not exist.

4. Accelerate cycle time. Every process can be speeded up. But only do this after you have followed the first three steps. In the Tesla factory, I mistakenly spent a lot of time accelerating processes that I later realized should have been deleted.

5. Automate. That comes last. The big mistake in Nevada and at Fremont was that I began by trying to automate every step. We should have waited until all the requirements had been questioned, parts and processes deleted, and the bugs were shaken out.

Elon shares a costly example of doing this process in reverse on the Tesla Model 3 production line and optimizing a part that didn’t even need to exist.

“It’s possibly the most common error of a smart engineer to optimize a thing that should not exist. Everyone’s been trained in high school and college that you answer the question — convergent logic. You can’t tell the professor your question is dumb or you’ll get a bad grade. You have to answer the question. So everyone, without knowing, basically has this mental straight jacket on and they’ll work on optimizing the thing that should simply not exist.”

Video source: @Erdayastronaut (2021)

[Anthony Noto @anthonynoto]

Thrilled to partner with @mastercard to make it faster, cheaper, and safer for people around the world to move money.

@SoFi is the first U.S. nationally chartered and insured deposit bank to offer a stablecoin on a public, permissionless blockchain.

And now, with SoFiUSD as a settlement option in Mastercard’s network, issuers and acquirers will be able to help millions of business instantly settle transactions, around the world, 24/7. https://t.co/MpQcs6n6ex

[Google DeepMind @GoogleDeepMind]

Gemini 3.1 Flash-Lite has landed.

It’s our most cost-efficient Gemini 3 series model yet, built for intelligence at scale. Here’s what’s new 🧵

[Wall St Engine @wallstengine]

NOVO NORDISK $NVO: TO TAKE LEGAL ACTION AGAINST $HIM & HERS

[Ⓝ➌O  @lukieneo]

@gilles_des96038 @louis_ng25 @adamkhootrader 💯

[Evan @StockMKTNewz]

Google $GOOGL CEO Sundar Pichai just said:

“It was a tremendous quarter for Alphabet and annual revenues exceeded $400 billion for the first time. The launch of Gemini 3 was a major milestone and we have great momentum. Our first party models, like Gemini, now process over 10 billion tokens per minute via direct API use by our customers, and the Gemini App has grown to over 750 million monthly active users. Search saw more usage than ever before, with AI continuing to drive an expansionary moment.

We continue to drive strong growth across the business. YouTube’s annual revenues surpassed $60 billion across ads and subscriptions; we now have over 325 million paid subscriptions across consumer services, led by strong adoption for Google One and YouTube Premium. And Google Cloud ended 2025 at an annual run rate of over $70 billion, representing a wide breadth of customers, driven by demand for AI products.

We’re seeing our AI investments and infrastructure drive revenue and growth across the board. To meet customer demand and capitalize on the growing opportunities we have ahead of us, our 2026 CapEx investments are anticipated to be in the range of $175 to $185 billion.”

[Novo Nordisk @novonordisk]

#PRESS CagriSema demonstrated superior HbA1c reduction of 1.91%-points and weight loss of 14.2% in adults with type 2 diabetes in the REIMAGINE 2 trial. Learn more here: https://t.co/keus3V3ovc

[The Insider @insiderinvests]

Holy shit

JPMorgan just upgraded $SoFi to overweight from neutral

Price target $31

[Chrome @googlechrome]

With auto browse in Gemini in Chrome (now available for Google AI Pro and Ultra subscribers in the US), you can delegate routine tasks like shopping, scheduling, and digital paperwork.

It’s designed to keep you in the loop and ask for your sign-off, so you can focus elsewhere while it gets things done.

[Wall St Engine @wallstengine]

JPMorgan Upgrades $SOFI to Overweight from Neutral, PT $31

Analyst comments: "Shares have declined 10% since its 4Q25 earnings call on Friday (1/30, S&P 500 down <1%), despite posting record 4Q results and better-than-expected FY26 adjusted EBITDA guidance, creating the type of entry point we had been waiting for. Momentum in the business is undeniable, as SoFi continues to add new members and deposits at a record pace, while other fintechs report deposit outflows or stagnant member growth, and investments in marketing in 2025 and 1H26 set the stage for continued premium customer acquisition and engagement for the foreseeable future. Furthermore, the company has scaled nicely and boasts material GAAP earnings (ignoring non-cash fair value gains) from its nearly ~$40bn loan portfolio, with further upside from fee income from its Tech Platform and rapidly expanding Financial Services offerings (e.g., SoFi Plus), deserving of a premium valuation."

Analyst: Reginald Smith

[Jeremy Lefebvre @HolySmokas]

Palantir gets first ever A++ grade in the history of me grading income statements. Congratulations $PLTR

[Jeremy Lefebvre @HolySmokas]

$SOFI with an A+ banger! Look at this beauty

[Oguz Erkan @oguzerkan]

A few words on strong $SOFI earnings:

- Member growth accelerated to 36% for the full year 2025 from 34% for 2024. Faster growth on a larger base, simply amazing.

- Products grew 1% faster than member growth for the full year, meaning it still has a lot of untapped cross-selling opportunities.

- Fee-based revenue now makes up a record of 43% of all revenues. The business is getting more and more capital-light every year. This will result in higher margins and multiple expansion.

- Lending is accelerating. It grew 24% for the full year after being largely flat in the past two years. They still have their foot on the brakes though. If the rates get lower, lending can easily grow 30% this year.

Overall the business is firing on all cylinders.

The most important thing to me is that the business is becoming more and more capital-light ever day.

This means less cyclicality, better margins, and higher multiples for valuation.

It’s my largest position and it’ll remain so for the near future. Yet, I don’t think I’ll add to my position anytime soon as the next 2-3 years are now fully priced in by the market.

If we get a correction, I’ll be a buyer below $20.