Best books about personal finance:
- The richest man in Babylon
- Psychology of money
Follow the principles in those books and your financial life will definitely be a lot better than it is now.
Markets are selling off…
Is this the end? Is the bull run of the last 100 years going to stop now?
Of course not, it’s a correction in the markets. Used to shake out the uninformed investors who will start to put their money back in the markets at new highs…
Be smarter
One of the best books about personal finance is and will be 'the richest man in Babylon', and one of my favorite takeaways from this book is:
"Pay yourself first—save at least 10% of your income. A simple habit that builds wealth over time."
The best way to split your money:
50% is for spending
20% is for saving
20% is for investing
10% is for doing something good
How do you spend your money?
That way, the US won't 'lose ground' to other countries in President Trump's ambitions.
What is your expectation for the XRP ETF, will it get approved?
Is XRP going to be the next big thing?
As of this week, Brazil has approved an XRP ETF (Exchange Traded Fund). This is huge in the crypto world as up until now there has only been a BTC and an ETH ETF.
Currently, there are 9 outstanding XRP ETF applications. With Trump's ambition to make the US 'the world's crypto capital', the progress made in Brazil could result in a a relatively quick approval of the ETF in the United States.
What did Bitcoin do in the past 24 hours?
Even though there is a lot of uncertainty in the markets at the moment.
Price has been rising the last 24 hours, bringing it back over $95k after rejecting the $94k mark
On the other side, this could also be a chance to buy 'cheap' risk-on assets in a risk-off period (thus resulting in a cheaper price, making room for larger gains).
Personal thoughts:
XRP is one of the most utility-driven cryptocurrencies in the space.
It’s not just another altcoin—it’s a potential game-changer in payments.
But legal & regulatory risks remain...
XRP VS other major assets?
XRP vs. BTC: Faster & cheaper but lacks BTC’s decentralization & store-of-value narrative.
XRP vs. ETH: No smart contracts like Ethereum but more energy-efficient.
XRP vs. Stablecoins: Offers similar fast transactions but fluctuates in price.