When building a full-stack project for a client, do you put them on a paid backend hosting plan, or do you leave the backend on a free plan?
A lot of free plans sleep after a few hours of inactivity, and some are noticeably slow. How do you usually handle that?
You want to design for fintech in Nigeria. Here's your actual starting point:
→ Read the CBN Consumer Protection Framework
→ Study real apps critically... Kuda, OPay, Moniepoint, Palmpay
→ Learn KYC, AML, tiered accounts, BVN/NIN, liveness detection
→ Read Paystack and Flutterwave's developer documentation
→ Follow every major fintech incident and trace what broke
→ Study the CBN 2026 Baseline Standards for Automated AML
Nobody teaches this in design school.
Nobody teaches this in bootcamps.
The people who figure it out are the ones who go looking.
Save this. Share it with every designer trying to break into fintech.
I never did an internship.
I never held a junior dev role.
My first official dev job was a mid-level role and I'm going to tell you exactly how.
SWE has a traditional ladder:
Intern - Junior - Mid - Senior
Most people climb it step by step. I skipped the first two rungs entirely.
But here's why this matters MORE right now:
AI is quietly killing junior roles.
So if you're waiting to "start from the bottom," the bottom might not exist by the time you get there.
5 years before my first official role, I was freelancing.
Not just taking small gigs. I was attempting to build and scale a startup.
What that meant in practice:
> I built real products under real pressure
> Deployed production-grade apps with actual users
> Worked with a team and owned outcomes
> Developed grit that no internship could teach
When I finally sat in an interview room, I didn't show up as a candidate.
I showed up as someone who had already been doing the job.
Interviewers saw ownership. They saw someone who could ship without being managed.
That got me in at mid-level.
Here's the good news: you can replicate this faster today than I ever could.
With AI, you can:
> Build an MVP in a week
> Ship to real users (even beta)
> Experience the full SDLC
> Break things in production and fix them
> Make real mistakes and learn from them
That's not a side project. That's a career.
You don't need a junior role to become mid-level.
You need real reps.
You’re welcome.
Your job is to identify all the things that you can do to increase the probabilities and improve the averages that you will achieve your goal, as you desire it, and on schedule.
Faith + work = success
Perhaps the most important lesson you will ever learn in life:
The Law of Belief states that whatever you believe with conviction becomes your reality.
You cannot intensely desire something without simultaneously having the ability to attain it.
Your job is to identify all the things that you can do to increase the probabilities and improve the averages that you will achieve your goal, as you desire it, and on schedule.
Faith + work = success
The existence of the desire itself is usually proof that you have within you everything you need to fulfill that desire.
Why do you keep imagining open a business?
Why do you keep imagining getting a better job?
Why do you keep imagining getting rich one day?
5 of My Favourite 'Aspire to Perspire' Quotes:
(1) When you are tough on yourself, life is easier on you . – Zig Ziglar
(2) If you focus on your focus, you will become a focus – Bishop David Oyedepo
(3) Suffer now and live the rest of your life as a champion – Mohammed Ali
In the supermarket today, I saw a book about "Navigating your twenties" and I opened it. The page I opened was about how no one talks about adulthood from a personal perspective. Everyone talks about how hard adulthood is but no one talks about how hard it is for them personally
@monnify I calculated all my transactions yesterday, the amount that was credited to my wallet was entirely different from the expected amount that supposed to.
What is the problem?