No amount of living life in your twenties...
Will make up for being broke in your 30's and 40's.
Tell your friends to f!ck off. Cancel your back packing trip. Learn to print first dear child.
AFFIRM: Everything is rigged in my favor. I’m divinely protected. Nothing can stop my ascension. My enemies have become powerless. I’m the luckiest person in the room. All my wishes come true. Winning is in my nature.
How much of what we call personality is just biology?
➱ The man who can't handle criticism → low neurosteroids.
➱ The man who procrastinates → depleted dopamine from gut dysbiosis.
➱ The man who snaps at small things → elevated glutamate from mineral depletion.
➱ The man who needs alcohol to relax → low allopregnanolone.
➱ The man who withdraws socially → endotoxin-driven neuroinflammation raising sympathetic tone.
We built entire identities around physiological states that were always fixable.
What Money Actually Buys:
$10K → A safety net
$100K → Options in life
$1M → Freedom from worry
$5M → Full financial freedom
$10M → Time becomes yours
$50M → Access to anything
$100M → Problems disappear
$500M → You buy entire companies
$1B → You enter a different world
$10B → Governments take your calls
$50B → You fund entire nations
$100B → You start shaping the world
The more carbs you eat, the less protein you need.
Carbs trigger insulin release. Insulin suppresses muscle protein breakdown and helps shuttle amino acids into your muscle cells. It also activates mTOR (growth) pathways synergistically with leucine (anabolic amino acid).
Your brain and body will acquire glucose by any means necessary. If its not getting enough exogenously, it will manufacture glucose from other substrates through gluconeogenesis, primarily amino acids mostly pulled from skeletal muscle and dietary protein.
When you're low-carb, a large fraction of the protein you eat gets shunted toward making glucose instead of premium functions like muscle repair, enzyme synthesis, immune function, neurotransmitter production etc.
Carbs free up this protein for actual structural and functional work.
Before going for supraphysiological protein levels, double up on carbs. You'll feel better, look better, and fundamentally operate better.
Met a man in the gym in his 50s with a physique most people want and I asked for his routine.
He said: “Just 2 exercises per muscle group. Been doing it for 20 years.”
Chest — incline bench + cable fly
Shoulders — overhead press + lateral raises
Biceps — hammer curls + preacher curls
Triceps — pushdowns + overhead extensions
Back — pull-ups + barbell rows
Legs — squats + leg extensions
Then I begin to wonder
Are we doing too much in the gym just to feel productive during a workout?
Everybody talks about what bear markets do to your portfolio. Nobody talks about what they do to your character. You stop opening the app. You stop doing the research. It's the same feeling as refusing to check your credit card when you know you overspent. Two years later the same people are winning again and you tell yourself they got lucky. The market didn't take your wealth. Your avoidance did.
Nobody tells you how money actually changes your life
$1k - Survival mode starts to lift. You can handle a flat tyre, a bad month, an unexpected bill without it destroying everything. That alone changes how you think and make decisions.
$10k - For the first time you have a choice. Stay or leave. Take the risk or don’t. Money isn’t wealth yet but it’s the first time it gives you actual options.
$100k - Reality hits. Tax takes a third, cost of living takes more. You realise saving alone won’t build wealth. This is where people either learn to invest or stay stuck on the hamster wheel for years.
$500k - The goalpost moves. You start thinking about how to protect it not just grow it. A market drop that would’ve meant nothing before now keeps you up at night.
$1M - Less changes than you expected. The number is real but the day to day is almost identical. What does change is how seriously people take you in rooms that matter.
$5M - Decisions get quieter. You stop explaining yourself. You don’t negotiate on things that cost you time or peace. Not because you’re above it but because you can finally afford not to.
$10M - You stop worrying about money and start worrying about what to do with it. Where to put it, how to structure it, who to trust with it. A whole new set of problems you were never warned about.
$100M - Money stops being something you manage and becomes something that runs in the background. You have a team for that. What you actually spend your time on is decisions, access, and legacy. The lifestyle barely changes from $10M. The power does.
$1B - It becomes institutional. Governments, banks, and CEOs come to you. You don’t see bills, you don’t take meetings you didn’t request, and you don’t go anywhere without it being arranged in advance. At this level money isn’t personal anymore. It’s structural.
Every level solves the last problem and hands you a new one. That never stops.
Here's a way better way to buy a house than getting a bank mortgage.
Instead of putting a big down payment, take that money and invest it in great stocks for 10 years.
During that time, rent a place to stay. For anyone who thinks you're throwing money away by renting, keep in mind that almost the entire mortgage payment you pay during that time is going to the bank's interest, not the principal.
Your rent will probably be less than your mortgage payment + property tax + repairs. So use that extra money to buy more stocks.
After 10 years, take a loan out against your stock portfolio and buy your house in cash. You will now own the house outright and have the deed - unlike getting a mortgage, where the bank holds the deed.
Your loan rate will be WAY lower than a mortgage rate because it's secured by your stock portfolio. Also, you don't have to pay back the loan on a monthly schedule. You can pay it back at your own pace, or don't pay it back and let the interest accrue on the loan. You never have to worry about the bank taking your house if you miss a few mortgage payments like a bank loan.
After it's all done, you own a house outright with a loan to yourself, and you never sold your stock portfolio, which keeps appreciating.
BTW, that's exactly what I did.
The real flex isn’t a Benz at 28.
It’s a $400K portfolio by 35.
No car note
Low stress
Monthly cashflow
Time freedom
That’s the lifestyle most people miss trying to look rich.
Here is what you all need to understand.
I'm going to explain this in detail for you so you know where we are, and why this is nothing like 2021.
Bitcoin, and the rest of the market, are liquidity vessels.
Their cycles are NOT dependant on an arbitrary 4 year number.
But they ARE dependant on the wider liquidity and business cycle, which is totally different this time.
And you can see here on this chart that BTC mirrors exactly the:
- COPPER/GOLD chart
- ISM/PMI chart
So what are these?
The COPPER/GOLD chart is one of the best indicators to understand that state of the economy.
COPPER is one of the most widely used metals on Earth for almost all form of building and development.
When COPPER is pushing higher, it is because the economy is expanding and the demand for it is high.
GOLD, is used as a hedge and safety trade, and when that is expanding, it is because the global market is shaky and people are keen for too much risk.
What this means overall is that when COPPER/GOLD goes up, COPPER is stronger because the demand for that is higher(expansion globally) and GOLD is trending lower, because everyone is more risk on.
You can see very clearly that when COPPER/GOLD goes up, BTC moves at the same time and always has.
At the bottom of the chart we have the ISM/PMI, which is the index used to understand whether the economy is expanding or contracting.
Historically, when this is below 50, like it is now, the economy is contracting.
When this happens, as you can see, COPPER/GOLD goes down and so does BTC.
Literally in unison.
And right now, we are in the longest contraction of PMI ever recorded.
When PMI ticks over 50, we enter expansion and COPPER/GOLD also goes up... and yes, so does BTC.
So what does this tell us?
Well, look at 2021.
COPPER/GOLD had been expanding for months and was topping out, just like PMI.
In 2021 we were at the peak of the business cycle and only massive contraction lay ahead.
Right now, COPPER/GOLD is bottoming and PMI is grinding up towards 50+.
All at the same time as we are about to come out of the longest liquidity contraction ever, and into easing.
Ask yourself...
Do you think this is all a coincidence?
That this has been the longest contraction cycle, and the longest COPPER/GOLD and PMI contraction also?
No, it is not.
And that is because ALL of this is linked.
The expansion phase of this liquidity/business cycle has not even properly got underway yet, and you can see this with your own two eyes looking at this chart.
The fact here is that BTC has been pushing higher in an overall contracting global environment, and as i keep saying, the only thing that has been pushing it higher has been institutions and government adoption.
The reason it is weak, totally different to any other bull market, and cannot sustain a true pump, whilst the altcoin market has been down only is because of what I have just told you here.
Todays conditions could not be more different to 2021...
I have made this crystal clear for you in this and many other of my posts.
If you think you are gonna get a 2022 bear market from here and you can sell or your bags now, add a massive 50x short, ride it easy, then chuck your profits into BTC at 75% down...
You're fucked.
Massive expansion is what lies ahead.
Not a deep bear market.