Majid Bilal · Fiscalgrove

Free mortgage & home-finance calculators and plain-English guides for home buyers, across multiple markets. Built & maintained by Majid Bilal.

[Majid Bilal · Fiscalgrove @majid_b]

The first payment on a $400,000 mortgage at 6.5% sends $2,167 to interest and only $362 to principal. That ratio explains why an extra $100 in the first year removes far more interest than the same $100 contributed in year twenty-eight.

[Majid Bilal · Fiscalgrove @majid_b]

Monthly overpayments beat one annual lump sum by £1,582 over twenty years on a £250,000 mortgage. Choosing to shorten the term rather than reduce the monthly payment on a £10,000 lump sum is worth £12,909, so the second decision matters considerably more. #HomeBuying

[Majid Bilal · Fiscalgrove @majid_b]

A £250,000 UK mortgage at 4.5% costs £1,390 a month over 25 years and £1,183 over 35 years, and that £206 monthly saving is not free because stretching the term adds £80,045 to the interest you eventually pay.

[Majid Bilal · Fiscalgrove @majid_b]

@TeamYouTube I will send it right away.

[Majid Bilal · Fiscalgrove @majid_b]

@TeamYouTube I requested this on YouTube Creators channel twice and I am requesting it here. Please separate shorts and long form videos on the content tab of Dashboard as suggested in the screenshot. I'm sure it's not a big deal since you've already separated them in analytics.

[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

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[Majid Bilal · Fiscalgrove @majid_b]

@thechrishrdz Product matters as well. Wonder what is your product?

[Majid Bilal · Fiscalgrove @majid_b]

@ArifRusho https://t.co/OmZnj7dUqm

[Majid Bilal · Fiscalgrove @majid_b]

@BlakNames Sorry, I corrected it.