Manish Jain, CFA

💰 Co-founder @MezziApp - Modern wealth management with AI. Learn more at ⏪ Prev @TrilogyEquity @jpmorgan.

[Manish Jain, CFA @makeitjain_]

2025 was epic. 2026 will forever change the industry.

[Mezzi: Modern Wealth Management @MezziApp]

We crunched numbers. 20,000 hours saved in 2025.

2025 was an epic year for @Mezziapp.

In the past 12 months, Mezzi evolved from a portfolio tracker into an AI-powered wealth platform that helps you manage your wealth without handing over your assets to a stranger.

We consistently hear from our Members that they feel more educated, more in control, and have greater peace of mind with Mezzi. And they accomplish all of that while:

✅ Saving time—nearly 20,000 hours saved in 2025
✅ Getting AI insights for all their accounts whenever they need it
✅ Keeping control of billions in collective assets without handing them over to a stranger

Here’s the 2025 recap:

🤖 Mezzi AI got more personal
You can now tailor Mezzi AI with goals, retirement plans, and investing preferences for more relevant answers.

We’ve also expanded model options (including Gemini 3 and GPT-5.2) and meaningfully improved the accuracy of Mezzi AI.

I've personally been using the Gemini 3 models for complex questions about portfolio rebalancing, and it's been incredible to see how much more nuanced the answers have become.

💻 Mezzi on the web
We launched the desktop web app so you can review and act from a bigger screen.

Expect major web improvements in early 2026.

🏠 Full net worth coverage
Your net worth isn't just your brokerage accounts. We added support for real estate, vehicles, and loans.

Plus, manual entry or AI document scan for assets that don't link automatically (like that rental property or your art collection).

₿ Crypto
We introduced support for live tracking of crypto portfolios—connect Coinbase, Kraken, Robinhood Crypto, and more through Snaptrade.

🏦 Expanded brokerage and bank support
We expanded coverage through Snaptrade and Plaid.

In 2026, we'll be adding additional aggregation partners to broaden support beyond the thousands of financial institutions already supported.

👥 Collaboration
Collaborators can have their own AI conversations. Great if you and a partner have different perspectives on managing finances—Mezzi AI can be a helpful mediator when you disagree on whether to sell that Tesla position.

🔗 Mezzi MCP
You can now access Mezzi directly in ChatGPT.

📊 Data improvements
We did extensive work to improve data accuracy across Mezzi.

This powers everything from flexible asset allocation views to tax optimization to real-time stock prices—making Mezzi AI more reliable than ever.

📞 Member calls
Best of all, our team has held calls with the majority of our members. It's been wonderful to meet you all and determine how Mezzi can immediately address your needs.

We're looking forward to thousands of these calls in 2026. Sign up for one today!

We've got some exciting things in the works in the next couple of months (and yes, we're holding back some surprises):

More proactive prompts for taxes, drift/rebalancing, and retirement checkpoints

*Deeper personalization so guidance reflects more of your full picture
*Voice so you can talk to Mezzi, not just type
*Upload files to Mezzi
*Backfilling transaction history

[Manish Jain, CFA @makeitjain_]

The @MezziApp customers are just amazing. We ask for feedback, we get it so quickly. We screw up, they let us know right away. When we do better, they also let us know. They are so passionate about the movement to unlock financial advice.

What else could you possibly want as a founder?

We're just getting started and I'm so excited to take Mezzi to the next level with you.

[Manish Jain, CFA @makeitjain_]

There's also really just a general lack of awareness of the possibilities. The good news is that the non-tech public is increasingly exposed to the possibilities at their work, whether they like it or not.

[sarah guo @saranormous]

the non-tech public needs to be presented:
- the benefits of AI (products, services and outcomes)
- the ability to participate
- the requirements (natsec, competitiveness)
- mitigated concerns (jobs, energy cost)

everyone has a real shot to participate in the new economy!

[Shreyas Doshi @shreyas]

Probably the best thing I did to accelerate my rate of learning after my mid-30s was to drop hierarchical thinking when choosing who to learn from. Easily 10x’ed my rate of learning.

I have since realized that, for talented high achievers, hierarchical thinking is the biggest barrier to mastery of their craft.

Most people don’t consciously think about it, but it’s always there.

They decide who is worthy to learn from and who isn’t.

They only learn from people they “look up to”.

And your look-up-to group shrinks in size as you achieve more success yourself, so you deprive yourself of the great opportunity available to you: you can learn from everyone, literally everyone.

Contrary to some beliefs and some (flawed) intuitions, learning like this
- does not take huge effort
- cultivates greater critical thinking
- feels better than hierarchical learning
- can take you to mastery much faster

It does require though that you confront your ego and quiet it a little, not for spiritual or moral reasons, but solely for the purely practical, capitalistic pursuit of your greater goals.

This sounds simple, but few can do it.

The ability to do this cannot be given to you.

Only thing that can be given to you is the pointer to what is truly going on. The rest is up to you.

[Manish Jain, CFA @makeitjain_]

This is so great

Also, @SpaceX employees come check out @MezziApp!

[zerohedge @zerohedge]

*SPACEX WORKERS ORGANIZE TO PUSH FOR LOWER WEALTH FEES AFTER IPO: BBG

[Manish Jain, CFA @makeitjain_]

This is a huge adjustment for most VCs and most teams

[Mike Vernal @mvernal]

https://t.co/n7pVVA3uXu

[Manish Jain, CFA @makeitjain_]

IPO wave is going to cause big changes to the SP500

[Manish Jain, CFA @makeitjain_]

@hnshah @SamAsante

[Manish Jain, CFA @makeitjain_]

You earn too much to take advantage.

That's when you start hearing about the backdoor Roth IRA.

Beware of this potential tax trap before you proceed.

[Manish Jain, CFA @makeitjain_]

https://t.co/u2tSCB8zbz

[Manish Jain, CFA @makeitjain_]

https://t.co/u2tSCB8zbz

[Manish Jain, CFA @makeitjain_]

My take: The Mag 7 are so much more than just "AI' businesses. Tech will continue to grow as a % of market cap. Every company wants to be a tech company.

[Jim Bianco @biancoresearch]

Last week, Michael Harnett of BofA included this chart in his May 22 "Flow Show."

As this reposted thread below details, we have not seen the market this concentrated around a single theme in 150 years.

[Manish Jain, CFA @makeitjain_]

@biancoresearch nevermind, missed the footnote.

[Manish Jain, CFA @makeitjain_]

@biancoresearch did he define what an "AI" big 10 company is?

[Manish Jain, CFA @makeitjain_]

@hnshah @shreyas Nice, me too. Helpful to know you recommend attending this as well!

[Olivia Moore @omooretweets]

Self-driving cars are fun because you never see competing SaaS products having a literal standoff in the street

[Manish Jain, CFA @makeitjain_]

@thesamparr It also turns out that Costco sells some pretty awesome clothes for $10

[Manish Jain, CFA @makeitjain_]

Tokenmaxxing might have been the dumbest thing ever

[Manish Jain, CFA @makeitjain_]

Really? Qualify?

"Qualify" to work with a financial advisor.

Let's stop with these arbitrary wealth levels and unnecessary gatekeeping.

Let's talk about aligning a service with a need.

The wealth management industry made up these wealth cutoffs because that's how they decided to make money: basis points on your assets.

What they're really saying: below $1M, you're not worth our time. Above $1M, MAYBE you are.

People below one million are turning to AI. Multi-millionaires are turning to AI.

AI doesn't care about your net worth. It cares about the problems you have and helping you solve them.

[Manish Jain, CFA @makeitjain_]

@dougboneparth @scottsalaske advisors do pitch it and charge 60bps or something obscene