I donโt care what you got going on in your life at that moment, as long as itโs not health related when the money comes always repay your debts first.
"When waiting for luck, you must know how to guide luck; to design luck is to design life." - John D Rockefeller
You design your own luck by showing up consistently, being diligent, seizing every opportunity, taking risks or being audacious and simply being a good person.