ManojKumar

Software Engineer by profession. Optimizer by obsession.
Tech • Investing • Credit card rewards • Travel strategy
Turning points into experiences.

[ManojKumar @manoj41980]

Turned ~₹4,000 into a super premium stay—and made a special day truly memorable ❤️
Grateful for how everything came together.
Here’s how I planned it 🧵

[ManojKumar @manoj41980]

@CaVivekkhatri It's a personal choice.
My choice: Term insurance. Term since 3 years paying. 1cr term with 9-10k premium/year.

[ManojKumar @manoj41980]

@imYadav31 Im still able to see and access the ishop.
FYI

[ManojKumar @manoj41980]

@luxe_explorer Ohh got your point.Thanks !

[ManojKumar @manoj41980]

Amex Reserve gives 3X instead 5X.

[Luxe Indian Point Explorer @luxe_explorer]

💎 Hidden Gem: AMEX Platinum Reserve 5X Reward Xcelerator! 👀

Most people know about Shopwise Reward Multiplier...

Very few know that the AMEX Platinum Reserve also gets access to Reward Xcelerator, earning 5X MR Points directly at partner brands
➡️ no portal, promo code or enrolment required.

Some participating brands include:
🔸 Air India
🔸 Tata CLiQ Fashion
🔸 Tata CLiQ Luxury
🔸 Dyson
🔸 Meatigo ...and several more premium brands.

The MATH 👇
---

Normally: 1 MR / ₹50
With Reward Xcelerator:
➡️ 5 MR / ₹50

Assuming 1 MR = ₹0.80
➡️ 8% effective return at eligible partners. ✨

#Amex

[ManojKumar @manoj41980]

@jassneetsingha But still is is good for voucher 1 mile =₹1

[ManojKumar @manoj41980]

@jassneetsingha Really good afternoon accorr
Note: personal opinion

[ManojKumar @manoj41980]

@balakoteswar @KanjiBambhaniy Ha ha , reminded my fav movie

[ManojKumar @manoj41980]

@balakoteswar @KanjiBambhaniy Idhi cheppindhi Peter Parker (spiderman) uncle Ben kadha?
Marchesara?

[ManojKumar @manoj41980]

@jassneetsingha Same same ✋

[ManojKumar @manoj41980]

@think_in_points My Renewal will be tomorrow 😂

[ManojKumar @manoj41980]

@think_in_points Yes , After Accor removal AirIndia is super worthy.

[ManojKumar @manoj41980]

@MagnifyClub Wow wow awesome

[ManojKumar @manoj41980]

@MFIndiaGyan This is business😂

[ManojKumar @manoj41980]

@MFIndiaGyan Yes consistency is the key. Will bring it up

[ManojKumar @manoj41980]

@MFIndiaGyan Konni rojulu baaaga follow ayya, no breakfast, lunch protein salad, dinner (biryani 😂). Result baaga kanapadedhi. Malli 1 month nundi normal

[ManojKumar @manoj41980]

Good Morning 🌞

[ManojKumar @manoj41980]

@MFIndiaGyan Same same but different

[ManojKumar @manoj41980]

@ChaiAndMiles Agree, in for international hotels it is good option. But we may get more value extract by airlines transfer