MS247

Dad & husband to my beautiful son & wife, Owner of Soren Financial

[MS247 @mans247]

A bank might reject your mortgage for reasons unrelated to affordability, like postcode restrictions or income structure. A broker's job is to navigate this and find the right bank for your loan. #MortgageTips #HomeBuyer

[MS247 @mans247]

‘May 2026 - 2000s House Music’ by Mans247 is on #SoundCloud https://t.co/ZftVRY8iYh

[MS247 @mans247]

Major banks push products that suit them, not necessarily you. 'Close enough' on hundreds of thousands can cost dearly. See a broker with 40+ lenders for true options. #MortgageTips #Finance

[MS247 @mans247]

Thinking your pre-approval locks in your borrowing power? Think again. As rates rise, so does the risk of your borrowing capacity shrinking. Stay in touch with your lender to avoid nasty surprises when signing contracts. #HomeBuyers #MortgageTips

[MS247 @mans247]

Think brokers work for free? Think again. While lenders often cover costs, complex scenarios (self-employment, overseas income, multiple properties) require broker fees. Good brokers charge for their expertise – don't settle for less. #MortgageTips #RealEstate

[MS247 @mans247]

Holding liabilities like BNPL, personal loans, or car loans can significantly hinder your borrowing capacity for your dream property. Reduce credit card limits to the bare minimum to make a big difference. Follow for more tips! #FinanceTips #BorrowingCapacity

[MS247 @mans247]

Commercial loans are assessed differently than residential ones. Lenders consider lease terms, property type, industry, and your business case. Expect to put down 30-35% as a deposit. #CommercialRealEstate #FinanceTips

[MS247 @mans247]

Heard about paying off your home loan in 7 years? It's likely 'debt recycling' – using equity to invest. But beware: property managers, land tax, and unrealistic growth expectations can push that timeline way past 10 years. It's not a simple fix; consult experts. #FinanceTips

[MS247 @mans247]

@BillAckman @benshapiro Facts don't care about your feelings and the facts are it's time to hit the road...

[MS247 @mans247]

Commercial loans differ from residential ones. Lenders assess factors like lease terms, property type (industrial vs. retail), industry, and business financials. A strong business case is crucial for loan approval, often requiring a 30-35% deposit. #CommercialRealEstate #Lending

[MS247 @mans247]

Commercial loans differ from residential. Lenders consider lease terms, property type (industrial vs. retail), industry, and your business case. Expect to put down 30-35% deposit. #CommercialRealEstate #FinanceTips

[MS247 @mans247]

Lenders don't all calculate borrowing capacity the same way, especially with bonuses or commission. Some average the last 2 years, others take the lowest. A broker ensures your remuneration fits the lender's changing calculations. #MortgageTips #Finance

[MS247 @mans247]

Top 10 Suburbs w Servere Mortgage Stress (Sydney) #residentialmortgage #... https://t.co/HL3YNvPGqH via @YouTube

[MS247 @mans247]

When interest rates climb, your borrowing capacity shrinks. A pre-approval isn't a guarantee of the same loan amount later. Always check with your lender before signing a contract to avoid being in a bind. #RealEstate #FinanceTips

[MS247 @mans247]

If a bank asks for a higher deposit than expected on a property, it's a red flag. They might see issues with the property or area that you haven't identified. While seeking other lenders is wise, ask yourself: is there something wrong here? #RealEstateTips #PropertyInvestment

[MS247 @mans247]

Don't let one bank rejection define your journey. Reach out for a personalized review to find the right path to achieve your financial goals. Comment 'review' below to get started! #FinanceTips #LoanHelp

[MS247 @mans247]

Self-employed and struggling to get loan amounts? Your broker might be the issue. Major lenders aren't always the best fit. Explore second-tier lenders with products tailored for you. If your broker isn't flexible, it might be time for a new one. #MortgageTips #SelfEmployed

[MS247 @mans247]

@Erin_Molan Don't you have a footy game to comment on? Ahh that's right you got fired and thought being a 7k a post grifter would make more sense

[MS247 @mans247]

Imagine having $200k earning minimal interest while paying 6.5% on an $800k loan. Not using an offset account means losing money. It's essential financial knowledge schools don't teach. #FinanceTips #MoneyManagement #Australia

[MS247 @mans247]

Don't let car loans, HECS debt, or 'Buy Now, Pay Later' accounts stop you from buying your dream property. High credit card limits also hinder borrowing power. Reduce or eliminate these liabilities to improve your chances. #FinanceTips #HomeBuyer #DebtManagement