Matthew Sinclair

[Matthew Sinclair @MAPSinclair]

@TheSecretAcct @jmcl_2015 @rupertmiller @meaningfulmoney https://t.co/FFqYZFdErR

[Matthew Sinclair @MAPSinclair]

@TheSecretAcct @jmcl_2015 @rupertmiller @meaningfulmoney You still have to get advice from a FCA Pension Transfer Specialist for a transfer over £30k as a DB pension is safeguarded benefits.

The regulatory landscape has softened slightly with the introduction of consumer duty and ‘now that all the cowboys have gone’. 1/2

[Matthew Sinclair @MAPSinclair]

@TheSecretAcct @jmcl_2015 @rupertmiller @meaningfulmoney 2/2
But there is still a high bar to transfer and it has to be deemed in your best interest to transfer.

If you had £31k the fees would outweigh the benefit. At 100k the fees may still outweigh the benefit …

There is an argument that the £30k limit should be increased.

[Matthew Sinclair @MAPSinclair]

@wildlonglola @Gigantic Have you had a reply?

Looks like most people are still waiting 🙄

[Matthew Sinclair @MAPSinclair]

@TheSecretAcct What's the tax treatment within the company...

Corporation tax on any growth and income from the investments?

[Premier League Match Centre (Parody) @PL_Match_Centre]

#NFONEW - 40”

Yates again! Goes studs up against Longstaff. If only Anthony Taylor had a good view of it

[Aaron Stokes @AaronJStokes]

Anthony Taylor disasterclass in that first-half. Yates not even on a booking despite two really poor challenges. Unsure how that Elanga foul on Willock hasn't been reviewed... #NUFC

[Matthew Sinclair @MAPSinclair]

@TheSecretAcct @ii_couk @ajbell Awkward?!

[Matthew Sinclair @MAPSinclair]

@Paul49575522 @carmichilli @MartinSLewis And if it pushes overall estate above £2m, then people start to lose the RNRB...

Certainly gets more complicated!

[Matthew Sinclair @MAPSinclair]

@carmichilli @MartinSLewis We certainly need to understand the detail.

You could argue that on first death any pension being passed to the children is being 'inherited', and would therefore be taxed, in the same way a gift to the children would be through the Will...
Certainly plenty of work for advisers!

[Matthew Sinclair @MAPSinclair]

@KimTserkezie She is very clever!!

Well done Deanna 😁

[Matthew Sinclair @MAPSinclair]

@Great_Run @LifeatAJBell @ajbell @jakekstevenson ��🏻🎽💨🤞🏻

[Specsavers @Specsavers]

You up, @UEFA?

[Matthew Sinclair @MAPSinclair]

@craigjnufc Never a handball - according to the laws, can't be a handball!!

[Alan Shearer @alanshearer]

Do me a fucking favour man. What a load of shit. #VAR

[Matthew Sinclair @MAPSinclair]

@Boxing_UK_ Should have been a knock down ✅
Taylor tried to hold and spoil a lot ✅
Taylor looked much better than the first fight and Cameron struggled to show dominance throughout the fight.

Trilogy needs to happen ...

[Matthew Sinclair @MAPSinclair]

@BenCrellin @The_SAKAning If Havertz had got the red card then Bruno would not have hit out. The referee lost control of the match at that point.

Both should have been red cards but in my opinion, if the first one is correctly given - the tension in the match doesn't develop in the same way!